Risk Analyst, LATAM: Data-Driven Lending & ML

PayJoy, Inc; Bogotá ciudad; Presencial; COP 260.468.000 - 390.701.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health for employees and family

Vacation 20 days

Unlimited sick leave

Travel perk $2,000

Professional development $2,000

Phone + headset

Home office equipment allowance

Catered lunches

Wellness perks

Descripción de la vacante

PayJoy, Inc is seeking a Risk Analyst to scale our lending portfolio across LATAM and other markets. You will leverage the data warehouse to build analyses, policies, and dashboards, and define actionable steps to boost profitability and risk KPIs.

You will collaborate with Executives, Product, Engineering, and GTM teams, using SQL, Python or R to derive insights and influence product decisions. Strong analytics and a background in finance are essential.

Formación

• Bachelor’s degree in Finance, Economics, Mathematics, Industrial Engineer or similar.
• +2 years of experience in rigorous analytical/empirical role.
• Strong general analytical and problem-solving skills.
• Mastery of SQL.
• Proficiency in Python or R.
• Understanding of statistical tools and methods, and experience working with large data sets.
• Consumer finance experience is a plus.

Responsabilidades

• Use SQL and R or Python to extract and manipulate data underpins your recommendations (we are very data-driven).
• Make actionable recommendations about how to improve outcomes based on your analysis.
• Work closely with the Data Science team to implement ML and AI models that optimize portfolio outcomes..
• Create dashboards that measure performance of credit portfolios, new product pilots and A/B tests.
• Write succinct and thoughtful documentation that explains your analysis and recommendations.

Conocimientos

Analytical thinking

2+ years experience

SQL

Python or R

Statistics

Consumer finance

Educación

Bachelor’s degree in Finance, Economics, Mathematics, Industrial Engineer or similar

Herramientas

Python

Descripción del empleo

PayJoy, Inc is seeking a Risk Analyst to scale our lending portfolio across LATAM and other markets. You will leverage the data warehouse to build analyses, policies, and dashboards, and define actionable steps to boost profitability and risk KPIs.

You will collaborate with Executives, Product, Engineering, and GTM teams, using SQL, Python or R to derive insights and influence product decisions. Strong analytics and a background in finance are essential.