Treasury Operations Manager

tide; Deutschland; Hybrid; EUR 90.000 - 130.000; Vollzeit

Benefits dieser Stelle

Competitive compensation

Generous annual leave

Parental leave

Learning & development

WOO - Work from abroad

Laptop provided

Zusammenfassung

Tide is seeking a Treasury Operations Manager to lead liquidity and treasury activities, optimise cash management, and support strategic growth. You’ll manage banking relationships, oversee payments and collateral, and drive policy and process improvements across the treasury function.

You will collaborate with product and business teams to align financial strategies with business goals, navigate regulatory requirements, and enable scalable, data-driven decision making in a fast-paced

Qualifikationen

• Minimum of 6 years of experience with Treasury Operations and Cash Management.
• Experience in financial services, preferably in payments, technology-driven scale-ups.
• Knowledge of cash-flow forecasting, flow of funds and payment systems.
• Proven ability to manage BAU and complex projects/initiatives.
• Self-starter with strong attention to detail and ownership mentality.
• Excellent communication and stakeholder management skills.

Aufgaben

• Cash & liquidity management and forecasting across group accounts.
• Manage relationships with partner banks and ensure regulatory compliance.
• Oversee payments/transfers and collateral management activities.
• Set up and maintain treasury policies, processes and procedures.

Kenntnisse

Treasury Ops

Cash Mgmt

KYC knowledge

Payments systems

Forecasting

BI tools

Stakeholder mgmt

Operational risk

Project management

Tools

Treasury Management System

Looker

Power BI

Tableau

Jobbeschreibung

The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth., As a Treasury Operations Manager, you will play a crucial role in the team to maintain our financial health, ensure efficient treasury operations, and drive our growth. Your responsibilities will include:

Cash & Liquidity management

• Manage and monitor wholesale credit limits to ensure adequate liquidity for operations minimising counterparty risk.
• Carry out short term cash flow forecasting and actuals variance analysis across Group accounts
• Collaborate with counterparts on implementation of a Treasury Management System including documenting requirements, design and testing
• Evaluate capital requirements, manage FX and optimize returns for short term investments.

Managing relationships with partner banks

• Partner with internal and external stakeholders on the Know Your Customer (KYC) and account management processes.
• Ensure all banking relationships comply with regulatory requirements and internal policies.

Payments/transfers execution and collateral management

• Manage payment and transfer activities.
• Ensure accuracy, timeliness, and compliance with relevant policies.
• Manage collateral requirements, including monitoring collateral positions.

Setup and maintain policies, processes, and procedures

• Identify and implement improvements to ensure efficient processes for Treasury Operations.
• Update procedural documentation where required in line with changing regulations and business needs, At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone's voice is heard.

Ideal Candidate

• Minimum of 6 years of experience with Treasury Operations and Cash Management
• Prior experience in financial services - preferably in payments, technology-driven & scale-up environments
• Knowledge of cash-flow forecasting, flow of funds and payment systems
• Proven ability to manage both BAU and complex projects/initiatives
• Self-starter, strong attention to detail and extreme ownership mentality
• Extremely comfortable working with ambiguity
• Experience mitigating operational risk
• Experience with Cash Management systems
• Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
• Experience working within a dynamic and strong paced environment
• Excellent communication and stakeholder management skills

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts

• Tide is available for UK, Indian, German and French SMEs
• Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
• Over $300 million raised in funding
• Over 2,800 Tideans globally
• Recognised with Great Place to Work certification three years in a row, and among India's Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
• We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg, At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. For this role attendance at least once a week at our London office is required.

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members' diverse needs and lives.

Benefits

• Competitive Compensation - competitive salary and share options
• Time Off - Generous annual leave on top of bank holidays
• Parental Leave - Paid maternity, paternity, and adoption leave to support your family journey
• Sabbatical - Extended unpaid and paid leave options after completing milestone years with Tide
• Access to salary sacrifice benefits - like Nursery (could save up to 47% on fees!) and Cycle to Work discounts
• Health Insurance - Comprehensive Private family insurance plan
• Life & Accident Cover - Comprehensive accidental and life insurance protection
• Mental Wellbeing - Access to therapy sessions, courses, meditations, and workshops
• Retierment Planning - Build your retirement fund faster with Tide's pension scheme on eligible earnings
• Volunteering & Development Days - Paid days annually for volunteering or personal growth
• Learning & Development - Annual budget for books, courses, coaching, and more
• WOO (Work Outside the Office) - Work from abroad for up to 90 days annually
• Home Office Setup - Contribution towards setting up your home office
• Laptop Ownership - Keep your old laptop and get a new one when it's time for a replacement
• Snacks & Meals - Daily breakfast spread with all-day coffee, tea, and juices...