Summit Readiness Associate, Commercial Development Programs (Credit Stream)- Calgary

Scotiabank; Calgary; On-site; CAD 52,000 - 70,000; Full time

Job summary

Scotiabank in Calgary seeks a Summit Readiness Associate for Commercial Development Programs (Credit Stream). This program offers a structured 12‑month path into a full‑time Commercial Banking role, focusing on credit analysis, risk assessment, and client‑facing development.

You will rotate through credit, risk and business development assignments while building relationships with internal partners. Successful candidates bring post‑secondary education in business/finance, 2–6 years in credit

Qualifications

• Post-secondary education in business, finance, accounting, economics or related field preferred.
• 2–6 years of hands-on experience in credit roles including credit analysis, adjudication or underwriting.
• Demonstrated learning agility, self-directed growth and keen interest in Commercial Banking credit functions.
• Experience in global banking or international markets is an asset supporting broader credit perspective.
• Advanced judgement in credit decision-making with strong risk awareness.
• Excellent communication and disciplined documentation with regulatory and operational compliance.
• Collaboration skills to deliver integrated solutions across teams.
• Professional presence and adaptability in a fast-paced environment.
• Must have a valid driver’s license and reliable vehicle for travel.

Responsibilities

• Participate in the Talent Development Program and accelerate expertise in Commercial Banking credit, risk and business development.
• Engage in hands-on assignments across credit, risk and client service to build professional judgment.
• Work with internal partners across Global Risk Management and Wealth Management and other stakeholders.
• Support Directors and Relationship Managers across Commercial Banking segments and travel as needed.

Skills

Credit analysis

Adjudication

Underwriting

Regulatory compliance

Communication

Team collaboration

Education

Business/Finance/Economics degree

Job description

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Title: Summit Readiness Associate, Commercial Development Programs (Credit Stream)- Calgary

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Summit Readiness Associate, Commercial Development Programs (Credit Stream)

Are you driven by building strong client relationships, advancing your commercial banking expertise, and expanding your business development skills in a dynamic, collaborative environment? The Commercial Banking Development Programs Readiness Associate opportunity is a strategic gateway into Commercial Banking, offering a structured, comprehensive development experience for individuals interested in progressing toward client-facing roles. This program is designed for both seasoned professionals and talented individuals with prior credit, banking, financial services, or client-facing experience—whether you are an external applicant or an existing Scotiabank employee seeking to accelerate your career in Commercial Banking.

Program Structure & Duration

This is a results-driven Talent Development Program of up to 12 months in duration. Participants in each stream engage in hands‑on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon successful completion of the program, participants will be placed into a full-time position, with the potential for career advancement into senior roles.

Is this role right for you? In this role you will:

• Participate fully in the Talent Development Program, accelerating expertise in Commercial Banking credit, risk, and business development through guided learning, practical assignments, and coaching.
• Engage in complex, hands‑on assignments across credit, risk, and client service disciplines to build professional judgment and leadership confidence.
• Work collaboratively with internal partners including Global Risk Management, Business Service Centre and Wealth Management, and occasionally external professionals such as solicitors and accountants.
• Champion a customer-focused culture, deepening client relationships and leveraging broader Bank resources.
• Support Directors and Relationship Managers across various Commercial Banking segments, assisting with servicing a diverse client base—both borrowing and non-borrowing and with operations extending nationally or internationally.
• Actively develop business development capabilities, including risk management, commercial acumen, communication, and collaboration, progressing from foundational awareness to independent execution.
• Ensure compliance with regulatory and Bank standards, enhance financial analysis, due diligence and monitoring skills, and support strong credit decisions and portfolio quality.
• Model professional behaviors, contribute to a collaborative team environment, and demonstrate accountability for personal growth.
• Apply learning from training, coaching and feedback to real-world client activities and internal forums.
• Seek feedback, reflect on performance and demonstrate resilience, adaptability and ownership of personal development.

Do you have the skills that will enable you succeed in this role?

• Post-secondary education in business, finance, accounting, economics, or a related field is preferred, with a strong emphasis on credit principles and analysis..
• 2–6 years of hands‑on experience in credit roles, including credit analysis, adjudication, or underwriting, is highly valued and prepares participants for success in the credit stream.
• Demonstrated learning agility, self‑directed growth, and a keen interest in Commercial Banking credit functions.
• Experience in global banking or international markets is an asset supporting broader credit perspective.
• Advanced judgement in credit decision‑making, strong risk awareness and proven ability to escape credit concerns appropriately.
• Excellent communication and disciplined documentation, with an eye for regulatory and operational compliance.
• Collaboration skills and ability to deliver integrated solutions across teams.
• Professional presence, adaptability, and ability to integrate into a fast‑paced, changing environment.
• Must have a valid driver’s license and reliable access to a vehicle for travel within the assigned territory.

What’s in it for you?

• Accelerated development experience preparing you for client‑facing roles in Commercial Banking.
• Exposure to a broad range of assignments and collaboration with industry‑leading professionals.
• Opportunities to build expertise in business development, credit and risk within a dynamic commercial banking environment.
• Support from program leadership, business stakeholders and internal partners as you progress toward placement readiness.
• Experience with complex client, credit and operational data management, and exposure to both standard and sophisticated client needs.

Location(s): Canada : Alberta : Calgary

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know.

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