Senior Underwriter, Commercial

Co-operators; Guelph, Mississauga; Hybrid; CAD 73,000 - 121,000; Full time

Benefits offered by this job

Training and development

Flexible work options

Paid time off

Well-being programs

Volunteer days

Total rewards package

Job summary

Co-operators in Canada is seeking a Senior Commercial Underwriter to review risk, extend coverage, and quote specialty accounts. You will balance policies with client needs, while mentoring peers and guiding cross-functional collaboration.

Ideal candidates have 5–7 years in underwriting, strong communication, and familiarity with underwriting systems (Policy Center/Guidewire). A hybrid work model supports work-life balance and growth within the organization.

Qualifications

• 5-7 years of experience in Commercial Underwriting or related fields.
• Experience coaching and mentoring stakeholders.
• High school diploma or equivalent required.
• Policy Center/Guidewire knowledge is an asset.

Responsibilities

• Review and evaluate applications to determine risk and extend coverage.
• Prepare quotes and negotiate coverages for creative solutions.
• Partner with business units to create rating worksheets and manuscript wording.
• Lead and mentor team members while maintaining client relationships.
• Gather service information from partners to improve offerings.

Skills

Communication skills

Leadership

Coaching

Problem solving

Education

High school diploma or equivalent

Tools

Policy Center/Guidewire

Job description

Company: CGIC
Department: UW Corporate Accounts
Employment Type: Regular Full-Time
Work Model: Hybrid (2 days in office)
Language: English is required, French is an asset.
Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That's why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients, and our communities.

As the Senior Commercial Underwriter, you will review and evaluate applications to determine risk and extend coverage. You will utilize your problem-solving skills to assess intricate specialty accounts while ensuring decisions are aligned with established policies, procedures and standards.

How you will create impact:

Utilizing various resources, tools and expertise to analyze risk for new and existing business and gathering insights into loss exposure.

Preparing quotes and negotiating coverages to offer creative solutions that benefit all stakeholders and referring business to the appropriate authority level as required.

Partnering with business units when creating applicable rating worksheets and manuscript wording while reviewing risk engineering reports to actively monitor progress and achieve goals.

Acting as a leader on the team to advise, develop and maintain a positive team-oriented approach and mutually beneficial relationships with client groups and stakeholders.

Obtaining quality of service information from distribution partners to contribute to the development and implementation of improved services, including actively seeking out learning opportunities to support own growth and development.

How you will succeed:

You have an innovative mindset to improve operational efficiencies and ability to influence change, with a primary focus on client needs.

You use critical thinking skills to recognize assumptions, evaluate arguments, draw conclusions and proactively propose solutions.

You have strong communication skills to clearly convey messages and explore diverse points of view.

You build trusting relationships and provide guidance to support the development of colleagues.

To join our team:

You have 5-7 years of experience in Commercial Underwriting, Reinsurance or Specialty Lines.

You have experience coaching, mentoring, and supporting various stakeholders.

You have a high school diploma or equivalent.

Having Policy Center/Guidewire is an asset.

Having the Chartered Insurance Professional (CIP) or Canadian Risk Management (CRM) designations is an asset.

You have advanced knowledge of underwriting practices, insurance products and competitor landscape.

What you need to know:

This role involves direct contact with clients and/or service providers in their environment.

Extended work hours, including weekends, may be required during peak periods.

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What's in it for you?

• Training and development opportunities to grow your career.
• Flexible work options and paid time off to support your personal and family needs.
• A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
• Paid volunteer days to give back to your community.
• In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Salary information

Expected salary/hourly range $72,847 - $121,411 (min-max, full range).

Salary placement

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.