Underwriter/Senior Underwriter, Equipment Breakdown

chubb; Montreal (administrative region); Híbrido; CAD 60 000 - 90 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Permanent full-time role

Competitive salary

Group insurance plan: Day 1

Telemedicine & EAP

RRSP / DPSP

Hybrid: 2 days in office

Start date ASAP

Resumo da oferta

Randstad Canada is seeking an Underwriter for our client’s Montreal office to review, verify, and adjudicate mortgage loan applications and determine loan eligibility. You will ensure documentation complies with regulatory bodies, work 8am–8pm Mon–Fri as needed, and maintain relationships with brokers across Canada, delivering professional customer service.

This permanent full-time role offers a competitive salary, group insurance from day one, telemedicine, RRSP/DPSP, and a hybrid work

Qualificações

• Minimum 2 years of underwriting experience.
• Provincial mortgage license.
• Strong communication and negotiation skills.
• Organized with good time management and multitasking abilities.

Responsabilidades

• Review, underwrite and adjudicate mortgage applications within authority levels.
• Verify documents for accuracy and borrower's ability to repay.
• Ensure compliance with regulatory, insurer and lender guidelines.
• Request additional information from brokers as needed to make decisions.
• Maintain broker relationships and deliver timely, accurate updates.

Conhecimentos

Strong communication

Negotiation

Time management

Multitasking

Self-driven

Team-oriented

Broker relationship

Decisive judgement

Outlook/Office suite

Formação académica

Mortgage license (provincial)

Ferramentas

Outlook

Word

Excel

Descrição da oferta de emprego

Our client, a Financial Group and its subsidiaries serving over 8,500 independent brokers, is looking for an Underwriter for its Montreal office.

With offices all across Canada, they believe in combining creativity and new technologies to offer innovative solutions for the industry.

They strive to make their mark by providing the best mortgage experience for borrowers, brokers, and mortgage lenders.

The Underwriter Hub role is to ensure communication with our broker partners is fair and consistent and delivers a professional customer service experience. The person will be required to review, verify, and adjudicate mortgage loan applications and determine loan eligibility decisions. In this role, the person will also ensure all documentation is compliant with all relevant regulatory bodies. The role provides the opportunity to engage with brokers across Canada and will therefore require the flexibility to work within our operational hours of 8am to 8pm Monday to Friday.

Advantages

• Permanent full-time role (37.5 hours/week)
• Competitive salary
• Group insurance plan: Effective from day 1, 50/50 premium – SunLife, basic or enhanced plan
• Telemedicine & Employee Assistance Program (EAP)
• RRSP / DPSP: Voluntary participation after 3 months, up to $2,500 max DPSP
• Hybrid: 2 days per week in the office
• Start date: ASAP

Responsibilities

• Review, underwrite and adjudicate customer mortgage applications within your prescribed authority levels, escalating unusual or complex cases to your manager where appropriate.
• Review all documents submitted to validate accuracy and borrower’s ability to repay the mortgage.
• Ensure the loan application meets all regulatory, insurer and lender guidelines/requirements.
• Contact the broker/client for additional information as necessary to decision the deal effectively.
• Manage the relationship with submitting agent/broker source.
• Deliver quick and creative mortgage solutions, and structure the file consistent with internal policies, procedures, guidelines, insurer programs and regulatory requirements.
• Maintain SLA commitments on applications, based on product guidelines, including timely and accurate update of all systems.
• Work closely with the broker/client/lender to develop a long-term relationship that enables you to grow the size of the portfolio and maintaining funding ratios as agreed.

Qualifications

• Minimum 2 years of underwriting experience.
• Any provincial mortgage license.
• Strong communication and negotiation skill.
• Organized and strong time management skills.
• Ability to multi-task in a fast-paced environment.
• Self-driven, motivated with the ability to work independently and in a team environment.
• Networking, client acquisition and interpersonal skills.
• Carries out duties with integrity and takes responsibility for actions.
• Ability to be decisive and show good judgement consistently.
• Working knowledge of Outlook, Word, Excel.
• Bilingual (English/French) is an asset.

Language/Other Requirements

• Based on an assessment conducted by our client, it has been determined that this position requires candidates to be fluent in English (oral and written). In particular, this position will require the employee to: communicate with English-speaking clients/partners/employees located outside Quebec on a daily basis
• Work on client projects, products or deliverables that are required to be delivered to clients in English

EEO & Inclusion

Randstad Canada is committed to fostering a workforce reflective of all peoples of Canada. As a result, we are committed to developing and implementing strategies to increase the equity, diversity and inclusion within the workplace by examining our internal policies, practices, and systems throughout the entire lifecycle of our workforce, including its recruitment, retention and advancement for all employees. In addition to our deep commitment to respecting human rights, we are dedicated to positive actions to affect change to ensure everyone has full participation in the workforce free from any barriers, systemic or otherwise, especially equity-seeking groups who are usually underrepresented in Canada's workforce, including those who identify as women or non-binary/gender non-conforming; Indigenous or Aboriginal Peoples; persons with disabilities (visible or invisible) and; members of visible minorities, racialized groups and the LGBTQ2+ community. Randstad Canada is committed to creating and maintaining an inclusive and accessible workplace for all its candidates and employees by supporting their accessibility and accommodation needs throughout the employment lifecycle. We ask that all job applications please identify any accommodation requirements by sending an email to [e-mail] to ensure their ability to fully participate in the interview process.