Vice President, Credit Advisory, RBCx

RBC; Toronto; On-site; CAD 120,000 - 180,000; Full time

Job summary

RBC is seeking a Vice President for Credit Advisory to underwrite credit for innovative tech and life sciences companies. This role involves managing client relationships, conducting due diligence, and leading a team. The ideal candidate has extensive experience in banking and strong financial acumen, with opportunities for professional growth and a supportive team environment.

Benefits

Comprehensive Total Rewards Program

Flexible benefits

Competitive compensation

Leadership support for development

Opportunities for personal and professional growth

Qualifications

• 7-12 years of experience in banking or financial services.
• 4+ years in credit underwriting.

Responsibilities

• Underwrite new credit proposals and collaborate on transactions.
• Manage client portfolios and prepare annual reviews.
• Coach and develop junior team members.

Skills

Financial Acumen

Organizational Skills

Business Acumen

Education

Undergraduate degree in a quantitative discipline

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Job description

Job Summary

Job Description

What is the opportunity?

RBCx is a full-service platform designed to accelerate the growth of innovative companies by providing access to capital solutions, tailored financial products and services, and operational expertise. We Power Bold.

This specialized Vice President, Credit Advisory role focuses on underwriting credit for our clients—Canada’s most exciting, fastest-growing technology and life sciences companies. The Vice President is a key member of the Credit Advisory team, supporting existing and prospective clients, liaising with internal and external parties, conducting research, due diligence, and performing quantitative and qualitative analysis.

What will you do?

• Underwrite new credit proposals, including Venture Debt and Recurring Revenue Lines for prospective clients, and collaborate with Directors or Managing Directors on large and complex transactions.
• Manage the administration, negotiations, and legal documentation required to establish new credits.
• Lead due diligence calls with prospective clients and investors. Present credit proposals clearly and credibly, earning the trust of C-level management of clients and prospects.
• Manage a portfolio of clients, preparing annual reviews and credit revisions for approval by credit adjudicators.
• Coach and develop junior team members, support new initiatives and projects as needed.

What do you need to succeed?

Must-have

• Undergraduate degree in a quantitative discipline (e.g., finance, business, economics, engineering).
• 7-12 years of experience in banking or financial services, or 4+ years in credit underwriting.
• Proficiency in Microsoft Office applications, especially Excel, PowerPoint, and Word.
• Strong business and financial acumen, including an excellent understanding of financial statements.
• Strong organizational skills, with the ability to manage multiple tasks and meet tight deadlines.
• Interest in start-ups and the venture capital ecosystem.

Nice-to-have

• Experience with financial modeling and analysis.
• Specialized industry expertise.
• Working towards CFA, CPA, CBV, or other relevant professional designations.
• Bilingual in French and English.

What’s in it for you?

We thrive on challenges, progressive thinking, and collaboration to deliver trusted advice that helps our clients succeed and communities prosper. We value diversity, growth, and making a difference.

• Comprehensive Total Rewards Program including bonuses, flexible benefits, and competitive compensation.
• Leadership support for your development through coaching and opportunities.
• A dynamic, collaborative, and high-performing team environment.
• Opportunities for personal and professional growth.

For more information about RBCx, visit our website or connect with us on Twitter and LinkedIn.