Data-Driven Risk Analyst (SQL/Python) for Credit

StartX; Bogotá; On-site; COP 123,713,000 - 201,033,000; Full time

Benefits offered by this job

Health for employees and family

20 days vacations

Co-working Travel perk

Professional Development perk

Home office equipment allowance

Catered lunches

Job summary

PayJoy is hiring a Risk Analyst to scale its point-of-sale credit portfolio across LATAM and other markets. You will use PayJoy's data warehouse to build analyses, policies, and dashboards that optimize risk outcomes and profitability across countries.

In this role you will extract datasets with SQL and Python or R, propose actionable steps, and work with Data Science to implement ML models. You will document analyses and communicate insights to executives, product, engineering and go-to-market

Qualifications

• Bachelor’s degree in Finance, Economics, Mathematics, or similar.
• 2+ years in rigorous analytical/empirical role.
• Strong analytical and problem-solving abilities.

Responsibilities

• Use SQL and R or Python to extract and manipulate data.
• Provide actionable recommendations to improve outcomes.
• Collaborate with Data Science to deploy ML models that optimize portfolio outcomes.
• Create dashboards measuring performance of credit portfolios and A/B tests.
• Document analyses and recommendations clearly.

Skills

Analytical skills

SQL

Python or R

Statistical tools

Large datasets

Consumer finance

Education

Bachelor's degree in Finance, Economics, Mathematics, Industrial Engineer or similar

Tools

Python

R

Job description

PayJoy is hiring a Risk Analyst to scale its point-of-sale credit portfolio across LATAM and other markets. You will use PayJoy's data warehouse to build analyses, policies, and dashboards that optimize risk outcomes and profitability across countries.

In this role you will extract datasets with SQL and Python or R, propose actionable steps, and work with Data Science to implement ML models. You will document analyses and communicate insights to executives, product, engineering and go-to-market