Merchant Risk Strategist

PayU GPO; Bogotá; Presencial; COP 30.000.000 - 50.000.000; Jornada completa

Descripción de la vacante

A leading fintech company is seeking a Merchant Risk Strategist to manage financial policies and ensure profitability. This role involves supervising financial resources, developing financial models, and engaging with regulatory bodies, requiring extensive experience in finance and excellent communication skills.

Formación

• 4-6 years of experience leading financial areas.
• Proficiency in English, both written and spoken.
• Advanced Excel skills including complex formulas.

Responsabilidades

• Design and monitor financial policies aligned with business objectives.
• Manage the company’s budget and financial data accuracy.
• Engage with regulatory bodies to ensure compliance.

Conocimientos

Financial Analysis

Data Visualization

Communication

Credit Risk Management

Educación

Bachelor’s degree in Industrial Engineering

Master’s in Finance

Herramientas

Microsoft Excel

Python

VBA

Descripción del empleo

About PayU

PayU, a leading payment and fintech company operating in over 50 high-growth markets across Asia, Central and Eastern Europe, Latin America, the Middle East, and Africa, is part of the Prosus group, one of the largest technology investors worldwide. We are redefining how people buy and sell online, serving over 300,000 merchants and millions of consumers.

As a top online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments daily.

About the role

• As a Merchant Risk Strategist, you will manage the organization’s financial policies in the short and medium term, considering financial, accounting, economic, and regulatory factors influencing the business. Your main goal will be to ensure profitability and maximize shareholder value. You will oversee the budget, develop financial models, and create indicators to evaluate the profitability of various initiatives.

What you will do

• Design, control, and monitor financial policies to achieve business objectives.
• Supervise processes for managing financial resources, ensuring alignment with corporate goals.
• Implement controls to monitor key financial KPIs and ensure they meet organizational targets.
• Develop financial models to support decision-making for ongoing and new ventures, focusing on profitability.
• Present financial data to the Board of Directors and Shareholders.
• Ensure accuracy and reasonableness of financial data in company statements.
• Prepare financial projections, track deviations, and propose corrective actions.
• Manage the company’s budget and ensure optimal resource allocation.
• Forecast economic resources, ensure compliance with budgets, and optimize profitability.
• Monitor budget deviations and suggest corrective initiatives.
• Analyze income, expenditure, and budget compliance within legal and tax frameworks.
• Assess the competitiveness of business lines, especially regarding market rates.
• Oversee third-party service contracts, ensuring adherence to agreements and rates.
• Engage with regulatory bodies to ensure compliance, including auditors, tax authorities, and others.

What you need to succeed

• Bachelor’s degree in Industrial Engineering, Business Administration, Economics, or related fields; a specialization or master’s in Finance is preferred.
• 4-6 years of experience leading financial areas, especially FP&A, with expertise in financial, accounting, and tax processes.
• Proficiency in English, both written and spoken.
• Excellent communication and presentation skills.
• Advanced skills in Microsoft Excel, including complex formulas, pivot tables, and data visualization.
• Knowledge of programming languages like Python and VBA, especially for automating analyses and reporting.
• Experience in credit risk management is a plus.

About us

At PayU, our vision is a world without financial borders where everyone can prosper. We provide financial services and products in high-growth markets to help people thrive. As part of Prosus, a major global tech investor, we extend our reach to make a real impact. Learn more at www.payu.com.

Our Commitment to Diversity and Inclusion

We are committed to creating a diverse, inclusive, and safe environment for all our employees, communities, and customers. Our leaders foster transparency, flexibility, and unbiased attention, ensuring everyone feels valued, heard, and empowered to speak up. We have zero tolerance for prejudice of any kind, including race, ethnicity, disability, or LGBTQ status.