Specialist, Lending portfolio Monitoring

CMHC; Ottawa; Hybrid; CAD 84,000 - 106,000; Full time

Job summary

A national housing organization is looking for a Specialist, Analytics to lead quantitative analyses and support credit risk management efforts. Candidates should have a bachelor’s degree in finance or related fields, with a minimum of 5 years in credit risk management. This hybrid role offers a competitive salary and comprehensive benefits package.

Benefits

Annual paid vacation

Defined benefit pension plan

Comprehensive group insurance plan

Qualifications

• 5+ years of experience in credit risk management and portfolio monitoring.
• Understanding of financial risk, especially credit risk.
• Familiarity with data tools and programming languages.

Responsibilities

• Monitor credit risk across portfolios and support stress testing.
• Analyze financial data to uncover trends and risk indicators.
• Create reports and visualizations to communicate findings.

Skills

Credit risk management

Financial analysis

Attention to detail

Data visualization

Strong communication

Education

Bachelor’s degree in Finance, Economics or Statistics

Tools

Power BI

Tableau

Python

SQL

R

SAS

Job description

Job Requisition ID: 11370

Position Status: Permanent Full Time

Position Type: Hybrid

Office Location: Calgary (AB); Halifax (NS); Montreal (QC); Ottawa (ON); Quebec (QC); Toronto (ON); Vancouver (BC)

Travel Requirement: Travel not required

Language Designation: English Essential

Language Skill Levels (Read/Write/Speak): ZZZ

Security Requirement: Reliability Status

Salary: Our salaries generally range from $84,699.11 to $105,873.89 and are based on qualifications and experience.

About CMHC

The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

What’s in it for you

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:

• Annual Paid vacation.
• Annual individual performance incentive.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.
• While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates.

About the role

Join the Housing Policy and Program team as a Specialist, Analytics (Lending Portfolio Monitoring). In this role, you will lead the development, implementation, calibration, documentation and maintenance of complex quantitative analyses and drive insights discovery through the right combination of quantitative techniques, analytical expertise and use of a variety of technologies while ensuring integrity and accuracy of data. You will deliver results through appropriate channels and make adjustments based on the audience.

What you’ll do

• Monitor credit risk across portfolios and support stress testing to assess resilience under adverse conditions.
• Identify opportunities to automate risk reporting for faster, more actionable insights.
• Analyze credit and financial data to uncover trends, early warning signals, and forward-looking risk indicators.
• Create clear, compelling reports and visualizations to communicate findings to technical and non-technical audiences.
• Work with cross-functional teams to explore and integrate new data sources that strengthen portfolio risk analysis.
• Track macroeconomic and regulatory developments that may impact credit and market risk.
• Contribute to sector risk profiling and quarterly risk reporting.
• Partner with the CRO, Treasury, Finance, and business units to ensure a coordinated and proactive approach to managing financial and credit risks, while operating effectively within a Three Lines of Defence (3LoD) governance model to promote clear accountability and risk ownership across functions.

What you should have

• A bachelor’s degree in Finance, Economics, Statistics, or a related field.
• A minimum of 5 years of experience in credit risk management, financial analysis, and portfolio monitoring.
• An understanding of financial risk, especially credit risk, and a desire to grow your skills in data analysis and reporting.
• Understanding of mortgage-secured lending, the Canadian construction market, housing economics, and macro indicators, with the ability to relate these to portfolio-level lending risk. Some experience in loan performance analysis, financial reporting, or data visualization.
• Strong communication skills to share findings with both technical and non-technical audiences.
• Attention to detail and a willingness to learn quality control and documentation practices.

It would be great if you also had

• Hold or be actively pursuing a professional designation, such as the CFA or FRM.
• Demonstrated experience or strong interest in data visualization tools (e.g., Power BI, Tableau), along with familiarity with data tools and programming languages such as Python, SQL, R, or SAS.
• Exposure to financial institutions or regulatory environments is a strong asset.
• Interest in credit risk initiatives or transformation projects, with a mindset geared toward innovation and continuous improvement.
• Curiosity about advanced analytics, including areas like machine learning, time series analysis, or natural language processing.

Date de fermeture: Ce poste sera affiché jusqu’à ce qu’une candidature soit retenue.

Our commitment to diversity, equity, and inclusion

We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

Learn more about our commitment to diversity and inclusion

What happens after you apply

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process. If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don’t worry – we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!