AML KYC Risk Evaluation Management Analyst

Citibank (Switzerland) AG; Bogotá ciudad; Presencial; Confidencial; Jornada completa

Descripción de la vacante

Citi seeks a REM analyst for CRIU KYC Risk Evaluation Management to assess high-risk client profiles and support AML dispositions for onboarding and ongoing relationships. You will apply Global KYC policies, analyze KYC Profile components, and deliver clear risk analyses that support disposition decisions.

Required is 3+ years in AML, a bachelor’s degree with AML knowledge, fluency in English and Portuguese a plus, and strong independent work and communication skills. Full-time on-site in Bogotá.

Formación

• 3+ years of AML work experience.
• Bachelor’s degree and AML Certification preferred.
• Proficient in English; Portuguese a plus.
• Strong verbal and written communication in both languages.
• Ability to assess complex issues and stay organized.

Responsabilidades

• Understand Global KYC Policies, Standards and Procedures.
• Assess KYC Profile components to support the disposition of the client.
• Identify and analyze interconnected risks within a KYC Profile.
• Independently investigate risk components to resolve issues.
• Provide clear, concise risk analyses that support disposition.
• Disposition each KYC Profile in a timely manner.
• Provide AML advice on issues escalated by the Business.
• Escalate AML concerns to senior management.
• Review risk rating overrides in applicable systems when requested.
• Support management with weekly and monthly metrics if requested.
• Ability to review high-risk profiles (Category A) as needed.
• Responsibilities may evolve as the program dictates.

Conocimientos

Analytical Thinking

Credible Challenge

Digital Skills

Laws & Regulations

Planning & Organizing

Process Execution

Referral & Escalation

Risk Identification

Risk Remediation

Communication

Data Analysis

Report Writing

Educación

Bachelor’s degree

AML Certification

Descripción del empleo

CRIU KYC Risk Evaluation Management (REM)

CRIU KYC Risk Evaluation Management (REM) is an AML function that is responsible for conducting a risk evaluation of new and existing clients with certain high-risk attributes. A risk evaluation is a holistic assessment of these high-risk attributes reviewing in conjunction with the client’s KYC Profile to determine whether to on-board or maintain the relationship from an AML perspective. To achieve this goal, a REM analyst needs to be able to understand risk concepts, identify root causes, and analyze complex issues.

Responsibilities

• Understanding the applicable Global KYC Policies, Standards and Procedures
• Assess various components of the KYC Profile to support the disposition of the client. This may include: Client Information, Ownership Structure, Name Screening Matches, EDD, Product Profile, and Local Requirements.
• Identify and analyze interconnected risks within a KYC Profile
• When necessary, independently investigate risks components to understand context and resolve material issues
• Provide clear, concise, and self-sustaining risk analyses that support the ultimate disposition of each KYC Profile reviewed
• Disposition each KYC Profile in a timely and effective manner
• Provide advice from an AML perspective on issues escalated by the Business
• Escalate AML concerns or any significant suspicious activities to senior management
• Operationally review and apply risk rating overrides in applicable systems when requested by AML/non-AML functions
• Support management with provision of accurate weekly and monthly metrics if requested
• Ability to review KYC Profiles with higher risk characteristics (Category A Negative News, AML Program issues, etc.)
• Responsibilities may evolve as the program dictates

Qualifications

3+ years of relevant work experience in AML

• Bachelor’s Degree and AML Certification preferred
• Proficient in English language and Portuguese preferred is a plus
• Effective verbal and written communication skills in both languages
• Ability to critically think and assess complex issues
• Recent working knowledge of AML legislation and regulatory requirements.
• Ability to rapidly comprehend new and complex products.
• Commitment to understanding country-specific principles and business knowledge related to AML regulations.
• Proactive, organized, and ability to work independently with minimal supervision.
• Must be able to manage and complete multiple tasks on time.
• Understanding appropriate escalation and follow-up methods when potential AML risk is identified.
• Ability to independently refer to policies and procedures and put into context with regards to this role.

Education

Bachelor’s degree/ University degree or equivalent experience in AML

Additional Information

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group

Compliance

Job Family

AML Execution

Time Type

Full time

Most Relevant Skills

• Analytical Thinking
• Credible Challenge
• Digital Skills (Including AI)
• Laws and Regulations
• Planning and Organizing
• Process Execution
• Referral and Escalation
• Risk Identification and Assessment
• Risk Remediation.

Other Relevant Skills

• Communication
• Data Analysis
• Report Writing.

Equal Opportunity Statement

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.