Underwriter (Group Benefits) – 100% Remote

Recruit Action inc.; Montreal; Remote; CAD 85,000 - 95,000; Full time

Benefits offered by this job

Fully remote

35-hour workweek

Group insurance from day one

Pension plan

Fitness facility

Job summary

Recruit Action inc. is seeking a senior underwriter for group insurance, offering a fully remote, permanent role with a 35-hour workweek and a strong benefits package.

You will analyze and underwrite quotes, renewals, and changes, leading complex projects and developing tailored solutions for business clients. The role requires 5+ years in group underwriting, advanced Excel (VBA), and bilingual French/English.

Qualifications

• University degree in actuarial science, mathematics, statistics or related field.
• 5+ years of experience in group insurance underwriting.
• Advanced Excel skills including VBA to automate tasks.
• Ability to query databases, analyze results and generate reports.
• Strong analytical, problem-solving and communication skills.
• Bilingual French and English for client/partner communication.

Responsibilities

• Analyze, design and underwrite quotes, renewals and changes to group insurance plans.
• Lead underwriting of complex projects like multi-employer groups and ASO arrangements.
• Develop tailored solutions balancing profitability and competitiveness.
• Set pricing using technical results, risk selection, and regulatory requirements.
• Communicate underwriting recommendations clearly with internal teams and partners.
• Collaborate with sales, actuarial and administration teams and external partners.
• Interact with reinsurers to obtain approvals and support decisions on complex cases.
• Participate in quality control of underwriting work through peer reviews.
• Contribute to continuous improvement of underwriting tools and processes.
• Participate in discussions to meet business division objectives and evolve offering.

Skills

Analytical skills

Critical thinking

Communication

Problem-solving

Bilingual FR/EN

Education

University degree in actuarial science, mathematics, statistics or related field

Tools

Excel (VBA)

Job description

• Industry Claims and Disability Management
• Date Opened 10/16/2026
• Country Canada
• Job Opening ID 8120
• Job Type Permanent

Job Description

Your next career move could also give you the flexibility you are looking for. In the insurance sector for our client, you will contribute to tailored solutions and collaborate with various teams and partners, while enjoying the benefits of remote work, a flexible 35-hour workweek, four weeks of vacation from day one, and a comprehensive benefits package.

What is in it for you:

• Annual salary ranging from 85K-95K, depending on experience.
• Permanent, full-time position with a 35-hour workweek, fully remote.
• Flexible schedule between 7 am and 5 pm, with the option to start your day between 7 am and 9 am.
• 4 weeks of vacation from your first day to fully enjoy your personal time.
• Group insurance coverage from day 1, including medical, dental and vision care, as well as travel and roadside assistance insurance.
• Defined benefit pension plan, comparable to government plans and available after 1 year of service.
• Access to a fitness facility.
• Ongoing training to support your professional development.
• Social activities, including a BBQ and a Christmas party.
• Years of service recognition program.

Responsibilities:

• Analyze, design and underwrite quotes, renewals and changes to group insurance plans.
• Take a leading role in underwriting special projects, including multi-employer groups, associations, retention arrangements, modular plans, ASO arrangements and other complex underwriting requests.
• Develop tailored solutions that meet the specific needs of business clients while balancing financial profitability and product competitiveness in accordance with the organization’s business strategy.
• Rely on technical results, risk selection principles, internal policies and applicable government regulatory requirements to establish appropriate pricing.
• Clearly, effectively and systematically communicate, justify and, when necessary, negotiate underwriting recommendations and decisions with internal teams and relevant partners.
• Collaborate closely with sales, actuarial and administration teams, as well as various external partners, to support the development and implementation of group insurance solutions.
• Interact with reinsurers to obtain required approvals and support optimal decision-making on complex cases.
• Participate in the quality control of underwriting work by conducting peer reviews and sharing best practices within the team.
• Contribute to the continuous improvement of underwriting tools, work methods and processes.
• Participate in discussions aimed at achieving the business division’s objectives and supporting the evolution of the group insurance offering.

What you will need to succeed:

Required qualifications

• University degree in actuarial science, mathematics, statistics or a related field.
• More than five years of experience in group insurance underwriting.
• Advanced proficiency in Excel, including the use and creation of VBA to automate tasks and optimize processes.
• Ability to query databases, analyze results and generate reports tailored to decision‑making needs.
• Strong analytical skills, critical thinking abilities and ease with mathematical interpretation.
• Excellent problem‑solving skills.
• Excellent verbal and written communication skills, along with the ability to influence various stakeholders.
• Bilingual in French and English to communicate verbally and in writing with English‑speaking clients and partners as part of the role.

Preferred qualifications

• Direct experience with retention arrangements and/or multi‑employer groups.
• Experience creating interactive dashboards.
• Strong organizational skills.
• Thoroughness and attention to detail.
• Ability to manage priorities effectively in a deadline‑driven environment.
• Ability to work independently.
• Excellent interpersonal skills.
• Collaborative approach and ability to work effectively with different teams.
• Comfortable communicating with internal partners.
• Adaptability within a team environment.
• Motivation to grow in a constantly evolving environment.