Buisness Risk Unit Analyst (Onboarding)

Santander Private Banking International; Genf; Vor Ort; CHF 110.000 - 160.000; Vollzeit

Zusammenfassung

Banco Santander International S.A. is seeking a seasoned specialist to support the Business Risk Unit in KYC/AML reviews and client onboarding in Switzerland.

The role focuses on prioritizing reviews for low- and medium-risk accounts, reviewing documentation, gathering information, and assessing client risk to ensure policy and regulatory compliance. You will collaborate with Front Office and Legal, Compliance, and Ad teams, participate in audits, and help streamline onboarding processes while

Qualifikationen

• Bachelor's degree or equivalent qualification.
• 5–7 years of relevant experience in financial services, especially onboarding and account maintenance.
• Strong knowledge of Banking, Regulatory, Legal, Compliance, and Onboarding processes.
• Discretion and trustworthiness; high integrity.
• Proficient IT skills with MS Office.
• Excellent planning, organization and problem-solving.
• Team player with proactive, independent work style.
• Willingness to learn and adapt.

Aufgaben

• Support KYC/AML periodic reviews for low- and medium-risk accounts.
• Review new account openings and analyze client documentation.
• Collaborate with Front Office to ensure regulatory compliance.
• Ensure CDD and tax regulations compliance (FATCA/CRS).
• Assist with audits and project deliveries.
• Coordinate with Legal, Compliance, and Ad to streamline processes.

Kenntnisse

KYC/AML compliance

Client onboarding

Regulatory knowledge

Analytical thinking

Independent worker

Ausbildung

Bachelor's degree or equivalent

Tools

Excel

Word

Access

Outlook

Jobbeschreibung

Responsibilities

Support the Business Risk Unit team at Banco Santander International S.A. in day-to-day operations, with a focus on prioritizing and completing KYC/AML periodic reviews for low- and medium-risk accounts. The main responsibilities include managing new account openings by reviewing and analyzing client documentation, gathering all relevant information, and assessing client risk to ensure compliance with internal policies and regulatory requirements. You will also support service-related tasks in a well-organized and timely manner, gaining hands-on experience in client onboarding and account maintenance while ensuring compliance with applicable regulations.

Country: Switzerland
Temporary position (1 year)

Responsibilities

Support the Business Risk Unit team at Banco Santander International S.A. in day-to-day operations, with a focus on prioritizing and completing KYC/AML periodic reviews for low- and medium-risk accounts. The main responsibilities include managing new account openings by reviewing and analyzing client documentation, gathering all relevant information, and assessing client risk to ensure compliance with internal policies and regulatory requirements. You will also support service-related tasks in a well-organized and timely manner, gaining hands-on experience in client onboarding and account maintenance while ensuring compliance with applicable regulations.

You will support the unit with the following tasks:

• Analysis of documentation related to account openings and changes to existing client accounts for both individuals and legal entities (e.g., companies, foundations, and trusts) across Latin America and EMEA.
• Work closely with the Front Office to ensure compliance with the Bank's business policies, internal procedures, and applicable Swiss regulatory requirements (e.g., CDB 20).
• Ensure compliance with client due diligence (CDD) requirements and applicable tax regulations (FATCA and CRS).
• Review KYC documentation to ensure that the purpose of the account and the nature of the business relationship are clearly documented.
• Perform KYC/AML periodic reviews for low- and medium-risk accounts.
• Cooperate with relevant stakeholders (Legal, Compliance, Ad) to continuously streamline and improve processes and procedures.
• Support the unit in the delivery of ongoing projects and other business initiatives.
• Support audit fieldwork, including preparing files and responding to auditor queries.

Profile

• Bachelor's degree or equivalent qualification.
• Minimum 5–7 years of relevant experience in the financial services or banking industry, particularly in client onboarding, account opening, and account maintenance (e.g. changes to existing client accounts).
• Sensitivity to the risks inherent to the function.
• Strong technical knowledge of Banking, Regulatory, Legal, Compliance, and Onboarding processes.
• High level of discretion and trustworthiness.
• Skilled IT user with the ability to adapt to new or complex tools and to use standard Microsoft Office applications efficiently (Excel, Word, Access, Outlook, etc.).
• Good planning and organizational skills, with a strong problem-solving mindset.
• Dynamic, proactive, and capable of completing tasks independently.
• Adaptable, personable team player with a "can-do" attitude and strong interpersonal skills.
• Ability to work effectively in a multidisciplinary team.
• Strong team player with a collaborative mindset.
• Eager to learn.

Languages

• Fluent in Spanish and English (written and spoken).
• Portuguese ,French and/or Arabic will be highly valued.

Requirements

• Eligible to work in Switzerland.