Corporate Credit Risk Analyst — On-Site Santiago

Tailor Servicios; Providencia; Presencial; CLP 20.088.000 - 33.480.000; Jornada completa

Descripción de la vacante

Tailor Servicios is seeking a Credit Risk Associate to analyze and assess credit risk for the corporate banking portfolio. You will contribute to second-line oversight through due diligence, exposure monitoring, and regulatory reporting, while supporting the implementation of the Comprehensive Risk Management framework.

The role requires strong financial statement analysis, covenant monitoring, and experience in bank risk processes.

Formación

• University degree in a related field.
• Proven experience in corporate credit risk analysis.
• Advanced proficiency in Excel and financial analysis tools.
• Excellent English (written and spoken).
• On-site work exclusively in Santiago.

Responsabilidades

• Analyze credit proposals and annual reviews for corporate customers, including financial statements, cash flows, industry and market conditions, and borrower risk profiles.
• Prepare structured credit reports for presentation to the Credit Approval Committee.
• Identify key risks, assess mitigating factors, and formulate preliminary recommendations in accordance with applicable policies.
• Monitor the assigned portfolio, including covenant compliance, early warning indicators, changes in borrower risk profiles, and waiver requests.
• Maintain complete and updated credit files in accordance with CMF, internal audit, and Bank of China requirements.
• Support the preparation of materials, credit summaries, and minutes for the Credit Approval Committee.
• Participate in risk assessments related to new regulations and maintain updated risk records.
• Prepare credit risk regulatory reports for the CMF and support reports required by Head Office.
• Monitor agreed action plans and remediation measures across departments.

Conocimientos

Financial analysis

Excel

English proficiency

Analytical skills

Educación

University degree in related field

Herramientas

Financial analysis tools

Descripción del empleo

Tailor Servicios is seeking a Credit Risk Associate to analyze and assess credit risk for the corporate banking portfolio. You will contribute to second-line oversight through due diligence, exposure monitoring, and regulatory reporting, while supporting the implementation of the Comprehensive Risk Management framework.

The role requires strong financial statement analysis, covenant monitoring, and experience in bank risk processes.