Vice President (Non-Executive), GTB Risk, Global Transaction Banking

TD Bank Group; Toronto; Sur place; CAD 150 000 - 160 000; Plein temps

Avantages offerts par ce poste

Health and well-being benefits

Savings and retirement programs

Paid time off

Résumé du poste

TD Securities in Toronto seeks a Vice President to join GTB Risk, partnering with Origination, Product, and other teams to shape complex transactions and strategic initiatives. You will evaluate commercial and risk aspects of documentation, translate issues into actionable guidance, and help craft workable, risk-aligned solutions.

You will contribute to risk framework development and collaborate across Legal, Credit, and Operations to ensure TD’s risk appetite is maintained while supporting

Qualifications

• Five or more years of relevant experience originating, structuring, executing, or advising on complex transactions.
• Strong understanding of GTB products or similar financing structures.
• Experience translating complex issues into clear, commercially focused recommendations.

Responsabilités

• Partner with Origination, Product, and other GTB teams to assess and shape products, strategic initiatives, client solutions, and transactions from early design through execution.
• Assess the commercial and risk implications of legal documentation, regulatory requirements, and market practices, working with Legal and Compliance and translating complex issues into clear and actionable business recommendations.
• Review and shape complex transaction structures and non-standard documentation, identify material risks, and evaluate structural alternatives, risk allocation, and mitigants to develop practical, commercially workable solutions with Legal and other partners.
• Support credit requests, annual reviews, non-standard requests, and bespoke client needs, assessing alignment with applicable policies and risk appetite.
• Advise on framework exceptions, balancing commercial objectives with risk considerations, and escalate material risks as needed.

Connaissances

Transaction banking

Structured finance

Corporate banking

Credit

Banking and finance law

Product knowledge

Regulatory awareness

Analytical skills

Communication skills

Formation

Law degree

MBA

CFA

Accounting designation

Description du poste

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: TD Securities Pay Details: $150,000 - $160,000 CAD This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

GTB comprises three business lines: Trade & Working Capital ("TWC"), Corporate Cash Management ("CCM"), and Financial Institutions ("FI"), which are underpinned by dedicated support functions, including GTB Risk, Product Management, Client Solutions, Data & Analytics, and Deposit Portfolio Management. Global Transaction Banking is undergoing a multi-year digital transformation focused on delivering scalable, innovative payment, liquidity, treasury, and receivables solutions for corporate and financial institution clients. This transformation presents a unique opportunity to shape the future of transaction banking while working alongside industry-leading professionals across TD.

Role Overview

The Vice President will join GTB Risk, a first-line function embedded within the GTB business, working directly with Origination, Product and other business teams to evaluate and shape complex transactions, products and strategic initiatives. The role combines commercial judgement, transaction structuring expertise, and independent risk challenge. The successful candidate will partner with GTB teams and other relevant stakeholders to assess risks across GTB products, business initiatives and transaction structures. They will identify material risks early and develop practical solutions that support client needs, while remaining aligned with TD’s risk appetite and legal, regulatory and control requirements. Alongside transaction review, the role will contribute to broader assessments of GTB’s risk framework and business activities. This role is well suited to someone who has worked in transaction banking, structured finance, corporate banking, credit, product, or banking and finance law and is comfortable combining business, structuring and risk perspectives.

Key Accountabilities

• Partner with Origination, Product, and other GTB teams to assess and shape products, strategic initiatives, client solutions, and transactions from early design through execution.
• Assess the commercial and risk implications of legal documentation, regulatory requirements, and market practices, working with Legal and Compliance and translating complex issues into clear and actionable business recommendations.
• Review and shape complex transaction structures and non-standard documentation, identify material risks, and evaluate structural alternatives, risk allocation, and mitigants to develop practical, commercially workable solutions with Legal and other partners.
• Support credit requests, annual reviews, non-standard requests, and bespoke client needs, assessing alignment with applicable policies and risk appetite.
• Assess the impact of emerging legal, regulatory, geopolitical, and market developments on GTB's products, transactions, and risk profile, identifying cross-product themes and emerging exposures.
• Develop and maintain GTB risk policies, frameworks, playbooks, and guidance that support sound risk management and efficient business execution.
• Advise on framework exceptions, balancing commercial objectives with risk considerations.
• Advise senior stakeholders on material risk matters, influence business and transaction outcomes, and support sound risk-based decisions.
• Exercise sound judgement in escalating material risks, policy deviations, control concerns, and matters outside established risk frameworks.
• Promote consistent risk practices across GTB and strengthen team capabilities by sharing transaction, product, and risk expertise.

What You Bring

• Candidates with backgrounds in transaction banking, structured finance, corporate banking, credit, product, banking and finance law, or related financial services functions are encouraged to apply.
• Five or more years of relevant experience originating, structuring, executing, or advising on complex transactions, products, or client solutions within a financial institution or law firm.
• Strong understanding of one or more GTB products or business areas, or relevant experience in similar financing structures.
• Experience assessing transaction structures, legal documentation, risk frameworks, policies, or regulatory requirements and translating complex issues into clear, commercially focused recommendations.
• Strong analytical skills and commercial judgement, with the ability to assess legal, regulatory, credit, operational, and reputational considerations and develop workable alternatives.
• Demonstrated ability to work with Origination, Product, Legal, Credit, Operations, and other stakeholders to evaluate alternatives, resolve issues, and influence sound business and risk decisions.
• Excellent communication skills, with the ability to explain complex matters clearly and provide constructive challenge to stakeholders.
• Proven ability to manage multiple priorities and balance transaction demands with broader business and risk priorities.
• A law degree, MBA, CFA, accounting designation, or other relevant professional qualification is considered an asset.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

• health and well-being benefits
• savings and retirement programs
• paid time off
• banking benefits and discounts
• career development
• reward and recognition programs

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.