Senior Financial Risk Manager (80-100%)

Sygnum Bank; Zürich; Hybrid; CHF 140.000 - 190.000; Vollzeit

Benefits dieser Stelle

Hybrid working options

Mentoring programs

Leadership Talent Programme

Sabbatical after five years

Zusammenfassung

Sygnum Bank is seeking a senior risk professional to contribute to the Group Risk framework, oversight and analytics for major risk areas. You will define risk appetite, monitor indicators, and challenge business functions while applying AI-assisted risk assessment.

You will represent risk to governance bodies and collaborate with regulators and internal audit. The role requires a decade of experience in financial risk, deep regulatory knowledge, and the ability to communicate clearly with

Qualifikationen

• University degree in finance or related field.
• At least ten years of experience in banking/financial services with risk focus.
• Expertise in financial risk areas (credit, liquidity, investment, etc.).
• Experience building risk frameworks, appetite, limits and reporting.
• Strong quantitative skills and risk analytics/modeling.
• Knowledge of Swiss banking regulation and regulator interaction.
• Strong communication with senior stakeholders and governance bodies.
• English fluency; German is a plus.

Aufgaben

• Contribute to and further develop Sygnum’s risk frameworks, policies and tools across risk areas.
• Provide oversight across financial risks including credit, collateral, liquidity and market risk.
• Define and monitor risk appetite, limits and key risk indicators; escalate material exposures.
• Perform risk measurement, stress testing, scenario analysis and portfolio analytics.
• Assess material new products and business initiatives from a risk perspective.
• Serve as senior risk SME at Group Risk Committee and at RALB.
• Advise and challenge business functions balancing commercial aims with prudent risk management.
• Apply AI-enabled approaches in risk assessment, analytics, monitoring and reporting.
• Lead cross-functional risk initiatives and strengthen risk culture.

Kenntnisse

Leadership

Analytical skills

Strategic thinking

Communication (English)

Regulatory knowledge

Risk modelling

Decision making

Presenting to executives

Ausbildung

University degree in finance/economics/mathematics or risk management

Jobbeschreibung

Sygnum is a global digital asset banking group, founded on Swiss and Singapore heritage. We empower professional and institutional investors, banks, corporates and DLT foundations to invest in digital assets with complete trust. Our team enables this through our institutional-grade security, expert personal service and portfolio of regulated digital asset banking, asset management, tokenization and B2B services.

Sygnum holds a banking licence in Switzerland, an EU MiCAR licence in Liechtenstein and a CMS and Major Payment Institution Licences in Singapore. The group is also regulated in the established global financial hubs of Abu Dhabi and Luxembourg. We believe that the future has heritage.

Our crypto-native team of banking, investment and digital asset technology professionals are building a trusted gateway between the traditional and digital asset economies that we call Future Finance. To learn more about how Sygnum’s mission and values are shaping this digital asset ecosystem, please visit sygnum.com and follow us on LinkedIn and X.

Our Values

A key pillar of our success is the Sygnum values that define and unite us as a team. We proudly call them our SYGN values:

• S stands for the importance we hold in Seeking and seizing opportunities, and the way we take personal ownership for delivering results for our clients;
• Y represents the way we say Yes to maintaining the highest level of integrity and fairness in everything we do. Sygnumers always display confidence without attitude;
• G reminds us to always Grow and win together. We only succeed by supporting each other and challenging ourselves and our team-mates to reach new heights.
• N is here for Nose for value because we are always looking to focus on what matters most to our clients, partners and team.

Sygnum has one of the most diverse teams in the industry. Diversity plays a central role in keeping our work culture open, our teams productive and energised, and our solutions at the forefront of the industry. In the spirit of our SYGN value to "grow and win together", we fully embrace an equal opportunity mindset in the way we onboard, develop and promote our team members.

What you will do

• Contribute to and further develop Sygnum’s financial risk frameworks, policies, methodologies and supporting tools, with particular responsibility for assigned financial risk areas.
• Provide independent oversight and challenge across financial risks, with particular focus on credit and collateral risk, counterparty risk and financial risk analytics, while contributing to oversight of liquidity, market and investment risks, including their interaction with operational, technology and regulatory risks.
• Define and monitor risk appetite, limits and key risk indicators, and **escalate** material exposures, breaches and control weaknesses.
• Develop, perform and independently challenge risk measurement, stress testing, scenario analysis and portfolio analytics, translating results into clear recommendations for senior management and governance bodies.
• Assess material new products, technologies, counterparties and business initiatives from a financial risk perspective, ensuring risks and controls are understood before approval.
• Act as a senior financial risk subject-matter expert at the Group Risk Committee for matters within the role’s areas of responsibility.
• Act as a senior Risk representative at RALB, providing independent challenge and financial risk expertise on matters within the role’s areas of responsibility.
• Advise and constructively challenge business functions, balancing commercial objectives with prudent risk management.
• Use appropriate AI-supported approaches in risk assessment, analytics, monitoring and reporting.
• Lead cross-functional risk initiatives, strengthen risk culture and provide subject-matter guidance to colleagues.

What you bring

• University degree in finance, economics, mathematics, quantitative finance, risk management or a related field.
• At least ten years of relevant experience in banking or financial services, including substantial financial risk experience within a regulated institution.
• In-depth expertise in one or more areas of financial risk, such as credit and collateral risk, counterparty risk, liquidity risk, investment risk or quantitative financial risk, combined with strong knowledge of banking products, front-to-back processes and the wider risk landscape.
• Proven experience developing risk frameworks, risk appetite, limits, stress testing and management reporting.
• Strong quantitative capabilities and experience applying financial risk analytics, stress testing, scenario analysis and/or risk models.
• Sound knowledge of Swiss banking regulation and experience engaging with regulators, internal audit or external audit.
• Strong judgement, leadership presence and the confidence to challenge, influence and communicate clearly with senior stakeholders and governance bodies.
• Strong analytical and problem-solving skills, with a pragmatic, commercially aware and collaborative approach.
• Strong AI literacy, including effective use of approved tools and critical understanding of data, model, confidentiality, third-party and human oversight risks.
• Excellent written and verbal English; German is an advantage.

Nice to have

• Professional qualification such as FRM, CFA, PRM or an equivalent risk qualification.
• Experience in digital assets, blockchain-based financial services or other technology-driven financial products.
• Experience with quantitative risk models, data analytics, or risk technology.

Our Offer

Joining Sygnum means being part of a dynamic, global team that is building a trusted gateway between the traditional and digital asset economies. Working at Sygnum, you will experience our fast-paced, exciting work environment that embraces meritocracy, collaboration and open communication. Alongside our ambitious long-term mission, we also come together to mark important milestones and annual crypto-industry anniversaries like Bitcoin Pizza Day and regularly celebrate together at themed company events as part of our journey to shape Future Finance.

Sygnum offers a package of benefits for all team members, including:

• Attractive combination of market salaries and entrepreneurial incentive scheme.
• Flexible and hybrid working options.
• Professional development through our Mentoring and Buddy Programmes, and our Leadership Talent Programme.
• Option to purchase additional annual leave for greater flexibility.
• One month of fully paid sabbatical leave after five years of continuous employment.