Vice President, Credit Structures Private Banking

Royal Bank of Canada>; Vancouver; On-site; CAD 120,000 - 180,000; Full time

Job summary

A leading financial institution is seeking a Vice President, Credit Structures to lead their Retail credit team for high net worth clients in Vancouver. The ideal candidate will have extensive lending experience and strong leadership skills to drive business growth and deliver excellent customer service. This full-time position offers a dynamic work environment with opportunities for professional development and a focus on client success.

Benefits

Comprehensive Total Rewards Program

Supportive leadership

Opportunity to make a lasting impact

Dynamic, collaborative work environment

Qualifications

• Extensive lending experience, including creative lending solutions and thorough loan underwriting.
• Strong client focus and excellent communication skills (spoken and written).
• Experience in leading, coaching, and developing high-performance teams.

Responsibilities

• Lead, coach, and develop a cross-geographical team of Private Banking lending professionals.
• Drive excellent and consistent customer experience across teams.
• Collaborate with key banking teams to enhance lending capabilities.

Skills

Collateral Management

Credit Analysis

Decision Making

Financial Services Industry

High Impact Communication

Operational Delivery

Performance Management

Quality Orientation

Retail Lending

Risk Management

Education

University degree in a business-related field

Job description

Job Description

What is the opportunity?

We are currently seeking a Vice President, Credit Structures to lead our Retail credit team working with our high net worth Private Banking clients across Western Canada. Lending to this client segment involves complex loan underwriting and lending structures with credit facilities up to $10MM. Our clients are highly entrepreneurial, focused on seizing opportunities and growing wealth. They are typically important strategic relationships with businesses across the enterprise, including Canadian Banking, Wealth Management, and Corporate Banking. We are recognized as industry leaders in this market. This role involves leading a highly skilled and engaged lending team supported by strong partnerships with Risk Management.

What will you do?

• Lead, coach, and develop a cross-geographical team of Private Banking lending professionals
• Drive excellent and consistent customer experience, establishing and maintaining dedicated turnaround times, effectively managing deal flow, and ensuring active monitoring and follow-up
• Ensure lending solutions are innovative, reflective of clients' financial strength and enterprise value, and supported by strong structures and business cases
• Drive significant growth in our lending business and maintain our leadership position
• Collaborate with Private Banking Strategy, Risk, Product, Operations, and Sales teams to enhance our lending capabilities
• Provide strategic leadership to ensure our product offerings are best in class and our delivery model is scalable for future growth

What do you need to succeed?

Must Have

• University degree with business-related knowledge
• Extensive lending experience, including formulating creative lending solutions, building effective loan structures, and thorough loan underwriting
• Strong client focus, negotiation skills, ability to manage tight timelines, decisiveness, results orientation, teamwork, self-motivation, and excellent communication skills (spoken and written)
• Ability to collaborate with other areas within the bank such as Risk Management, Business Banking, Capital Markets, and Insurance to develop solutions
• Commitment to delivering an exemplary customer experience with creative solutions and prompt delivery
• Capacity to drive business performance while executing strategic initiatives
• Experience in leading, coaching, and developing high-performance teams

Nice to Have

• Additional relevant designations (e.g., CFA, MBA, CFP)
• Proven ability to generate new business, leveraging networks and building new relationships
• Experience in business or commercial markets, including lending, account management, or risk management

What’s in it for you?

We thrive on challenges, encourage progressive thinking, and work together to deliver trusted advice to help clients and communities prosper. We value each other, support professional growth, and aim to make a meaningful impact.

• A comprehensive Total Rewards Program including bonuses, flexible benefits, competitive compensation, commissions, and stock options where applicable
• Supportive leadership focused on your development through coaching and growth opportunities
• Opportunity to make a lasting impact
• Work within a dynamic, collaborative, progressive, and high-performing team
• Challenging and rewarding work experiences

Job Skills

Collateral Management, Credit Analysis, Decision Making, Financial Services Industry, High Impact Communication, Operational Delivery, Performance Management, Quality Orientation, Retail Lending, Risk Management

Additional Job Details

Address: VANCOUVER MAIN BRANCH (B), 1055 GEORGIA ST W, VANCOUVER

City: Vancouver

Country: Canada

Work hours / week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-08-08

Application Deadline: 2025-08-18

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace with diverse perspectives is key to our continued growth. We foster a respectful environment where employees feel supported, collaborate effectively, and can innovate and grow professionally. We are committed to policies and programs that promote respect, belonging, and opportunity for all.

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