Anti-Financial Crime Expert (m/f/x)

Scalable Capital; Berlin; Vor Ort; EUR 60.000 - 85.000; Vollzeit

Benefits dieser Stelle

Relocation support

German language classes

Education budget

Company pension scheme

Deutschland Jobticket

Urban Sports Club discounts

Work from Munich/Berlin office

Zusammenfassung

Scalable Capital is seeking an AML Investigator to review alerts and conduct case investigations for reporting. You will monitor transactions, ensure compliance with industry best practices, and detect patterns indicating money laundering or related risks.

Fluency in English and German is required, with strong documentation skills and a proactive, detail-oriented mindset. Experience in neo-banking or digital banking is advantageous.

Qualifikationen

• Hands-on experience in an operational AML/ AFC role in banking or financial sector.
• Ability to create thorough, precise case documentation.
• Confident in risk-based decision making and prioritizing workflows.
• Fluent in English and German with excellent communication in both languages.
• Attention to detail and diligence in work.

Aufgaben

• You will be responsible for reviewing alerts and conducting thorough case investigations to identify potential suspicious activities for reporting purposes
• You are a specialist in transaction monitoring, with a strong understanding of compliance requirements and industry best practices
• You have the ability to detect patterns and trends indicative of money laundering, terrorist financing, or other types of suspicious activities
• You are skilled at conducting in-depth investigations when suspicious activities are identified, ensuring all findings are accurately documented
• You have previous experience working in a neo-bank or digital banking environment; this is considered an advantage

Kenntnisse

AML experience

Case documentation

Risk-based decisions

Task prioritization

Bilingual English/German

Attention to detail

Proactive mindset

Jobbeschreibung

Scalable Capital is a leading digital investment and banking platform with a full banking licence, empowering people across Europe to shape their own finances. Scalable Broker makes it easy and affordable for clients to invest professionally in stocks, ETFs, cryptocurrencies, and derivatives, as well as set up savings plans. Scalable Wealth, the digital wealth management service, offers clients professional investment in ETF portfolios, and is also adopted as a white‑label solution by banks and other B2B partners. The company’s offerings are rounded off by attractive interest rates, loans, and private equity. With the European Investor Exchange, Scalable Capital offers an exchange specifically for retail investors. Over one million clients have already entrusted more than €50 billion to the platform.

Founded in 2014, Scalable Capital now employs over 700 people across Munich, Berlin, Vienna, Milan, and London. Together with the founding and management team, including Erik Podzuweit and Florian Prucker, they are working on a new generation of financial services.

Visit our finance blog or check out our Social Media channels to find out what our Expert Teams have to say.

Our Company Values guide us every day in how we work and collaborate. To learn more about them, you can find our values here (English).

Job Description

• You will be responsible for reviewing alerts and conducting thorough case investigations to identify potential suspicious activities for reporting purposes
• You are a specialist in transaction monitoring, with a strong understanding of compliance requirements and industry best practices
• You have the ability to detect patterns and trends indicative of money laundering, terrorist financing, or other types of suspicious activities
• You are skilled at conducting in-depth investigations when suspicious activities are identified, ensuring all findings are accurately documented
• Previous experience working in a similar position and in a neo-bank or digital banking environment is considered an advantage

This is a fixed‑term position for 2 years.

Qualifications

• You bring hands‑on work experience in an operational AML/AFC role or related departments within the banking or financial sector
• You excel at creating thorough and precise case documentation
• You are confident in making sound, risk‑based decisions
• You effectively prioritize tasks and ensure timely completion of workflows
• You are fluent in English, and German with excellent communication skills in both languages
• You have a keen eye for detail and approach your work with accuracy and diligence
• You demonstrate a proactive and motivated mindset, always striving for excellence

Additional Information

• Be part of one of the fastest‑growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers
• Work with an international, diverse, inclusive, and ever‑growing team that loves creating the best products for our clients
• Work from our centrally located offices in the heart of Munich or Berlin, nestled in lively neighborhoods filled with vibrant restaurants, cozy cafés, and a wide range of convenient amenities
• Be productive with the latest hardware and tools
• Learn and grow by joining our in‑house knowledge sharing or career development sessions and spending your individual Education Budget
• Learn and experience German culture first hand by joining our free German language classes
• International relocation support is provided if required
• Opportunity to work from abroad
• Benefit from an attractive compensation package and from the company pension scheme
• Monthly contribution of 50% for the 'Deutschland Jobticket'
• Say goodbye to order commissions and say hello to your complimentary subscription of Scalable Capital's PRIME+ Broker
• Enjoy flexible and discounted sports activities with Urban Sports Club