ALM & Treasury Junior Analyst - Risk, Funding & Forecasting

Sofinco España; Madrid; On-site; EUR 55,000 - 75,000; Full time

Job summary

Sofinco España in Madrid is seeking a Finance professional to lead treasury management, optimize funding sources and manage ALM and solvency-related controls. The role involves planning, forecasting, reporting and collaborating with banks to secure diverse funding lines.

The candidate should have a finance degree with 3+ years in balance sheet management or similar, fluent English, and可能 French/Portuguese as a plus. Strong Excel/VBA skills and risk acumen are essential.

Qualifications

• University degree in a finance-related area or equivalent with strong quantitative foundations.
• CFA/FRM/PRM or similar certification will be an asset or in progress.

Responsibilities

• Treasury management including planning, forecasting, controlling and reporting.
• Ensure controls related to ALM, funding and solvency in line with Basel III (LCR, NSFR, etc.).
• Assess and monitor risks (interest rate, liquidity, solvency) and report findings to shareholders and Bank of Spain.
• Identify funding needs and manage funding diversification (securitization, external funding, deposits).
• Negotiate and manage bank funding contracts and relationships with banks.
• Calculate and update funding rates for various consumer credit products.
• Follow up on cost of funding and support ALM funding-related projects.
• Contribute to monitoring regulatory and methodological changes.

Skills

Interpersonal skills

Stress resistance

Analytical thinking

Detail oriented

Team spirit

Initiative

Organizational rigor

Quality of work

Adaptability

Education

Finance degree

Master in finance

CFA/FRM/PRM

Tools

Excel

VBA

Job description

Sofinco España in Madrid is seeking a Finance professional to lead treasury management, optimize funding sources and manage ALM and solvency-related controls. The role involves planning, forecasting, reporting and collaborating with banks to secure diverse funding lines.

The candidate should have a finance degree with 3+ years in balance sheet management or similar, fluent English, and可能 French/Portuguese as a plus. Strong Excel/VBA skills and risk acumen are essential.