Underwriter, Senior

Equitable Life of Canada; Toronto; Hybrid; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Senior Underwriter to join their Individual Insurance team. This role is pivotal in assessing risks for life and critical illness products, ensuring high-quality work while managing daily workloads. The position offers a chance to develop skills in a supportive environment that prioritizes employee wellness and professional growth. With a commitment to continuous improvement and mentorship, this opportunity provides a rewarding career path in a company recognized as one of Waterloo Region’s Top Employers.

Benefits

Annual bonus

Company-paid benefits

Tuition support

Pension plan with employer matching

Paid volunteer day

Onsite cafeteria

Employee discounts

Inclusive employee resource groups

Regular company events

Qualifications

• Strong knowledge in medical, financial, and non-medical underwriting.
• 3+ years of experience in Life and Critical Illness underwriting.

Responsibilities

• Apply underwriting expertise in medical and financial risk assessment.
• Mentor other underwriters and ensure service standards are met.

Skills

Underwriting Expertise

Analytical Skills

Problem-Solving Skills

Communication Skills

Negotiation Skills

Education

FLMI / FALU designation

3+ years of professional experience

Tools

MS Office Suite

Job description

At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated, and client-responsive staff. Join Equitable today.

Position Title:

Senior Underwriter

Reports To:

Manager, Underwriting

Department:

Individual Underwriting

Term:

Permanent Full-Time

Work Arrangements:

You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as-needed basis. Sales-related roles may require travel based on the assignment.

The Opportunity:

Equitable is looking for a Senior Underwriter to join our Individual Insurance team! The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable's success and offers a great opportunity to work at Waterloo Region’s Top Employers while developing future skills.

What you will be doing:

• Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial, and non-medical risk factors.
• Consistently provide high-quality work.
• Manage volumes of daily work independently to ensure service standards are met.
• Comply with legislative requirements, consumer regulation, and reinsurance treaties related to privacy, disclosure, and risk classification.
• Contribute to continuous improvement of underwriting processes and procedures.
• Provide mentorship to other underwriters, offering guidance and sharing expertise.

What you will bring:

• Superior technical knowledge in medical, financial, and non-medical underwriting.
• Comfortable working in a dynamic environment with adaptability to shifting priorities.
• Excellent analytical and problem-solving skills.
• Strong reinsurance relationships with negotiation skills.
• Strong written and verbal communication skills.
• Proactive and service-oriented relationship skills.
• 3+ years of professional experience as a Life and Critical Illness Underwriter.
• FLMI / FALU designation or current pursuit.
• Commitment to ongoing learning to stay current with medical knowledge and industry trends.
• Proficiency in MS Office Suite.

What’s in it for you:

• A healthy work-life balance with a focus on employee wellness.
• Annual bonus, vacation allowance, and company-paid benefits.
• Additional paid volunteer day annually.
• Immediate enrollment in the company’s pension plan with employer matching.
• Inclusive employee resource groups.
• Tuition support and specialized programs.
• Onsite cafeteria with diverse options.
• Discounts on company products/services and exclusive employee perks.
• Regular EQ Together events fostering company unity.

Additional Requirements:

As part of the recruitment process, you will need to:

• Provide two professional references (at least one supervisor).

This vacancy exists to fill an existing position.

To learn more about Equitable, please explore our organization.

We are committed to equal employment opportunities. Contact our HR team at [e-mail] for accessible job postings or accommodations during the application process.

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Job Family:

Individual Contributor - Transactional