Underwriter, Real Estate

Acera Insurance; Burnaby; On-site; CAD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking a Residential Real Estate Property Underwriter to join their dynamic team. In this role, you will maintain and grow multi subscription policies, leveraging your expertise in risk analysis and negotiation to drive successful outcomes. As part of a collaborative environment, you will work with a diverse team and have opportunities for professional growth and ownership. This position offers a competitive salary and a comprehensive benefits package, making it an exciting opportunity for those passionate about insurance and client service.

Benefits

Generous incentives and bonus programs

Employee ownership opportunities

Life, disability, health, and dental insurance

Group RRSP program

Discounts on services and products

Employee Assistance Program

Wellness and Lifestyle Spending Accounts

Career development through training

Qualifications

• Minimum 2 years of insurance industry experience required.
• University degree or equivalent experience in a related field.

Responsibilities

• Conduct risk analysis and evaluation for underwriting decisions.
• Develop and maintain strong partner relationships in the industry.

Skills

Risk analysis

Negotiation skills

Problem-solving

Effective communication

Customer centric mindset

Education

University degree or equivalent experience

CAIB or CIP designation (level II license)

Tools

Underwriting tools

Job description

Kelowna, British Columbia, CA Victoria, British Columbia, CA Burnaby, British Columbia, CA

We put our people first. As an employer of choice, Acera Insurance, formerly Rogers Insurance / A-WIN Insurance / CCV Insurance & Financial Services / Sylvan Agencies / Smith Petrie Carr & Scott Insurance Brokers / Megson FitzPatrick Insurance, offers an outstanding workplace and employee culture that creates valuable opportunities for all employees.

Our people are :

• Encouraged to challenge the status quo and never stop learning in their commitment to excellence.
• Empowered with a sense of accountability and autonomy to take ownership of their work.
• Treated with respect and act with integrity by putting clients, colleagues, and community first.
• Recognized for their achievements and celebrate festivities, big and small, to make work fun.

We also proudly offer most employees the opportunity to become owners. With over 550 employee owners, Acera Insurance is the only Canadian brokerage that is widely owned by its employees. Our employee owners have a vested interest and get to share in Acera Insurance’s success — which they make possible.

Join our award-winning network of over 1,000 professionals across Canada and change the way people feel about insurance.

UNDERWRITER, REAL ESTATE

LOCATION AND STATUS

• Kelowna, Victoria, Burnaby, BC
• Full-time, permanent
• Compensation: Acera’s total compensation offerings are based on pay for performance that recognizes exceptional individual, team and company performance. The typical hiring range for this position is from $60,000 - $80,000 CAD annually; the pay offering is based on location and will vary depending on related experience, proven knowledge, skills, and internal equity.

JOB SUMMARY

Residential Real Estate Property Underwriter to maintain and grow multi subscription policies on moderate to complex Alberta book within delegated underwriting authorities and the offer and acceptance open market.

Direct experience as an underwriter is an asset; however, many other roles have proven to translate very well and be an asset for this position such as Personal Lines and Commercial Broking experience.

ESSENTIAL JOB FUNCTIONS

Primary duties include, but are not limited to, the following:

• Risk analysis and evaluation Knowledgeable in Alberta catastrophic exposures and mapping Proficient in analyzing data, property valuations, and other risk level data to make informed underwriting decisions Strong problem-solving skills to identify, analyze and resolve underwriting issues with creative solutions that balance the objectives Up-to-date knowledge of property insurance market trends, regulations, and industry best practices Strong understanding of commercial insurance wordings and coverages Work within established underwriting guidelines
• Superior negotiation skills that drive desired outcomes Ability to be flexible Maintain a positive attitude and adapt to unexpected challenges during negotiations Ability to adapt to differing negotiation styles such as collaborative, competitive, and compromising based on the situation Using facts to drive the desired outcomes Communicate with confidence and conviction to convey credibility Clearly articulate your requests and preferred results Customer centric mindset
• Developing and maintaining strong partner relationships Effective communication including active listening Consistency with your approach Networking with industry colleagues and Acera colleagues
• Account management Arrange and issue submissions, quotations, and endorsements Prepare and maintain all rating and underwriting tools Maintain accurate records of all underwriting decision Liaison and follow through on all outstanding renewals, terms, conditions, and subjects with Sales
• Supplementary Abilities Creating success in a fast paced and dynamic environment Team player with a positive work ethic Organized with effective time management skills Self-directed and ability to coordinate large placements with multiple carriers Meticulous attention to detail to ensure accuracy and consistency

COMPETENCIES & QUALIFICATIONS

• University degree or equivalent experience in a related field
• CAIB or CIP designation (level II license)
• Minimum 2 years Insurance industry experience

WHY JOIN OUR TEAM?

As a valued member of our Acera Insurance family, you will be awarded a competitive annual salary, evaluated on your education, skills, and experience, including:

• Generous incentives and bonus programs
• Employee ownership opportunities
• Life, disability, health, and dental insurance coverage
• Group RRSP program
• Discounts on Acera's services and products
• Employee Assistance Program
• Wellness and Lifestyle Spending Accounts
• Career development through leadership training and learning resources
• And many more!

Acera Insurance is one of the largest independent, employee-controlled brokerages in Canada. With over 60 locations across Alberta, British Columbia, Ontario, and the Yukon, and $1 billion in gross written premium, our team provides individuals, families and businesses unbiased insurance and risk management solutions that have a distinct Canadian perspective. Our collaborative work structure combines our people’s strength and expertise to offer greater value, knowledge, and resources to our personal and commercial clients nationwide, including comprehensive group benefits.

Acera Insurance is an equal opportunity employer and is committed to all forms of diversity in the workplace. All qualified individuals are encouraged to apply.