Sr. Advisor, Credit Risk Solutions

TransUnion LLC; Toronto; Hybrid; CAD 80,000 - 120,000; Full time

Job summary

A leading company in information solutions is seeking an expert in Credit Risk to support clients in reducing credit losses and enhancing profitability. With a focus on collaboration and strategic development, this role requires a strong analytical background and excellent communication skills. Candidates should be ready to engage in a hybrid work environment, balancing remote responsibilities with in-person meetings.

Qualifications

• 7+ years of experience in Financial Services with Credit Risk.
• Thorough understanding of Credit Risk fundamentals.
• Proficient in building PowerPoint presentations.

Responsibilities

• Trusted Advisor for clients to reduce credit losses.
• Lead in proposal development for tailored solutions.
• Engage with clients and internal resources for business growth.

Skills

Communication

Résolution de problèmes

Analyse de données

Education

Bachelor’s degree in sciences, mathematics, statistics, or related field

Tools

Advanced Excel

PowerPoint

Job description

At TransUnion, we are dedicated to finding ways information can be used to help people make better and smarter decisions. As a trusted provider of global information solutions, our mission is to help people around the world access the opportunities that lead to a higher quality of life, by helping organizations optimize their risk-based decisions and enabling consumers to understand and manage their personal information. Because when people have access to more complete and multidimensional information, they can make more informed decisions and achieve great things.

Every day TransUnion offers our employees the tools and resources they need to find ways information can be used in diverse ways. Whether it is helping businesses better manage risk, providing better insights so a consumer can qualify for their first mortgage or working with law enforcement to make neighborhoods safer, we are improving the quality of life for individuals, families, communities and local economies around the world.

What You'll Bring :

• Bachelor’s degree in sciences, mathematics, statistics, or related field such as business, finance, economics, or equivalent.
• 7+ years of experience in Financial Services with Credit Risk related accountabilities from Adjudication to Account Management including collections across credit product(s).
• Thorough understanding of Credit Risk fundamentals and how credit lifecycle strategies are developed / managed e.g., using the right set of internal or credit bureau attributes / scores that help drive revenue and reduce losses.
• Must have a business understanding of respective product(s) P&L e.g. profitability and loss provisions.
• Understanding of credit bureau(s) data is preferred.
• Advanced Excel skills and proficiency in managing formulas and pivot table.
• Proficient in building PowerPoint presentations with clear messaging.
• Quick thinker, unconventional problem-solving capabilities.
• Excellent communication skills (oral & written) with ability to communicate complex concepts and solutions successfully to all levels of management and technical expertise.
• Must have proven ability to interact and mediate with all levels of organization, from most junior to most senior, from all aspects of business including technical and operational.

Impact You'll Make :

• Trusted Advisor for our partners / clients with primary goal to help reduce credit losses and drive profitable growth with tailored strategies that help approve more customers and drive engagement on existing customer base.
• Act as a Credit Risk subject-matter expert and promote the use of innovative TransUnion solutions across verticals for example Financial Services, Telco, Collections and FinTech.
• Proactively work with our key clients, support our Sales team and provide senior management with valuable industry / market VoC on products / solutions to ensure business growth.
• Accountable for ensuring TransUnion’s Core Credit revenue targets are monitored and met / exceeded.
• Demonstrates to internal and external customers how TransUnion's products and analytics can be applied and implemented to optimize business strategies. This includes creating and delivering pitch decks and case studies during client meetings and / or TransUnion sponsored events.
• Leads in proposal development by transforming client or prospective client requirements into consultative solutions that demonstrate value added services.
• When necessary, will engage resources across other TransUnion business units and functional areas in support of new product assessment and development efforts for specific vertical lines of business and / or industry segments – some of the functional areas may include legal, compliance, finance and IT .
• Understands industry trends and the business at the level needed to proactively identify areas of business opportunities and analytical needs of customers.
• Travel (primarily within GTA) is a requirement for client meetings; team operates in a flexible work environment (remote as well as in-person).
• This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.