Software Developer, Winter 2027 (Co-op/Internship) - 12 Months

Bank of Montreal; Toronto; On-site; CAD 62,000 - 114,000; Part time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

Bank of Montreal is seeking a Co-op/Intern student to participate in our campus program and contribute to software development initiatives from day one. You will engage with across-functional teams to transform requirements into features, write code, and assist in design specification preparation.

The role emphasizes delivering high-quality technology solutions through testing, maintenance, and adherence to security and performance standards while gaining valuable experience in a large financial

Qualifications

• Foundational and intermediate proficiencies across software development lifecycle and system design.
• Strong testing, debugging, and QA mindset.
• Ability to translate user needs into technical specs and work across teams.

Responsibilities

• Oversee software development lifecycle across teams; transform requirements into features; manage development processes and testing.
• Translate user requirements into technical specs and design documentation; support security requirements.
• Develop and test software programs; document lifecycle execution and ensure adherence to standards.

Skills

Creative thinking

Relationship building

Emotional agility

Quality Assurance

Cloud computing

Microservices

Requirements analysis

Adaptability

Learning agility

Programming

Applications integration

Test driven development

System development lifecycle

Troubleshooting

Systems integration

Verbal & written communication

Collaboration & teamwork

Analytical and problem solving

Data-driven decision making

Job description

Application Deadline

09/20/2026

Address: 33 Dundas Street West

About the Role

As a co‑op / intern student at BMO, you will have the opportunity to be heard, keep growing and make a difference.

You will be part of our campus program to gain the skills and knowledge needed to take on roles similar to the description listed below. Our student experience is designed to integrate you to the BMO team from day one by adding value in the work you do.

Note: Only students currently enrolled in an academic program and returning to their studies will be considered for Co‑op/Internship opportunities.

Responsibilities

Drives the overall software development lifecycle including working across functional teams to transform requirements into features, managing development teams and processes, and conducting software testing and maintenance. Specific project areas of focus includes translating user requirements into technical specifications, writing code and managing the preparation of design specifications. Supports system design, provides advice on security requirements and debugs business systems and service applications.

Applies deep knowledge of algorithms, data structures and programming languages to develop high quality technology applications and services - including tools, standards, and relevant software platforms based on business requirements. Translates user needs into technical specifications by understanding, conceptualizing, and facilitating technical requirements from user. Analyzes, develops, tests, and implements new software programs, and documentation of entire software development life cycle execution.

Performs preventative and corrective maintenance, troubleshooting and fault rectification of system and core software components. Ensures that code/configurations adhere to the security, logging, error handling, and performance standards and non-functional requirements. Evaluates new technologies for fit with the program/system/eco-system and the associated upstream and downstream impacts on process, data, and risk. Follows release management processes and standards, and applies version controls. Assists in interpreting and documentation of client requirements. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.

Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently on a range of complex tasks, which may include unique situations. Broader work or accountabilities may be assigned as needed. Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications

• Foundational level of proficiency: Creative thinking
• Foundational level of proficiency: Building and managing relationships
• Foundational level of proficiency: Emotional agility
• Foundational level of proficiency: Quality Assurance and Testing
• Foundational level of proficiency: Cloud computing
• Foundational level of proficiency: Microservices
• Foundational level of proficiency: Technology Business Requirements Definition, Analysis and Mapping
• Foundational level of proficiency: Adaptability
• Foundational level of proficiency: Learning Agility
• Intermediate level of proficiency: Programming
• Intermediate level of proficiency: Applications Integration
• Intermediate level of proficiency: Test Driven Development
• Intermediate level of proficiency: System Development Lifecycle
• Intermediate level of proficiency: Troubleshooting
• Intermediate level of proficiency: System and Technology Integration
• Intermediate level of proficiency: Verbal & written communication skills
• Intermediate level of proficiency: Collaboration & team skills
• Intermediate level of proficiency: Analytical and problem solving skills
• Intermediate level of proficiency: Data driven decision making

Salary and Benefits

Salary: $61,600.00 - $113,900.00 Pay Type: Salaried.

The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.

• Health insurance
• Tuition reimbursement
• Accident and life insurance
• Retirement savings plans
• BMO also offers performance-based incentives, discretionary bonuses, as well as other perks and rewards.

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and translating how we work to drive performance and continue growing the good. We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.