Specialist, Commercial Portfolio Management (Hybrid)

National Bank; Kelowna; Hybrid; CAD 65,000 - 85,000; Full time

Job summary

A leading financial institution seeks an experienced individual to analyze and underwrite credit applications for commercial clients. This role involves evaluating financial statements and partnering with sales teams to offer tailored financial solutions. The candidate should hold a bachelor's degree and have a minimum of 2 years of experience in commercial lending. The position provides flexibility with a hybrid work environment, competitive benefits, and opportunities for professional growth.

Benefits

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Telemedicine service

Virtual sleep clinic

Qualifications

• At least 2 years of relevant experience in commercial lending or credit analysis.
• Proficiency in financial statement analysis and credit risk knowledge.
• Strong organizational skills with ability to manage competing priorities.

Responsibilities

• Analyze and underwrite credit applications for commercial clients.
• Evaluate financial statements to support lending decisions.
• Act as the main point of contact for clients.

Skills

Analytical thinking

Clear communication

Strong interpersonal skills

Attention to detail

Education

Bachelor's degree in business administration or related field

Tools

Moody’s Financial Analyst

Job description

Overview

Attendance Hybrid Job number 28275 | Category: Professional | Status: Permanent | Type of Contract: Permanent | Schedule: Full-Time | Posting date: 08-Sep-2025 | Area(s) of interest: Advisory services, Commercial banking | Location(s): Kamloops, Kelowna, Prince George, Vancouver

Your job

• Analyze and underwrite credit applications for new and existing commercial clients, ensuring they align with the Bank’s risk policies and standards
• Evaluate financial statements and assess creditworthiness to support sound, timely lending decisions
• Recommend appropriate credit structures that balance business opportunity and risk
• Act as the main point of contact for clients, managing relationships primarily within the Bank
• Work closely with the sales team to build customized, full-service financial solutions
• Monitor the client portfolio with diligence and identify opportunities to optimize credit performance
• Be open to occasional travel, depending on your place of residence and client location

Your team

You’ll be part of a dynamic and collaborative Commercial Banking team serving clients in interior British Columbia. Our team is known for its entrepreneurial mindset and commitment to delivering a high-quality, personalized client experience.

We aim to offer you maximum flexibility to support your quality of life. This includes a hybrid work environment and a flexible schedule tailored to your professional and personal needs.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

Prerequisites

• Hold a bachelor’s degree in business administration or a related field, and have at least 2 years of relevant experience in commercial lending or credit analysis
• Demonstrate proficiency in financial statement analysis and sound knowledge of credit risk
• Experience using financial tools such as Moody’s Financial Analyst
• Strong organizational skills with the ability to manage competing priorities effectively
• Comfortable working independently and collaboratively within cross-functional teams

Soft skills

• Analytical thinking and judgment
• Clear communication and strong interpersonal skills
• Proactive mindset and attention to detail
• Willingness to learn and grow professionally
• Adaptability and solution orientation

Languages: English

Benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic