Software Engineer II, Backend (Identity Decisioning)

Affirm; Saskatoon; Remote; CAD 133,000 - 183,000; Full time

Benefits offered by this job

Medical coverage

Dental & vision

Stipends for health/tech

Job summary

Affirm is seeking a Software Engineer for the Identity Decisioning team, building backend systems to validate consumer identity following regulatory protocols like KYC. You will work with Product, Compliance, Auth, Fraud, and other teams to deliver transparent financial products.

The role emphasizes ownership, collaboration, and scalable solutions across a growing e-commerce and retail platform. You will contribute to a responsible tech stack, joining a team that values growth, on-call

Qualifications

• Total of 1.5+ years of experience as a software engineer.
• Experience designing, developing and launching backend systems with Python or Kotlin.
• Familiar with distributed systems and technologies like AWS, MySQL and Kubernetes.
• Able to turn simple problems into solutions interacting with multiple components and write clean, tested, extensible code.
• Comfortable navigating a large codebase, debugging, and giving feedback via code reviews.

Responsibilities

• Break down projects into tasks and deliver in phases with timely delivery.
• Collaborate with product management, design & analytics in ideation and decisions.
• Support operations and availability by creating/monitoring metrics and on-call work.
• Engage in growth and development activities, e.g., interview participation.

Skills

Python

Kotlin

Backend design

Distributed systems

AWS

MySQL

Kubernetes

Code reviews

Ownership growth

Communication

Education

Bachelor's degree in a related field

Tools

AWS

MySQL

Kubernetes

Job description

At Affi… we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

We are looking for a Software Engineer to join the Identity Decisioning team, responsible for building backend systems that validates consumer identity in all of Affirms products by satisfying regulatory protocols like KYC. The team partners closely with Product, Compliance, Auth, Fraud, and other engineering teams to deliver honest and transparent financial products that help consumers make their purchasing decisions. As we scale the company to be a cornerstone of all e-commerce and offline retail, it is an exciting time to join the team which sits at the core of this mission.

What You’ll Do

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade

- L

Equity Grade

- 5

Employees new to affirm typically come in at the start of the pay range.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by affirm holdings, inc. (parent company).

CAN base pay range per year: CAD $133,000 - $183,000

Location - Remote Canada

This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick