Underwriter, Residential Mortgages, AVEO Channel

CMLS Financial - Residential Mortgages; Toronto; Hybrid; CAD 75,000 - 85,000; Full time

Job summary

An established industry player is seeking a dynamic Underwriter for Residential Mortgages. This role involves adjudicating mortgage applications, performing risk analysis, and ensuring compliance with regulations. The ideal candidate will possess strong communication skills and a customer-focused approach, thriving in a fast-paced environment. Join a growing team that values professional development and offers a supportive culture. With a commitment to excellence, this position provides an opportunity to make a significant impact in the alternative mortgage sector while enjoying a range of benefits and a hybrid work arrangement.

Benefits

Health and Wellness Spending Accounts

Health, Drug, Vision, and Dental benefits

Paid vacation, sick days, and personal days

RRSP Matching Program

Maternity / Parental Leave Top Up Program

Discounted gym memberships

Travel assistance and EAP

Business Casual dress code

Company social events + sport teams

Hybrid work arrangements

Qualifications

• 2-5 years of residential alternative mortgage underwriting experience.
• Demonstrated sound credit judgement and knowledge of mortgage laws.

Responsibilities

• Adjudicate mortgage applications and perform risk analysis.
• Communicate effectively with clients and maintain relationships.
• Review mortgage documentation and ensure compliance.

Skills

Credit Judgement

Customer Service

Communication Skills

Attention to Detail

Problem Solving

Time Management

Job description

Job Details

Description

Underwriter, Residential Mortgages, AVEO Channel

Toronto, ON - Hybrid

Salary Range: $75,000 - $85,000/yr

We are seeking an experienced and dynamic Underwriter, Residential Mortgages to join our growing team. In this position, you will take a customer forward approach when working closely with the aveo Residential Sales team and our broker channel. You will utilize your detailed knowledge of the alternative residential mortgage industry, conditions management, and regulatory compliance and sound decision-making skills to adjudicate mortgage applications originated through the broker network within an end-to-end environment. Our successful candidate will employ strong solution-focused communication skills to deliver their message and be highly organized with a strong attention to detail.

About The Role

• Adjudicate mortgage applications, adhering to established guidelines
• Perform risk analysis and complete appropriate due diligence
• Find solutions to deals that don’t fit Prime/A lending parameters
• Review mortgage documentation
• Review information presented and address any discrepancies or inconsistencies
• Confirm appropriate due diligence has been completed on all documents
• Meet quality assurance standards
• Effectively communicate and provide excellent customer service while responding to questions, concerns, email and phone calls from broker clients with the intent to build and maintain productive relationships
• Prioritize work queue to maintain service level standard
• Respond to inquiries from internal and external stakeholders
• Provide liaison, support and underwriting expertise to all business partners

This Role Is For You If You Have

• You have demonstrated sound credit judgement with knowledge of legislation regarding risk related mortgage laws
• You possess a strong customer service focus with the ability to cultivate positive relationships with internal and external stakeholders
• You have 2-5 years of residential alternative mortgage underwriting experience
• You possess a highly positive “can do” attitude and excellent communication skills
• You take ownership of your tasks by working proactively and being driven by delivering high quality outputs
• You have the ability to prioritize and multi-task effectively within in a fast-paced, deadline driven environment
• You are excited at the prospect of working for a fast growing organization with the chance to grow and create a positive impact

Benefits And Perks

• Health and Wellness Spending Accounts
• Health, Drug, Vision, and Dental benefits
• Paid vacation, sick days, and personal days (in addition to all civil and statutory holidays)
• RRSP Matching Program
• Maternity / Parental Leave Top Up Program
• Discounted gym memberships
• Travel assistance and EAP
• Business Casual dress code
• Company social events + sport teams
• Hybrid work arrangements and telecommuting opportunities
• And more!

Who are we?

Established in 1974, CMLS Financial is the leading provider of capital solutions for commercial property owners, developers and real estate investors. We have over 50 years of experience, 30,000 clients, $35 billion in assets under administration, and offices coast to coast. Some of Canada's most prominent banks, investment managers, insurance companies, and pension funds rely on CMLS Financial for a variety of critically important services. Building on our solid foundation of financial strength and experience, we continue to deliver unparalleled capital solutions for all our clients needs.

You will love working here

Employees tell us that they love that we strike the balance in creating an incredibly professional, yet dynamic and enjoyable corporate culture. We work in a fluid and fast-paced environment that is supportive of energetic and motivated individuals who pride themselves on being flexible and results-driven. Business is booming and that means that our employees are able to gain valuable exposure, have lots of learning opportunities, and truly impact the business. We are committed to providing our people with a challenging and rewarding career because our employees are what set us apart and we know it.

Equal Opportunity Employer

CMLS Financial is an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veterans status, Aboriginal/Native American status or any other legally-protected factors. Disability-related accommodations are available on request for candidates taking part in all aspects of the selection process.

We want to hear from you!

If you are confident that you would be a strong asset to our team, submit both a cover letter and resume today. Be sure to tell us why you believe yourself to be a perfect fit! We thank all applicants for their time in applying, however we will only contact those selected for an interview. Consideration of applications will begin immediately and continue until the position is filled.