Chargeback Specialist - Barcelona

Satispay S.p.A.; Barcelona; On-site; EUR 42,000 - 65,000; Full time

Benefits offered by this job

Relocation support

Hybrid working policy

Health insurance

Job summary

Satispay is seeking a Chargeback Specialist to manage complex disputes and chargebacks, ensuring timely resolutions while protecting customer trust and financial integrity. Based in Barcelona, you will collaborate across FinCrime, Legal, Support and Product, handling end-to-end cases and contributing to process improvements in a fast-paced fintech environment. This role requires 3+ years in chargeback management, payments, or risk operations, and relocation to the Barcelona office.

Qualifications

• Handle Complex Disputes and Chargebacks across full lifecycle.
• Perform Deep-Dive Analysis to spot root causes and patterns.
• Contribute to Process Optimisation to improve workflows and SLAs.
• Ensure Compliance with EU regulations and consumer protection.

Responsibilities

• Handle Complex Disputes and Chargebacks – manage full lifecycle from intake to escalation.
• Perform Deep-Dive Analysis to identify trends and prevent recurrence.
• Contribute to Process Optimisation to improve workflows and SLAs.
• Ensure Compliance with applicable EU regulations and consumer protection.
• Cross-functional Collaboration with FinCrime, Support, Legal and Product.
• Utilise internal tools and reporting to monitor performance and risk.

Skills

Chargeback management

Data analytics

Regulatory knowledge (EU)

Dispute resolution

Operational excellence

Communication skills

Job description

Please note that this opportunity requires relocation to our Barcelona office.

About us

Satispay began by rethinking the simple act of a payment to remove the friction from our daily routines. But we didn't stop there. Today, we are building a complete financial platform designed to empower people and concretely improve their lives.

By giving our 6 million users a clear, open path to pay, save, and invest, we are evolving into the definitive destination for every financial need.

What you’ll be doing

As our Chargeback Specialist, you’ll be the person who manages and resolves complex disputes and chargebacks, ensuring efficient, timely, and fair resolutions while protecting customer trust and our financial integrity.

Here’s what your day-to-day will look like:

• Handle Complex Disputes and Chargebacks – Managing the full lifecycle for high-priority or complex cases: from intake and investigation to evidence compilation, response drafting, and escalation.




• Perform Deep-Dive Analysis – Analyzing dispute and chargeback data to spot root causes, emerging patterns, and process gaps to drive prevention and recovery steps.




• Contribute to Process Optimisation – Actively identifying and proposing improvements to workflows, SLAs, and quality checks to increase win rates and reduce manual effort.




• Ensure Compliance – Maintaining expert-level knowledge of applicable regulations and industry best practices related to chargebacks and consumer protection.




• Cross-functional Collaboration – Partnering with FinCrime, Customer Support, Legal, and Product to provide expert input to prevent chargebacks upstream.




• Tools & Reporting – Expertly using and refining internal tools and reporting to monitor performance, quality, and risk metrics.

Who we’re looking for

We need a problem-solver who loves teamwork and gets things done. If you’re curious and ready for real ownership, you’ll fit in! Does this sound like you?

• Experience – You have 3+ years of experience in chargeback management, payment operations, or risk operations within fintech, e-commerce, or financial services.




• Dispute Resolution Expertise – Proven understanding of dispute categories, evidencing standards, and resolution pathways across different payment rails.




• Regulatory Knowledge – Strong knowledge of EU regulations and consumer protection.




• Data Analytics – Advanced analytical skills with the ability to interpret data, identify trends, and drive data-informed decisions.




• Operational Excellence – High attention to detail, strong organisation, and the ability to work independently in a fast-paced environment.




• Communication Skills – Excellent ability to explain complex technical topics clearly to both technical and non-technical audiences.

CareAbout: how we support your impact

We move fast, and evolution never stops. It’s a fun ride, but it can be challenging. To make sure our people truly thrive, we’re committed to making their lives easier, both in the office and out in the world. That’s why we created CareAbout:

• Health (Private insurance for you and your family, psychological support with Serenis, mental health workshops)




• Financial resources (Stock Option Plan, Meal vouchers, Relocation support if you’re moving countries)




• Growth and development (Professional development programs, Internal mobility, Language courses with Preply)




• Flexibility (Unlimited PTO, Hybrid working policy*, Flexible working hours)




• Family (Enhanced parental leave, Additional leave for child sickness)

*We embrace three days per week in-office (Tuesday and Thursday + 1 of your choice), with the option to request extra remote time.

Equal Opportunity Employer

At Satispay, we’re proud to be an equal opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless - for instance - of race, colour, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs!

Learn more about us

Our values and pillars aren’t just fancy words on a page - they really shape everything we do. Explore them here.