Underwriter, Personal Lines (English & French)

Co-operators; London; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

A leading Canadian financial services co-operative is seeking an Underwriter for Personal Lines. This role involves supporting profitability and client engagement by underwriting Home and Auto products. The ideal candidate has a minimum of 2 years of experience in underwriting and is proficient in both English and French. This position offers a hybrid work model and various employee benefits, including training opportunities and a comprehensive rewards package.

Benefits

Training and development opportunities

Flexible work options

Paid volunteer days

Comprehensive total rewards package

Holistic approach to well-being

Qualifications

• Minimum of 2 years experience in Personal Lines and Property and Casualty underwriting.
• Strong understanding of personal lines underwriting practices and products.
• Proficiency in both English and French is essential.

Responsibilities

• Support Advisors to identify attractive risk segments.
• Collaborate with teams to provide underwriting solutions.
• Analyze and negotiate terms for renewals and new business.

Skills

Bilingualism in English and French

Critical thinking skills

Strong communication skills

Team player

Education

Post-secondary diploma in a related discipline

Chartered Insurance Professional designation (CIP)

Tools

MS Word

MS Excel

MS Access

Job description

Company : CGIC

Department : P&C Underwriting

Employment Type : Regular Full-Time

Work Model : Hybrid

Language : Bilingualism in English and French is required.

Additional Information : This / these role(s) is / are currently vacant

The Opportunity :

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients, and our communities.

Our Personal lines underwriting team provides financial security to Canadians by offering superior products and services. Our professional, high-performing team strives to deliver effective services and evolves product offerings, to address emerging insurance trends and meet the needs of our clients.

As the Underwriter, Personal Lines, you will be responsible for supporting the organizations goals in achieving profitability, client engagement and co-operative experience. You will provide professional expertise and support to stakeholders, while managing risks for our clients and the organization through the underwriting of the Home and Auto product lines.

How you will create impact :

• Supporting Advisors and front-line staff to identify attractive risk segments and develop target market strategies.
• Working with cross functional teams, leveraging information and technical expertise to resolve outcome-oriented business solutions.
• Collaborating with multiple partner groups to underwrite policies, using a wide variety of communication channels, to provide technical underwriting solutions and coverage information, in a fast paced, highly responsive and customer centric environment.
• Analyzing, evaluating and negotiating terms and conditions for renewals, new business, and policy changes within signed authority levels and underwriting rules and guidelines.
• Utilizing tools and technology to identify market trends and risk appetite for various product offerings.

How you will succeed :

You influence change and are committed to continuous improvement, in order to exceed client expectations.

You leverage critical thinking skills to identify problems and proactively propose solutions.

Your strong communication skills allow you to clearly convey messages.

You’re an effective team player who shares knowledge to support your peers.

To join our team :

You have a minimum of 2 years experience in Personal Lines and Property and Casualty underwriting.

You have a post-secondary diploma in a related discipline.

You have or are actively pursuing the Chartered Insurance Professional designation (CIP).

You have working knowledge of PC based applications, including experience in MS Word, Excel and Access.

You have a strong understanding of personal lines underwriting practices, insurance products, policy wordings, endorsements, manuals, tools, systems and applications.

Proficiency in both English and French is essential to the main duties in this role, including servicing and communicating primarily with majority anglophone and francophone clients, groups, and teams. The essential non-French duties are not assignable to adjacent or other team members.

What you need to know :

This role supports certain tasks in a contact center environment where a high level of audio and visual concentration is required for extended periods of time.

Rotational shifts outside of standard business hours, Monday through Friday will be required.

You will be subject to a background check as a condition of employment, in the event you are the successful candidate.

What's in it for you? :

Training and development opportunities to grow your career.

Flexible work options and paid time off to support your personal and family needs.

A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.

Paid volunteer days to give back to your community.

In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (, health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.