Senior Risk Consultant - Property (m/f/d)

Allianz Commercial; Unterföhring; Hybrid; EUR 90.000 - 120.000; Vollzeit

Benefits dieser Stelle

Hybrid working model

Pension

Private healthcare

Bonus scheme

Zusammenfassung

Allianz Commercial is seeking a Senior Risk Consultant – Property to join our ARC team in Munich, Cologne, or Frankfurt. You will assess property risks, translate findings into practical loss control recommendations, and support underwriting decisions for Germany and Switzerland.

You will work with Underwriting, Claims, and clients to design tailored loss control programmes, perform site surveys, and develop high-quality reports. Fluency in German and English is essential.

Qualifikationen

• Strong knowledge of property risk, loss control and risk improvement measures.
• Clear communication and ability to explain technical topics to diverse audiences.
• Experience conducting risk assessments and loss control surveys for corporate clients.

Aufgaben

• Carry out desktop reviews and risk assessments to evaluate property exposures and controls for assigned accounts.
• Partner with Underwriting, Claims, clients, and brokers to design practical loss control programmes.
• Conduct client site surveys, collect data, identify hazards, and prepare clear loss control reports.

Kenntnisse

Property risk

Loss control

Client advisory

Site surveys

Risk assessments

Communication

Jobbeschreibung

We are looking for a Senior Risk Consultant – Property (m/f/d) to join our Allianz Risk Consulting team in Munich, Cologne, or Frankfurt. In this role, you will use your technical expertise to help clients better understand property risks, strengthen resilience, and protect what matters most to their business.

Your Team

You will be part of the Allianz Risk Consulting (ARC) Property Large Corp team for Germany and Switzerland — a collaborative group of engineers and consultants who combine technical expertise with practical client advice. Together, the team supports Allianz Commercial’s clients in identifying property risks, improving loss prevention, and strengthening business continuity.

You will work closely with colleagues in Underwriting, Market Management, Claims, Distribution, as well as with clients and brokers. The environment is international, expert-led, and supportive — with space to share knowledge, learn from others, and contribute your own perspective.

The Impact You Will Have

As Senior Risk Consultant – Property, you will play an important role in helping clients make informed decisions about their property risks. You will assess sites and operations, translate technical findings into clear recommendations, and support practical loss control measures. Your work will help clients protect their people, assets, and operations, while also supporting underwriting decisions and strengthening Allianz Commercial’s position as a trusted risk consulting partner in Germany and Switzerland.

What You Will Do

• Carry out desktop reviews and risk assessments, both before and after losses, to evaluate property exposures and controls for assigned accounts.
• Partner with Underwriting, Claims, clients, and brokers to design practical loss control programmes tailored to client needs.
• Conduct client site surveys, collect relevant data, identify hazards, discuss findings, and prepare clear loss control reports and recommendations.
• Deliver high-quality reports on time, ensuring your recommendations are accurate, actionable, and easy to understand.
• Coordinate third-party providers where needed, including briefing them, monitoring quality, and ensuring agreed budgets and controls are in place.
• Support internal and client projects, including technical training and knowledge-sharing sessions.
• Build trusted relationships with internal stakeholders, clients, and brokers, acting as a reliable contact for property risk consulting topics.
• Keep developing your technical expertise in property risk, new technologies, process efficiency, and AI-enabled ways of working.

What You’ll Bring

• Relevant engineering or technical experience, ideally as a chemical, electrical, or mechanical engineer, with exposure to corporate insurance, risk consulting, or a similar technical advisory environment.
• Strong knowledge of property risk, loss control, and risk improvement measures, together with curiosity to keep learning about new technologies and industry developments.
• Experience conducting risk assessments, loss control surveys, and developing practical recommendations for corporate clients.
• Knowledge of business sectors relevant to property risk; understanding of business interruption exposures would be an advantage.
• Clear communication skills, with the ability to explain technical topics in a way that is understandable and useful for different audiences.
• Strong organisational and interpersonal skills, with the ability to manage priorities and build trusted relationships.
• A client-focused mindset and interest in developing solutions that create value for both clients and Allianz Commercial.
• Interest in using data, automation, and AI-driven insights to improve quality, efficiency, and decision-making.
• The ideal candidate will also have a strong interest in the consultative selling of services and enjoy working closely with clients to identify and implement tailored risk solutions.
• Expertise in business interruption is highly desirable.
• Fluent German and English skills are essential for this role.

If your experience does not match every point above, but you believe you could bring valuable expertise and perspective to this role, we would still like to hear from you.

105986 | Risk Management | Professional | Allianz Commercial | Full-Time | Permanent

What's in it for you?

Lets Care About Everything That Makes You, You

We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working. Please feel free to discuss flexible working arrangements with us.

Lets care for your financial wellbeing

We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension.

Lets care for your opportunities to progress

From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered.

Lets care for life's twists and turns

From our support for flexible working, health and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We've got your back.

Lets care for our society and our planet

With opportunities to be engaged in shaping a future that is safe, inclusive and sustainable, we care for the tomorrows of our people, our industry and our clients.

Care to join us?

Allianz Commercial is the center of expertise of Allianz Group, insuring mid-sized businesses, large enterprises, and special risks. Our customers include top consumer brands, financial institutions, industry leaders, the global aviation and shipping industries, as well as family-owned and medium-enterprises. We also cover unique risks such as offshore wind farms, infrastructure projects and film productions. Our clients trust us to provide a wide range of traditional and alternative risk transfer solutions, outstanding risk consulting and multinational services, and seamless claims handling. Allianz Commercial helps customers to prepare for what's ahead.

Learn more about careers at Allianz Commercial by clicking here.

Learn more about Allianz Commercial by clicking here.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matters, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us.

Lets care for tomorrow.

People With Disabilities

We want to give all our candidates the best opportunity to succeed. If you need any adjustments to be made during the application and selection process, please email [e-mail]

Recruitment Agencies:

Allianz Commercial has an in-house recruitment team, which focuses on sourcing great candidates directly. Allianz Commercial does not accept unsolicited resumes from agency or search firm recruiters. Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in place is hired. When we do use agencies, we have a PSL in place, so please do not contact managers directly. Failure to comply could/may result in the disqualification of the candidates and/or the termination of our contract and/or fees not being paid.