Credit Analyst

Corteva; Asturias; Híbrido; EUR 30.000 - 42.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work model

Descripción de la vacante

Corteva Agriscience is seeking a Credit Analyst to manage the credit and collection process for the assigned portfolio while monitoring DSO and cash flow. You will coordinate with Credit Specialists, respond to customer queries and drive remedial actions.

The role requires English and either French or German, with a third language a plus, and a solid knowledge of accounting principles. Hybrid work with on-site days is available.

Formación

• Experience in Credit, Customer Service or any other function within OTC process.
• Business proficiency in English and French or German is required; a third language is a plus.
• Solid knowledge of accounting principles; PC skills with email and MS Office.
• Experience collaborating with Sales/Marketing, AR and Customer service teams.

Responsabilidades

• Manage the credit and collection process for the portfolio assigned.
• Monitor performance, DSO, risk and cash flow, and anticipate issues.
• Act as main contact for customers and coordinate with Credit Specialist.
• Provide input to reporting and improve collection strategies.
• Respond to customer queries and support remittance details when needed.

Conocimientos

Credit management

Customer service

Analytical thinking

Communication

Educación

Solid knowledge of accounting principles

Herramientas

SAP

MS Office

Descripción del empleo

The Credit Analyst will have several main task areas which require a full understanding of the sales to cash flow of the business and country she/he is in charge of: monitors performance of portfolio assigned, anticipates potential issues, keeps marketing organization aware of potential problems with customers, recommends & implement course of remedial action and improvement programs which drives cash flow/ DSO performance of portfolio assigned, develops and maintains good relationships externally and internally in the interest of the ongoing and future business. JOB DESCRIPTION (functional responsibilities):To full execute the DOA.To ensure full understanding and compliance of the GCP.To be compliant and execute the Internal control KCAs.

To understand the Business: nature, growth, strategy to achieve that growth, type of customers, country specifics, products, seasonality, sales organization structure, global credit organization. Know the warehouse cut-off times, lead time from the moment order is placed till the material should be released (the latest).To provide the required input to the Credit Specialist in preparation of the Cash Calls following the standard report and participate if required.

To be the key contact for the business/ customers interactions for the portfolio assigned. To be responsible for the portfolio assigned from the entire Credit Cash Collection process (mainly "C" customers).To identify improvement opportunities and share them with the Credit Specialist. To be able to drive and support them.

To actively participate in the regular meetings with the Credit SpecialistTo understand the accounts assigned in High-Risk countries and take necessary actions to control the risk, in coordination with the Credit Specialist.

To respond to Customer Queries.

To request additional remittance details for Cash Application Team when neededTo be responsible for collection activities, risk assessment, credit limit review, order release, new customers creation, collateral management and reporting of his/ her own portfolio.

To set up and execute Collection Strategies and Risk Categories of the portfolio assigned.

To provide input of customer level details to Order Hold Metrics report and take the required actions to eliminate unnecessary order holdsTo daily use and execute Get Paid System/ any available collection toolTo ensure fluent and adequate communication channels are in place with the rest of Credit roles at the Centers.

To provide input of customer level details to Collection Effectiveness Files for sharing with Business to drive improvement in customer Past Due performance. To be responsible for doubtful accounts assigned as per GCP and process.

To support the Credit Specialist in the Credit Insurance yearly exercise and handle the related requests according to his/her own portfolio. Major Challenges: Day-by-day working to achieve daily processing objectives.

Develops and maintains good relationships externally with customer's financial organization, in the interest of the ongoing and future business, and internally with key persons such as Customer service, Sales/Marketing and AR team.

To know and implement a series of operating procedures that demand attention to detail under pressure conditions.

Proactive identification and independent resolution of financial/ accounting matters within the team.

Freedom to act within the limits of defined policies and best practices.

Key Contacts: Ongoing dialogue with the team members and the Team Leader.

Facilitate interactions with internal/external customers and third parties (Customers/Credit Managers/Customer Service/Sales/AR Team/Legal).

Day-by-day pressure to meet daily processing objectives for the team vs. the individual.

Continuous training mode both for recycling as well as for application of new operating procedures.

Hybrid work model with a minimum of 3 days on site.

Qualifications - ExternalKnowledge & experience: Experience in Credit, Customer Service or any other function within OTC process.

Business proficiency in English and French or German is required. A third language (German, French, Italian or Ukrainian) will be considered as a plus. Solid knowledge of accounting principles. PC skills: demonstrated ability to work with email programs and MS Office tools.

Computer literate and experience working with SAPSkills & attributes: Excellent communication and interpersonal skills. Customer focus.

High Motivation and proactive attitude.

Problem solving attitude.

Ability to prioritize and work under pressure.

Flexibility.

Fast learner in new systems and platforms.

Corteva Agriscience is an equal opportunity employer. We are committed to embracing our differences to enrich lives, advance innovation, and boost company performance. Qualified applicants will be considered without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, military or veteran status, pregnancy related conditions (including pregnancy, childbirth, or related medical conditions), disability or any other protected status in accordance with federal, state, or local laws.