Sr Financial Analyst

Visa; Toronto; Hybrid; CAD 90,000 - 120,000; Full time

Job summary

Visa Canada is seeking a Senior Finance Analyst to build detailed financial models, evaluate client incentive offers, and support deal pricing decisions. You will collaborate with Sales and Legal to shape contract structures and present findings to leadership.

The role is hybrid and located in Toronto, requiring strong analytical and communication skills, with 5+ years of finance experience and a track record in transactional analysis.

Qualifications

• 5+ years of relevant finance experience with a degree or 0 years with a PhD.
• MBA or advanced degree preferred for senior roles.
• Experience in financial modeling, deal pricing, and contract negotiation.

Responsibilities

• Own development of detailed financial models to evaluate client incentive contracts.
• Manage deals through offer approval and execution with internal stakeholders.
• Identify and resolve issues related to incentive structures and contract language.
• Collaborate with Sales and Legal to provide guidance on contract terms.
• Prepare presentations and analyses for management reviews.
• Provide ad-hoc analyses and support to the team.

Skills

Financial modeling

Deal pricing

Contract negotiation

Stakeholder management

Education

Bachelor's degree in Finance or related field

MBA preferred

Tools

MS Excel

PowerPoint

Adobe PDF

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you’ll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

The US Deal Finance team is a function in Finance responsible for providing financial analysis and deal pricing expertise to compete for client brand decisions. The team is responsible for providing deal support for Visa’s largest book of business globally. This includes end-to-end deal execution in collaboration with various stakeholders and cross functional teams. The team is critical to delivering against Visa’s revenue and business objectives and highly visible to executive leadership.

This role is responsible for the development of detailed financial models and analyses to structure client incentive deals, utilizing and producing different financial outputs as appropriate (including Visa P&L, projected cash flow and amortization schedules). The Senior Finance Analyst will collaborate and partner with Visa’s Sales and Legal teams to provide support and direction regarding appropriate contract structures and terms. In addition, they will participate in the resolution of financial structure and contractual issues during negotiations with clients.

Essential Functions:

• Own the development of detailed financial models and analyses to evaluate client incentive contract offers, utilizing and producing different financial outputs as appropriate (including Visa P&L, projected cash flow and amortization schedules).
• Manage deals through the offer approval and execution process on behalf of Finance, coordinating and supporting various internal stakeholders.
• Proactively and independently identify, communicate, and solve business issues related to incentive structures, contract language, and incentive negotiations.
• Collaborate and partner with Visa’s Sales and Legal teams to provide support and direction regarding appropriate contract structures and terms.
• Participate and resolve financial structure and contractual issues during negotiations with clients, and the approval of contract language to insure consistency with approved financial terms.
• Prepare presentation documents and assist in presenting findings to all levels of management.
• Prepare ad-hoc analyses and reports as needed.
• Support training and development of more junior team members and account executives on deal processes and tools.
• Provide expertise to stakeholders on deal best practices.

This position is a Hybrid role to be located in our Toronto, Canada office location. Days in office will be aligned the hiring manager with expectations of being in office a minimum of 3 days per week.

Qualifications

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• 3-5 years of work experience, preferably within the financial services or payments community.
• Financial transaction analysis experience preferred, contract or pricing negotiation experience a plus.

Analytical and Problem Solving Skills

• Demonstrated analytical and problem solving skills.
• Strong data research and manipulation skills.
• Experience in investment, valuation, or transactional analysis.
• Ability to be objective in analysis.

Communication

• Strong communication skills: written, verbal, and formal presentation. Able to adjust communication style and messaging for different audience.
• Ability to articulate and explain financial constructs to a non-financial audience.

Interpersonal Skills

• Strong interpersonal skills: work well as part of a cross-functional team and able to influence both internal and external stakeholders.
• Ability to find and articulate win-win solutions in contract negotiations.

Project management

• Strong organizational and time management skills.
• Ability to translate data effectively into actionable information to drive results.
• Proficient in Microsoft Outlook, Word, Excel, PowerPoint, and Adobe PDF.

Creativity

• Able to work in and bring structure to ambiguous environments.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa welcome and encourages application from persons with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.