Senior AFC Operations Specialist (f/m/x)

Meyandy LLC; Deutschland; Vor Ort; EUR 90.000 - 120.000; Vollzeit

Zusammenfassung

Lemon Markets in Germany seeks a Senior AFC Operations Specialist to protect customers and partners from financial crime across the lifecycle. The role sits in the Customer Lifecycle Domain and collaborates with Product, Engineering and the Second Line of Defence to ensure AFC operations are scalable and audit-ready.

Over the next 6–12 months the focus is on strengthening core AFC processes such as transaction monitoring, customer screening and Source of Wealth reviews, with hands-on case work

Qualifikationen

• Substantial hands-on AFC Operations experience within financial services, including investigations and operational controls.
• Experience with risk-based decision-making and regulatory expectations.
• Proven ability to work with multiple stakeholders (Product, Engineering, Compliance).

Aufgaben

• Own day‑to‑day AFC operations across transaction monitoring, customer screening, Source of Wealth reviews, investigations and regulatory information requests.
• Investigate potentially suspicious customer activity and prepare escalations and SAR‑related documentation with the MLRO and Second Line of Defence.
• Design and improve AFC controls, workflows and work instructions across the customer lifecycle with Operations, Product and Engineering.
• Drive process optimisation and projects to strengthen transaction monitoring, reduce manual effort and improve control effectiveness through tooling and workflows.
• Collaborate with stakeholders across Product, Engineering, Operations, Banking and Investing to ensure compliant, scalable decisions.
• Maintain clear, audit‑ready documentation for operational cases and decisions.

Kenntnisse

AFC Operations

Investigations

Regulatory compliance

Cross-functional collaboration

Jobbeschreibung

About lemon.markets We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses. By empowering FinTechs, banks, and wealth managers to offer investment products, we help create financial well-being for their customers. lemon.markets is a Brokerage-as-a-Service platform: simple digital access to capital markets through a single API. Our API-first infrastructure abstracts brokerage complexity with a well-documented API, a self-service customer operations portal, and a clear regulatory framework, so partners can launch customer-centric, compliant products in weeks, not months. As part of the dwpbank Group, we share a clear goal: we enable anyone to be an investor by making investing in capital markets more accessible. By combining dwpbank’s long-standing expertise and stability with lemon.markets’ technology-first mindset and speed, we are building a modern, modular securities services ecosystem. Together, we offer faster time-to-market, modular services, and a modern customer experience that helps financial service providers stay competitive and respond more flexibly in a changing market.

Senior AFC Operations Specialist (f/m/x) — Lemon Markets, Germany (Hybrid)

Your Mission As our Senior AFC Operations Specialist, you play a key role in protecting lemon.markets, its partners and their customers from financial crime risks across the customer lifecycle. Sitting in the Customer Lifecycle Domain, you work closely with the Team Lead, Product, Engineering and the Second Line of Defence to ensure AFC operations are effective, scalable and audit-ready. Over the next 6 to 12 months, your focus will be on strengthening and further developing core AFC processes such as transaction monitoring, customer screening, Source of Wealth reviews, investigations and regulatory information requests. This role combines hands‑on case work with process ownership and cross‑functional project work, making it central to how we manage risk while enabling sustainable growth. You will help create the structure, documentation and controls needed in a fast-moving and highly regulated environment. Your work will directly support operational quality, regulatory resilience and the ability to scale our platform with confidence.

In this role you will:

• Own day‑to‑day AFC operations across transaction monitoring, customer screening, Source of Wealth reviews, investigations and regulatory information requests, ensuring risk‑based decisions are well documented and operational work meets regulatory and internal standards.
• Investigate potentially suspicious customer activity and collaborate closely with the Team Lead, MLRO and Second Line of Defence to prepare escalations and SAR‑related documentation where needed, helping protect lemon.markets and its partners from financial crime risks.
• Design and improve AFC controls, workflows and work instructions across the customer lifecycle together with Operations, Product and Engineering, creating more scalable, efficient and reliable processes.
• Drive process optimisation and operational projects such as strengthening transaction monitoring setups, reducing manual effort and improving control effectiveness through better tooling, automation and structured workflows.
• Collaborate with stakeholders across Product, Engineering, Operations, Banking and Investing domains as well as external partners, acting as a trusted AFC subject‑matter expert and helping teams make sound, compliant decisions.
• Maintain clear, precise and audit‑ready documentation for operational cases, processes and decisions, creating transparency for internal stakeholders, external partners and control functions.

You’ll be successful in this role if you:

• Bring substantial hands‑on AFC Operations experience within financial services, including investigations, operational controls and risk‑based decision‑making.
• Have practical experience preparing and submitting suspicious activity reports via goAML and a strong understanding of suspicious activity handling in an operational environment.
• Have solid experience impr…

Mots-clés : Brokerage Operations.