Anti-Fraud Business Lead

Fintech-Farm; Full-Reuenthal; Ibrido; CHF 150.000 - 230.000; Tempo pieno

Vantaggi offerti da questo lavoro

Bonuses

Flexible working

Analytics stack access

Growth opportunities

International collaboration

Descrizione del lavoro

Fintech Farm Ltd is seeking a senior professional to lead the Fraud Prevention function for a market. You will own the objectives, roadmap, and outcomes, balancing fraud protection with customer experience while collaborating with the central Fraud team, Product, Operations and Risk.

You will design fraud logic, translate business goals into development requirements, and manage end-to-end implementation, testing, and monitoring. A strong analytics background and fintech experience are essential.

Competenze

• Extensive experience in fraud prevention, transaction monitoring, or risk analytics.
• Proven ability to own projects from concept to delivery.
• Advanced SQL skills and familiarity with analytical databases.
• Experience with mobile banking or fintech products.
• Ability to translate business goals into engineering requirements.

Mansioni

• Own the fraud prevention agenda for a market as a project lead: define objectives, create roadmaps, set priorities and expected outcomes.
• Balance fraud protection with customer experience using data-driven decisions.
• Align initiatives with the central Fraud team, Product, Operations, and Risk functions.
• Create business requirements and tasks for fraud prevention logic, including rules, thresholds, and system actions.
• Translate business goals and insights into actionable development requirements and maintain rules documentation.
• Manage end-to-end implementation from requirements to production release; participate in testing and monitor results.
• Train fraud operations teams on alerts, decision criteria, and escalation.
• Develop playbooks and operational guidelines; collect operator feedback for rule improvements.
• Investigate fraud incidents, analyze patterns, and define mitigation hypotheses.
• Define new fraud mechanisms and drive implementation; monitor loss, false positives, and customer impact.
• Perform deep analytical work: analyze large data volumes, write SQL queries, build dashboards, and report on performance.

Conoscenze

Fraud prevention

SQL proficiency

Data analytics

Fintech knowledge

Project ownership

Strumenti

ClickHouse

PostgreSQL

Descrizione del lavoro

Fintech Farm is a UK fintech company creating successful neobanks in emerging markets in partnership with local traditional banks.

Our success is built on a best-in-class product, exceptional customer experience, emotional engagement, viral growth, and deep expertise in credit decisioning.

One of our founders previously co-founded a highly successful Eastern European neobank with a multi-million customer base.

We launched our first market with Leobank in Azerbaijan in 2021, where we have already established a leading market position. In early 2023, we launched Liobank in Vietnam and achieved strong market traction. Several additional markets are planned for launch over the next 12 months, and we are building the teams that will make them successful.

Why Fintech Farm is a Great Place to Be

Our Ambition

We aim to become the leading consumer digital banking brand in every market where we operate, making financial services simple, accessible, and enjoyable. You can be part of this exciting journey.

Our Culture

Customers First

We go above and beyond to deliver an outstanding customer experience. We serve our customers the way we would want our own family members to be served. And who said banking has to be boring? We build products that are not only easy to use but genuinely enjoyable.

People

We act as business partners, not employees. We think big, take ownership, and challenge limitations. We work with talented individuals whom we trust and empower rather than micromanage. Common sense prevails over bureaucracy, and curiosity drives continuous improvement. We embrace a strong "We over Me" culture.

About the Role

About Fintech Farm

Fintech Farm is a UK fintech company creating successful neobanks in emerging markets in partnership with local traditional banks.

Our success is built on a best-in-class product, exceptional customer experience, emotional engagement, viral growth, and deep expertise in credit decisioning.

One of our founders previously co-founded a highly successful Eastern European neobank with a multi-million customer base.

We launched our first market with Leobank in Azerbaijan in 2021, where we have already established a leading market position. In early 2023, we launched Liobank in Vietnam and achieved strong market traction. Several additional markets are planned for launch over the next 12 months, and we are building the teams that will make them successful.

