Staff Product Manager, Affirm Bank

Kibbi; Kitchener; Remote; CAD 181,000 - 241,000; Full time

Benefits offered by this job

Health coverage at no cost

ESPP equity program

Monthly tech stipends

Flexible time off

Remote-first culture

Job summary

Affirm seeks a Staff Product Manager to own the end-to-end deposits product, drive the bank charter within Affirms ecosystem, and scale a new financial services business. You will partner withEngineering, Legal, Risk, and Operations to launch a consumer deposit product and integrate with credit offerings.

You will lead cross-functional teams, shape strategy, and communicate tradeoffs to executives, regulators and engineering peers.

Qualifications

• 6+ years of product management experience leading complex initiatives.
• Experience growing or launching a regulated consumer-facing product in fintech with GTM experience.
• Proven program leadership at scale with cross-functional launches and leadership exposure.
• Strong technical fluency; comfortable with system design, data models, API architecture, and core banking integrations.
• Exceptional written and verbal communication for regulators, executives and engineering teams.
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate work.

Responsibilities

• Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations.
• Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and GTM strategy.
• Own the roadmap for the deposit product from launch to a multi-billion-dollar base, aligning with credit products and consumer experience.
• Collaborate across internal teams and with external vendors to align on the launch vision.
• Partner with Legal, Compliance, Risk, and Bank leadership to drive regulatory readiness and vendor integration (deposit core, fraud, KYC).
• Communicate strategy and tradeoffs to senior leadership and the Bank Board, building alignment across teams.

Skills

Product management

Regulated fintech product

Program leadership

Technical fluency

Communication

AI tools

Education

Bachelor's degree

Job description

At affirm, we exist for the moments that matter- giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Affirm is building its own bank - and this role sits at the center of that ambition. We're looking for a Staff Product Manager who has shipped a consumer-facing deposit or fintech product to market. You'll own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within Affirms ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across Affirms platform. This is a rare opportunity to build a foundational new business line from the ground up - one that will reshape how Affirms funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirms bank to life.

What You'll Do

• Serve as the single-threaded product owner across deposits, loanoriginations, banking compliance, and operations. You are the person whoholds the full picture of how the bank works within Affirms ecosystem - andyou drive it forward.
• Partner cross-functionally with Engineering, Marketing, Branding, Content,and Design to shape the consumer deposit experience and go-to-marketstrategy, including owning positioning, launch sequencing, andconsumer-facing messaging for the deposit product.
• Own the roadmap for the deposit product on a go-forward basis, scaling fromearly launch to a multi-billion-dollar deposit base and making strategicdecisions about how deposits integrate with Affirms credit products andbroader consumer experience.
• Collaborate cross-functionally across Affirms internal teams and with ourexternal vendors to ensure stakeholders are aligned on the vision for launch.
• Partner with Legal, Compliance, Risk, and the Bank’s executive team to drivebank operations readiness - regulatory readiness, process maturity, andvendor selection and integration (deposit core, fraud, KYC).
• Communicate strategy and tradeoffs to senior leadership and the Bank Board,and build alignment across Engineering, Legal, Compliance, Treasury, andCapital Markets.

What We Look For

• 6+ years of product management experience, with demonstrated ability tooperate as a strategic, independent leader on complex, ambiguous initiatives
• Experience growing or launching a regulated consumer-facing product in thefinancial services industry with go-to-market experience
• Proven program leadership at scale - you’ve owned high-visibilitycross-functional launches across many stakeholders, with direct exposure toleadership
• Strong technical fluency - you’re comfortable working with engineers onsystem design, data models, API architecture, and core banking platformintegrations
• Exceptional written and verbal communication - you can distill complexregulatory and financial concepts into clear, compelling narratives fordiverse audiences, including regulators, executives, and engineering teams
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate yourown work and raise the bar for quality and speed
• Bachelor’s degree in a related field or equivalent practical experience

Pay Grade - P

Equity Grade - 7

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equityrewards, monthly stipends for health, wellness and tech spending, and benefits(including 100% subsidized medical coverage, dental and vision for you and yourdependents.)

CAN base pay range per year: $181,000 - $241,000

This posting is for an existing vacancy.

Remote-first with flexibility built in

affirm is proud to be a remote-first company. Most roles can be done from almostanywhere within the country of employment. Some positions may occasionallyrequire in-person work at an affirm office, and a few are office-based due tothe nature of the work. All new hires will be invited to attend an in-persononboarding experience.

Benefits Designed For You

• Health coverage at no cost: We cover 100% of premiums for employees and theirdependents.
• Spending stipends: Monthly stipends support your tech setup, and the abilityto choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars helpyou rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

We're committed to providing an inclusive interview process, includingaccommodations for candidates with disabilities. If you need support, we'rehappy to help.

For positions based in San Francisco or Los Angeles: affirm considers qualifiedapplicants with arrest and conviction records, as required by law.