Mortgage Underwriter - Freelance AI Trainer

aitrainer; Deutschland; Vor Ort; EUR 60.017 - 85.478; Teilzeit

Zusammenfassung

Aitrainer is offering an exciting project-based opportunity in Germany aimed at evaluating AI-generated mortgage underwriting decisions. The role requires specialized knowledge in finance and real estate to assess and improve AI systems involved in mortgage processes.

Applicants should hold a degree in finance or a related field and have over three years of experience in mortgage lending or financial services. Strong English proficiency is also required. Compensation can reach $60 per hour based on performance.

Qualifikationen

• 3+ years of experience in mortgage, lending, or financial services.
• Current or recent experience in underwriting or adjacent roles.
• Strong written English proficiency (C1+).

Aufgaben

• Evaluate AI-generated mortgage underwriting decisions across loan types.
• Create test cases for self-employed borrowers using IRS forms.
• Draft and audit conditional approval letters for compliance.

Kenntnisse

Evaluating AI systems

Mortgage and lending experience

Familiarity with underwriting processes

Calculating income for self-employed borrowers

Understanding of compliance rules

Ausbildung

Degree in Finance, Economics, Business Administration, or related field

Jobbeschreibung

Description

Please submit your CV in English and indicate your level of English proficiency. Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project‑based, not permanent employment.

What this opportunity involves

• Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash‑out refinance);
• Create test cases involving qualifying income calculations for self‑employed borrowers using Schedule C, K‑1, and Schedule E;
• Draft and audit conditional approval letters and adverse action notices for RegB / ECOA compliance;
• Distinguish FannieMae / FreddieMac selling guide rules from lender overlays in jumbo and non‑conforming loan scenarios;
• Document problem statements clearly and provide verified correct answers.

What we look for

• Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or any related field;
• 3+ years of mortgage, lending, real estate, or financial services experience;
• Current or recent experience in underwriting & origination or adjacent roles;
• Ability to calculate qualifying income for self‑employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K‑1;
• Deep familiarity with FannieMae / FreddieMac selling guides and knowledge of RegB, RegZ, and TRID disclosure timing rules;
• Strong written English (C1+).

How it works

Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid

Project time expectations

For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active.

Compensation

On this project, contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. Compensation varies across projects depending on scope, complexity, and required expertise. Please note that other projects on the platform may offer different earning levels based on their requirements.