Why Fintech Farm is a Great Place to Be

Our Ambition

We aim to become the leading consumer digital banking brand in every market where we operate, making financial services simple, accessible, and enjoyable. You can be part of this exciting journey.

Our Culture

Customers First

We go above and beyond to deliver an outstanding customer experience. We serve our customers the way we would want our own family members to be served. And who said banking has to be boring? We build products that are not only easy to use but genuinely enjoyable.

People

We act as business partners, not employees. We think big, take ownership, and challenge limitations. We work with talented individuals whom we trust and empower rather than micromanage. Common sense prevails over bureaucracy, and curiosity drives continuous improvement. We embrace a strong "We over Me" culture.

What You Will Do

Lead the Fraud Prevention Function for a Market

• Own the fraud prevention agenda for a specific market as a project lead: objectives, roadmap, priorities, and outcomes.

• Balance fraud protection and customer experience, using data to support decisions.

• Align initiatives with the central Fraud team, Product, Operations, and Risk functions.

Define Requirements and Design Fraud Logic

• Create business requirements and tasks for fraud prevention logic, including rules, thresholds, trigger scenarios, and system actions.

• Translate business goals and analytical insights into clear and actionable development requirements.

• Maintain up-to-date documentation for fraud rules and review workflows.

Support Development and Testing

• Manage the full implementation cycle, from requirement definition to production release.

• Participate in testing, validate rule performance, and assess results using real-world data.

• Monitor implementation quality and respond quickly to issues after deployment.

Work with Operations Teams

• Train fraud operations teams on alert handling, decision-making processes, and escalation criteria.

• Develop procedures, playbooks, and operational guidelines.

• Collect feedback from operators and incorporate it into rule improvements.

Manage the Full Lifecycle: From Investigation to Performance Monitoring

• Investigate fraud incidents and cases, reconstruct attack scenarios, and identify root causes.

• Analyze fraud patterns, identify emerging threats, and formulate mitigation hypotheses.

• Define requirements for new fraud prevention mechanisms and drive them through implementation.

• Monitor rule effectiveness, including fraud loss prevention, false-positive rates, and customer journey impact, and adjust configurations when necessary.

Perform Deep Analytical Work

• Independently analyze large volumes of transactional and behavioral data.

• Write complex SQL queries, build analytical views, dashboards, and regular performance reporting.

• Segment customer populations and identify anomalies and deviations from expected behavior.

Who You Are

Must-Have Qualifications

• Strong experience in fraud prevention, transaction monitoring, or risk analytics, with a solid understanding of fraud detection systems.

• Experience owning projects or business areas, driving initiatives from concept to delivery, and being accountable for outcomes.

• Advanced SQL skills with the ability to independently write complex queries.

• Experience working with ClickHouse, PostgreSQL, or similar analytical databases.

• Deep technical understanding of transaction processing, payment systems, card products, and how fraud prevention systems operate internally.

• Experience with mobile banking or fintech applications and a strong understanding of customer journeys in digital banking.

• Experience defining requirements for engineering teams and supporting development and testing lifecycles.

• Strong analytical mindset with the ability to identify patterns where others see randomness.

• High degree of ownership and accountability, with the ability to work independently and proactively.

Nice-to-Have Qualifications

• Experience working in banking, fintech, or payment services within emerging markets.

• Understanding of AML/KYC regulatory requirements.

• Experience managing fraud operations teams or cross-functional teams.

• Familiarity with machine learning approaches in fraud prevention and basic data engineering concepts.

What We Offer

• A high-impact role where you own the fraud prevention function for a market and are accountable for results.

• Access to real-world transactional data and a comprehensive analytics stack.

• The opportunity to work alongside Fintech Farm's central Fraud team, bringing international expertise and best practices.

• Competitive compensation with performance-based bonuses.

• Flexible working arrangements.

• Strong growth opportunities, both vertically (ML models, data engineering) and horizontally (product and business decision-making).