Credit Data Science Manager — Scale Consumer Lending

Moniepoint Group; España; On-site; EUR 70,000 - 90,000; Full time

Benefits offered by this job

Dynamic and collaborative work environment

Continuous learning and career growth opportunities

Company covered health insurance

Competitive salary and performance bonuses

Pension plans

Job summary

Moniepoint Group is seeking a Data Science Manager based in Spain to lead consumer credit data science efforts. This role will develop and scale a team focused on pricing and credit limit modeling, and you will influence decisions impacting millions of customers.

The ideal candidate has 5+ years of experience in data science within financial services and a quantitative degree. Moniepoint offers a dynamic environment, competitive salary, and opportunities for career growth.

Qualifications

• Degree or qualifications in a quantitative field such as Statistics, Mathematics, or Engineering.
• 5+ years of experience in data science, decision science, or risk analytics.
• Working knowledge of credit risk and consumer lending.
• Proficiency in SQL and at least one programming language.

Responsibilities

• Develop credit scoring, affordability, and behavioral models.
• Design and run experiments to optimize approval and loss rates.
• Partner with product squads to embed decision logic into systems.
• Ensure data quality and compliance in models.
• Mentor product squads on best practices in data-driven decision making.

Skills

Statistics

Data Science

SQL

Python

Risk Analytics

Education

Degree in a quantitative field (Statistics, Mathematics, Engineering)

Tools

A/B Testing

Machine Learning

Job description

Moniepoint Group is seeking a Data Science Manager based in Spain to lead consumer credit data science efforts. This role will develop and scale a team focused on pricing and credit limit modeling, and you will influence decisions impacting millions of customers.

The ideal candidate has 5+ years of experience in data science within financial services and a quantitative degree. Moniepoint offers a dynamic environment, competitive salary, and opportunities for career growth.