Product Manager, Banking

Embedded Shishya; Deutschland; Vor Ort; EUR 139.000 - 156.000; Vollzeit

Benefits dieser Stelle

Competitive equity

Hybrid NYC office

Zusammenfassung

Embedded Shishya is seeking a senior Product Manager, Banking, to own and scale our core banking experience, including deposits, money movement, cards, and program infrastructure. You’ll work with Engineering, Design, Risk, Compliance, and external banking partners to set strategy, roadmap, and ship secure financial products in a regulated environment.

You will drive end-to-end experiences for account opening, funding, and money-movement flows, while embedding regulatory requirements from day

Qualifikationen

• 7+ years of progressive product management experience in fintech/financial services.
• Track record of shipping customer-facing products in a regulated environment involving money movement, cards, or deposits.
• Hands-on experience with end-to-end banking product areas: deposits, money movement rails, onboarding flows, and card programs.
• Strong understanding of banking/fintech fundamentals, including security and regulatory considerations.
• Ability to write clear product specs and partner with Engineering/Design to ship features.
• Strong analytical skills with data-driven decision making.
• Experience partnering with Risk, Compliance, and Legal within regulatory constraints.
• Bachelor's degree in business, engineering, finance or related field.

Aufgaben

• Own strategy, roadmap, and execution for core banking products (deposits, money movement, cards, program infra).
• Lead end-to-end experience for account opening, funding, deposits, and money-movement flows.
• Partner with Engineering on ledger, payments rails, and card systems.
• Conduct discovery grounded in customer research and data to surface opportunities.
• Write product specs, define success metrics, and ship features on a predictable cadence.
• Embed risk, fraud, security, and regulatory requirements into product processes.
• Manage product relationships and integrations with banking partners and vendors.
• Define and track product metrics across activation, engagement, retention, and reliability.

Kenntnisse

Product management

Analytical skills

Regulatory awareness

Cross-functional collaboration

Risk awareness

Ausbildung

Bachelor's degree or equivalent

Tools

Ledger systems

Core banking systems

Payments rails

Jobbeschreibung

About the Role

We're a Series C fintech company building modern banking infrastructure purpose-built for small and independent businesses. Our platform gives hundreds of thousands of entrepreneurs the tools they need to manage cash flow, move money, and run their finances — all in one place.

We're hiring a Product Manager, Banking to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product — you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners.

What You'll Do

• Own the strategy, roadmap, and execution for core banking products — including deposit accounts, money movement, cards, and the underlying program infrastructure
• Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions)
• Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows
• Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities
• Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design
• Embed risk, fraud, security, and regulatory requirements into the product process from day one — partnering with Risk, Compliance, and Legal at every stage
• Manage product relationships and integrations with banking partners and key third-party vendors
• Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability

What We're Looking For

Required

• 7+ years of progressive product management experience owning complex, technical, or platform products — specifically in fintech, financial services, banking, or payments
• Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure
• Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs
• Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations
• Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features
• Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics
• Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints
• Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience)
• Must be authorized to work in the United States — visa sponsorship is not available for this role

Nice to Have

• Experience managing product relationships and integrations with banking partners and third-party vendors
• Familiarity with ledger systems and core banking infrastructure
• Background in small business or SMB-focused financial products

Compensation & Benefits

• Salary: $160,000 – $180,000 annually
• Competitive equity and benefits package

Location

This role is based in New York City on a hybrid work arrangement. Candidates must be able to work regularly from our NYC office.