AFC Operations Manager (m/f/d)

Greenhouse Software, Inc.; Berlin; Vor Ort; EUR 60.000 - 90.000; Vollzeit

Benefits dieser Stelle

Development Budget €2,000

Flexible working hours

Home office

30 vacation days

Company pension scheme 20%

Zusammenfassung

Raisin is seeking a skilled AFC/KYC professional to join the team in Berlin. You will manage name list screening, conduct KYC investigations, and handle SAR filings to ensure compliance with EU AML directives and German regulations.

Working closely with the MLRO, you will optimize screening workflows, maintain high quality controls, and contribute to the ongoing improvement of our regulatory processes in a fast-growing fintech environment.

Qualifikationen

• University degree in Law, Economics, Business Administration or related field.
• 2–4 years of AFC/KYC experience in financial services.
• Hands-on SAR filing knowledge and regulatory familiarity (EU AML, GwG, KWG).
• Experience improving KYC/screening processes and workflows.
• Strong analytical skills and high attention to detail.
• Business-level English and fluent German required.

Aufgaben

• Manage name list screening systems and conduct KYC investigations.
• Draft, review, and file SARs meeting regulatory requirements.
• Support development and optimization of screening infrastructure and thresholds.
• Conduct operational monitoring and ensure quality/regulatory standards.

Kenntnisse

KYC

Name List Screening

SAR Filing

Regulatory knowledge

Analytical thinking

English fluency

German fluency

Ausbildung

Law/Economics/Business Administration degree

Jobbeschreibung

Raisin is the world’s leading platform for savings and investment products. Founded in 2012, theFinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.

Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets frommore than one million investors which have accrued over 5 billion euros in returns.

Team

The AFC Operations team is primarily responsible for transaction monitoring and the KYC process, including PEP and sanctions screening. The team ensures that all customer activities comply with applicable AML and regulatory requirements, identifying and escalating suspicious activities where necessary.

Working in close collaboration with the Money Laundering Reporting Officer (MLRO), the team plays a key role in safeguarding the organization against financial crime risks. In addition, AFC Operations continuously reviews and improves internal processes to enhance efficiency, data quality and regulatory compliance standards.

Your Responsibilities

• Name List Screening & Investigations: Manage and review alerts generated by our Name List Screening systems, including Sanctions, Politically Exposed Persons (PEPs), and Adverse Media. You will conduct thorough KYC-related investigations to verify customer identities and mitigate potential risks.
• SAR Process Management: Handle the end-to-end Suspicious Activity Report (SAR/Verdachtsmeldung) process. You will draft, review, and file SARs, ensuring that all filings and supporting documentation are accurate, timely, and meet strict regulatory requirements.
• Screening Framework & Optimisation: Support the conceptual development and continuous optimisation of the bank's screening infrastructure. This involves assisting in refining matching logic and tuning threshold settings to minimise false positives while ensuring we capture relevant risks.
• Operational Controls & Quality Assurance: Execute operational monitoring activities and internal controls specific to the KYC and screening domain. Your focus is to ensure the daily output of the screening unit consistently meets high quality and regulatory standards

Your Profile

• Academic Background: University degree in Law, Economics, Business Administration, or a related field.
• Professional Experience: Solid professional experience (e.g., 2-4 years) in Anti-Financial Crime (AFC) within the financial services industry, with a strong, demonstrable focus on KYC, customer due diligence, and Name List Screening.
• SAR & Regulatory Expertise: Hands-on experience with SAR filing processes. You possess good knowledge of national and international regulatory frameworks (e.g., German GwG, KWG, EU AML Directives) as well as global sanctions regimes (e.g., EU, OFAC, UN).
• Process Excellence: Proven experience in executing, documenting, and supporting the optimisation of KYC and screening processes and workflows.
• Analytical Skills: Strong analytical mindset with a high attention to detail and the ability to make well-founded decisions based on complex data.
• Linguistic Proficiency: You demonstrate business-level fluency in English combined with exceptional German language skills, both of which are mandatory for this role.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidise your membership with more than €20 per month.
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidise with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply.

We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.