Wealth Protection Specialist - Okanagan

Beem Wealth & Planning Ltd.; Kelowna; On-site; CAD 60,000 - 100,000; Full time

Benefits offered by this job

Commission-based compensation

Job summary

Beem Credit Union is seeking a Wealth Protection Specialist to deliver life insurance planning and advisory services to members and business clients, aligning with regulatory standards and Beem's holistic protection strategy.

In collaboration with Advisory Sales and branch networks, you will analyze needs, propose Universal Life, Term Life, and related products, and process applications with timely communication.

Qualifications

• Licensed and in good standing with the Insurance Council of British Columbia.
• 4–6 years of direct life insurance advisory experience in financial services.
• Expert knowledge of life, disability, critical illness, and related tax considerations.
• Strong understanding of investments and banking products to support holistic advice.
• CFP designation is a plus; equivalent credentials may apply.

Responsibilities

• Advise members on life and business insurance needs and solutions.
• Provide referrals and cross-sell to other credit union products.
• Process life insurance applications and follow up with members.
• Ensure regulatory compliance and accurate documentation.
• Support knowledge sharing within Advisory and Wealth teams.

Skills

Insurance planning

Regulatory compliance

Client advisory

Product knowledge

Cross-team collaboration

Education

Insurance license (BC)

CFP designation

Job description

Description

Beem Credit Union: Banking for every journey

Beem is redefining what it means to be a credit union. With 80 years of cooperative history and a bold vision for the future, we’ve united to create a financial partner that offers both digital ease and people-first service.

Our mission is clear:financial wellness for all.We help British Columbians achieve their goals through personalized advice, innovative technology, and genuine human connection.

As one of BC’s largest credit unions, we serve over200,000 membersacross66 brancheswith$18 billion in assets under administration.

If you’re passionate about making a difference and want to join a team that values collaboration, innovation, and purpose, join us on the journey.

The Wealth Protection Specialist provides professional life insurance planning services, advice, and support to clients with personal and business insurance needs. This role works proactively with the Advisory Sales team to identify and cultivate insurance referral opportunities across branch, wealth, business, and commercial channels. The Wealth Protection Specialist supports the growth of existing and new member relationships by delivering appropriate insurance solutions, promoting holistic financial protection strategies, and supporting the broader credit union product and service offering. The role ensures advice is delivered in accordance with regulatory requirements, ethical standards, and best practices, while contributing to a high-quality member experience.

What you’ll do:

MemberAdvisory & Insurance Planning

• Consults with members on personal and business insurance needs by analyzing income, assets, liabilities, and wealth transferobjectivesin alignment withmembergoals.
• Determinesinsurance needs, identifiesappropriate solutions, and provides recommendations formemberconsideration.
• Advisesclientson a broad range of insurance products and solutions, including Universal Life, Term Life, Whole Life, Critical Illness,long - Term Care, Disability, Key Person insurance,Buy - Sell Agreements, andotherwealth transfer strategies.
• Conducts follow - up meetings to reassessmembercircumstances and recommend adjustments where needs have changed.

Sales Support & Business Development

• Proactively partners with Advisory Sales, branch, small business, and commercial teams toidentifyreferral opportunities and support insurance needs analyses.
• Promotes growth of insurance coverage for existing and newmembers while cross - referring to other credit union products and services asappropriate.
• Pursues business development opportunities in alignment with ethical standards and all regulatory and licensing requirements.
• Generates leads and referral opportunities through professional networking, community involvement, and other approved engagementactivities.

Application Processing & Relationship Management

• Processes life insurance applications and coordinates all required follow - up discussions and documentation.
• Ensurestimelyandaccuratecompletion of insurance applications and ongoing communication with members throughout the process.
• Maintains strong branch and advisor relationships to ensure seamlessmemberexperiences across banking and wealth services.

Compliance & Professional Standards

• Conducts all activities in compliancewith InsuranceCouncil of British Columbia requirements and applicable regulatory standards.
• Ensuresmemberrecommendations, documentation, and communications meet internal policies and external regulatory obligations.

Internal Expertise & Knowledge Sharing

• Acts as a technical resource to internal teams by providing information sessions, demonstrations, and guidance on life insurance products, features, benefits, and processes.
• Supports internal understanding of insurance solutions by responding to questions and providing follow - up whererequiredto ensure clarity and alignment.
• Contributes tomaintainingconsistent knowledge and best practices across Advisory and Wealth & Planning teams.

What you’ll bring:

• Licensedandin good standingwith the Insurance Council of British Columbia.
• 4-6 years ofdirectly relatedexperienceprovidinglife insurance advice and protection planning within a financial services environment.
• Expert knowledge of personal insurance products and concepts, including life, disability, critical illness, wealth protection strategies, andrelatedindividual/corporate taxation considerations.
• Solid understandingofinvestment andbanking products and services to support holistic, member - focused advice.
• A commitment to innovation driven by curiosity, with a proactive approach to exploringnew ideas
• Certified Financial Planner (CFP) designation or other relevant financial planning credentials are considered an asset.
• Equivalent combination of the above may be appropriate

Total Rewards:

Our total rewards approach reflects Beem's values — celebrating success, investing in your growth, and supporting you at work and in life.

• Compensation: This role offers a fully commission-based compensation plan, designed to reward results and entrepreneurial drive. Successful candidates have the opportunity to earn uncapped income based on sales generated and applicable commission rates. An interim base salary may be offered to allow time for transition to the new role.
• Health & Wellness:Extended health coverage (including mental health support), dental care, and disability coverage
• Time Away:Vacation and personal days to rest, recharge, and manage life outside of work
• Retirement & Financial Well-being:Generous RRSP contributions, in-house financial advice, and flexible options to add your own contributions
• Beem Member Perks:Free banking accounts, special mortgage and lending rates, and preferred financial perks

At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do!

• Build Together: You are a team player who thrives on collaboration, sparks ideas, and fosters inclusivity.
• Own It: You are ready to take charge, drive change, and deliver outstanding results.
• Lead with Agility: You are a dynamic, adaptable thinker who thrives on challenge and innovation.
• Driven by Curiosity: You are eager to explore, learn, and shape the future.

We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage all qualified candidates to apply. We are committed to a fair and equitable hiring process for all candidates. All applications are reviewed by a member of our team.

Beem Credit Union serves communities across many traditional Territories and Treaty areas in British Columbia. We are grateful to live and work on this land and are committed to reconciliation, decolonization, and building strong, connected relationships.