Underwriter, Residential Mortgages

CMLS Financial - Residential Mortgages; Calgary; Hybrid; CAD 70,000 - 85,000; Full time

Job summary

An established industry player is seeking an experienced Underwriter for Residential Mortgages. This dynamic role involves working closely with the sales team and brokers, utilizing your expertise to adjudicate mortgage applications effectively. With a strong focus on customer service and relationship building, you will ensure compliance with regulations while delivering timely solutions. Join a fast-growing organization that values professional development and fosters a supportive work environment. If you are passionate about making a positive impact in the mortgage industry, this opportunity is perfect for you.

Benefits

Health and Wellness Spending Accounts

Health, Drug, Vision, and Dental benefits

Paid vacation, sick days, and personal days

RRSP Matching Program

Maternity / Parental Leave Top Up Program

Discounted gym memberships

Travel assistance and EAP

Business Casual dress code

Company social events + sport teams

Qualifications

• Proven experience in residential mortgage underwriting with strong credit judgement.
• Excellent customer service skills and ability to build relationships.

Responsibilities

• Adjudicate mortgage applications while ensuring adherence to policies.
• Maintain positive relationships with mortgage brokers and internal partners.

Skills

Residential mortgage underwriting

Customer service

Credit judgement

Communication skills

Organizational skills

Risk assessment

Multi-tasking

Education

2-5 years of experience in residential mortgage underwriting

Job description

Job Details

Description

Underwriter, Residential Mortgages

Calgary, AB (Hybrid)

Salary Range: $70,000 - $85,000 /yr. + Monthly Variable Volume Bonus

We are seeking an experienced and dynamic Underwriter, Residential Mortgages to join our growing team. In this position, you will take a customer forward approach when working closely with the Residential Sales team and our broker channel. You will utilize your detailed knowledge of the residential mortgage industry, conditions management, and regulatory compliance and sound decision-making skills to adjudicate mortgage applications originated through the broker network within an end-to-end environment. Our successful candidate will employ strong solution-focused communication skills to deliver their message and be highly organized with a strong attention to detail.

About The Role

• Establish and maintain positive relationships with mortgage brokers to build loyalty to CMLS Financial
• Provide the highest level of internal and external customer service while fielding mortgage broker inquiries to build and maintain strong broker relationships
• Maintain positive relationships with internal and external partners such as regional managers, funders, mortgage insurers, appraisers, title insurance companies, and solicitors
• Adjudicate mortgage applications within established authority limits while ensuring adherence to policies and guidelines
• Deliver timely mortgage solutions, while applying a high degree of accuracy and quality to the file during the underwriting process
• Effective management of approved loans pipeline to ensure deals close as scheduled or moved, cancelled as required
• Ensure due diligence has been completed for loan approval and prior to signing off on any mortgage conditions or documents, where applicable
• Prepare and issue mortgage commitments with appropriate conditions within established service level agreements/turnaround times
• Prioritize applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
• Provide liaison and support for all business partners

This Role Is For You If

• You have demonstrated sound credit judgement with knowledge of legislation regarding risk related mortgage laws
• You possess a strong customer service focus with the ability to cultivate positive relationships with internal and external stakeholders
• You have 2-5 years of residential mortgage underwriting experience
• You possess a highly positive “can do” attitude and excellent communication skills
• Positive team player with desire and ability to mentor others
• You take ownership of your tasks by working proactively and being driven by delivering high quality outputs
• You have the ability to prioritize and multi-task effectively within in a fast-paced, deadline driven environment
• You are excited at the prospect of working for a fast growing organization with the chance to grow and create a positive impact

Benefits And Perks

• Health and Wellness Spending Accounts
• Health, Drug, Vision, and Dental benefits
• Paid vacation, sick days, and personal days (in addition to all civil and statutory holidays)
• RRSP Matching Program
• Maternity / Parental Leave Top Up Program
• Discounted gym memberships
• Travel assistance and EAP
• Business Casual dress code
• Company social events + sport teams
• And more!

Who are we?

Established in 1974, CMLS Financial is the leading provider of capital solutions for commercial property owners, developers and real estate investors. We have over 50 years of experience, 30,000 clients, $45 billion in assets under administration, and offices coast to coast. Some of Canada's most prominent banks, investment managers, insurance companies, and pension funds rely on CMLS Financial for a variety of critically important services. Building on our solid foundation of financial strength and experience, we continue to deliver unparalleled capital solutions for all our clients needs.

You will love working here

Employees tell us that they love that we strike the balance in creating an incredibly professional, yet dynamic and enjoyable corporate culture. We work in a fluid and fast-paced environment that is supportive of energetic and motivated individuals who pride themselves on being flexible and results-driven. Our employees are able to gain valuable industry exposure, lots of learning opportunities, and truly impact the business. We are committed to providing our people with a challenging and rewarding career because our employees are what set us apart and we know it.

Equal Opportunity Employer

CMLS Financial is an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veterans status, Aboriginal/Native American status or any other legally-protected factors. Disability-related accommodations are available on request for candidates taking part in all aspects of the selection process.

We want to hear from you!

If you are confident that you would be a strong asset to our team, submit both a cover letter and resume today! We thank all applicants for their time in applying, however we will only contact those selected for an interview. Consideration of applications will begin immediately and continue until the position is filled.