Senior Underwriter, Surety

Intact Financial Corporation; Montreal (administrative region); Hybrid; CAD 94,000 - 115,000; Full time

Benefits offered by this job

Hybrid work model

Up to 5 extra days off per year

Telemedicine and Wellness account

Employee Share Purchase Plan (ESPP)

Pension with guaranteed income for lie

Job summary

Intact Financial Corporation in Montreal is seeking a Senior Bonding Analyst for our Cautionnement department. You will manage a portfolio of bonding files for mid-sized and large contractors and support growth.

Join a team that values rigor, collaboration, and professional development, with a hybrid work model and competitive compensation. The role includes development opportunities and exposure to industry stakeholders.

Qualifications

• University degree with specialization in accounting, administration and/or finance.
• Holding a professional designation (CPA, CGA or CMA) or CFA is an asset.
• 4–6 years of experience in bonding, accounting, administration or finance.
• Strong analytical, synthesis and decision-making abilities.
• Knowledge of the bonding industry and/or construction is an asset.
• Ability to develop excellent client relationships.
• Team orientation and leadership mindset.
• Organizational, commercial sense, meticulous, autonomy and initiative.
• Excellent written and spoken French.
• Bilingualism (French and English) – interaction with colleagues nationwide.
• No prior Canada work experience required, but authorization to work in Canada.

Responsibilities

• Manage a portfolio of bonding files generally for mid-size to large contractors.
• Analyze and authorize bonding requests per analyst authority and procedures; prepare documentation and present to reinsurers when required.
• Conduct annual reviews, risk analyses and financial updates to set bonding limits.
• Organize meetings with brokers and contractors; build business relationships; participate in industry events.
• Communicate and negotiate terms and conditions of bonding files.
• Contribute to business development by prospecting and identifying opportunities.
• Analyse new bonding dossiers per procedures.
• Demonstrate leadership by coaching team members, brokers and contractors.
• Handle payments and claims with indemnification services.
• Take on special projects.

Skills

Analytical skills

Leadership

Client focus

Team player

Decision making

Education

Bachelors in accounting/finance

Tools

Microsoft Office

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

• Flexible work arrangements and a hybrid work model

• Possibility to purchase up to 5 extra days off per year

• Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

• Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to):

94,200 - 115,200

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

12%

As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long‑term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35‑hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

Vous avez envie de travailler dans un domaine dynamique où vous serez appelé à évaluer et analyser de l’information et prendre des décisions basées sur votre jugement et votre analysedes faits et des enjeux? Vous avez envie de travailler en équipe où vous pourrez apprendre et partager avec vos collègues?

Nous sommes actuellement à la recherche d'un Analyste principal Cautionnement pour notre département Cautionnement, qui jouera un rôle essentiel dans le soutien de notre croissance.

Prenez note que le niveau de poste final pourra être ajusté en fonction des qualifications et expérience du candidat retenu.

LIEU DE TRAVAIL : Montréal (2020 Robert-Bourassa)

LE RÔLE:

Sous la supervision du Directeur Cautionnement et en collaboration avec les membres de l’équipe, vous gérez un portefeuille d’entrepreneurs œuvrant principalement en construction en ce qui a trait à leurs besoins de cautionnement. En fait, votre rôle au sein de l’équipe consistera principalement à:

• Gérer un portefeuille de dossiers cautionnement généralement constitué d’entrepreneurs de moyenne et grande envergure;

• Analyser et autoriser les demandes de cautionnement selon l’autorité de l’analyste et des procédures en place. Préparer la documentation et faire des recommandations pour les projets importants, incluant les présentations aux réassureurs, si requises;

• Procéder aux révisions annuelles, analyses de risque et mises à jour financières des dossiers entrepreneurs pour l'établissement les limites de cautionnements;

• Organiser des rencontres avec les courtiers et les entrepreneurs. Consolider les relations d’affaires. Participer à des évènements de l’industrie de la construction et du cautionnement;

• Communiquer et négocier les termes et conditions des dossiers entrepreneurs;

• Contribuer aux objectifs de développements des affaires en faisant de la prospection et en identifiant les occasions d’affaires;

• Analyser les nouveaux dossiers cautionnement présentés conformément aux procédures en place;

• Démontrer son leadership en offrant des conseils techniques, formation et coaching aux membres de l’équipe, aux courtiers et aux entrepreneurs;

• Gérer les demandes de paiements des fournisseurs et/ou réclamations des bénéficiaires en collaboration avec le service d’indemnisation;

• Prendre en charge et participer à des projets spéciaux;

Qualifications:

• Obtention d’un diplôme universitaire, avec spécialisation en comptabilité, administration et/ou finance

• Détenir un titre comptable (CPA, CGA ou CMA) ou CFA, un atout

• Minimum de 4 à 6 ans d'expérience en cautionnement, comptabilité, administration et/ou finance

• Excellente capacité d'analyse, de synthèse et de prise de décision

• Connaissance de l’industrie du cautionnement et/ou de la construction, un atout

• Habiletés à développer d’excellentes relations d’affaires personnalisées

• Être orienté vers le client, les résultats et les solutions

• Esprit d’équipe et de leadership

• Sens de l'organisation, des affaires (négociation), minutie, autonomie et initiative

• Connaissance de la suite Office

• Excellente maitrise du français écrit et parlé

• Bilinguisme (français et anglais) - Nécessité d’interagir sur une base régulière avec des collègues partout au pays

• Aucune expérience de travail au Canada requise, mais nécessité d’avoir l’autorisation de travailler au Canada

#LI-Hybrid Ce poste jouera un rôle essentiel au sein de notre équipe. | This position will fill an essential role in our team.

We are an equal opportunity employer

At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.