Senior Treasury Asset and Liability Management Analyst

TD Bank; Toronto; On-site; CAD 82,000 - 115,000; Full time

Benefits offered by this job

Discretionary bonus

Job summary

TD Bank in Toronto is seeking an Asset and Liability Management professional to join the Treasury's ALM team. You will develop financial models, analyze portfolios and support balance sheet forecasts and reporting.

This role emphasizes risk management, regulatory awareness, and collaboration with senior colleagues to deliver accurate analytics and robust decision support. Strong communication and cross-functional collaboration are essential as you mentor junior analysts and help drive continuous

Qualifications

• In-depth expertise in Asset and Liability Management and related areas.
• Experience developing financial models and translating complex information into practical advice.
• Strong communication and relationship-management skills with internal and external stakeholders.
• Vigilant approach to risk, controls, confidentiality and regulatory requirements.

Responsibilities

• Develop and maintain financial models used to generate risk measurement information for Asset and Liability Management.
• Analyze asset and liability portfolios, evaluate trends, reconcile cash flow activity and support balance sheet and Net Interest Income forecasts.
• Develop, document and maintain assigned applications and implement changes with minimal service disruption.
• Diagnose and resolve problems of varying complexity in collaboration with internal and external partners.
• Conduct reporting and meaningful analysis, draw conclusions and make recommendations for management or broader audiences.
• Support improvements to processes, controls, documentation and reporting while aligning with internal policies and regulatory requirements.
• Lead moderately complex projects, end-to-end processes or functional programs within the area of expertise.
• Share knowledge, mentor colleagues and keep stakeholders informed on project status, issues and developments.

Skills

Asset & Liability Management

Financial modeling

Quantitative analysis

Communication & relationship mgmt

Regulatory & risk awareness

Job description

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Finance

Pay Details: $81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Opportunity

Join Treasury's Asset and Liability Management team and help conduct and enhance reporting processes, control frameworks, forecasts and analytics related to the Bank's balance sheet. You will provide analytical support to senior colleagues, help guide junior analysts and contribute to accurate, efficient and comprehensive reporting.

TD Department Overview: The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD's consolidated non-trading market risk, funds transfer pricing measurement framework, funding strategies, liquidity risk and capital position. TBSM prides itself on fostering a culture that emphasizes development, open-mindedness, shared success, strong partnerships and value-add initiatives. Significant emphasis is placed on developing people through a teaching culture, collaboration across teams and a commitment to diversity and inclusion to create an environment where individuals are encouraged to grow, challenge ideas constructively and contribute meaningfully to Treasury's objectives.

TBSM ALM Team Overview: The Asset & Liability Management (ALM) team within Treasury is responsible for the measurement, management and optimization of the Bank's Non-Trading Market Risk (NTMR). The team plays a critical role in ensuring the institution remains financially resilient and strategically aligned by overseeing structural interest rate risk, balance sheet dynamics, hedging strategies and earnings sensitivity. Through disciplined analytics and risk identification, ALM supports Treasury's mandate to deliver stable, sustainable earnings while operating within the Bank's risk appetite and regulatory expectations.

ALM Measurement (or MRMA Measurement) Team Overview: is a centralized function within TBSM responsible for the production, analysis, governance, and control of NTMR and Interest Rate Risk in the Banking Book (IRRBB) measurement activities. The team supports TBSM's responsibility to understand and manage structural market risks arising from the Bank's banking-book positions and provides accurate, complete, and timely risk measurement results support balance sheet management, internal and regulatory reporting, financial disclosure, and management decision-making.

What you'll do

• Develop and maintain financial models used to generate risk measurement information for Asset and Liability Management.
• Analyze asset and liability portfolios, evaluate trends, reconcile cash flow activity and support balance sheet and Net Interest Income forecasts.
• Develop, document and maintain assigned applications, and implement changes to the technology base in an orderly manner with minimal service disruption.
• Diagnose and resolve problems of varying complexity, collaborating with internal and external partners where expertise or cooperation is required.
• Conduct reporting and meaningful analysis, draw conclusions and make recommendations for management or broader audiences.
• Support improvements to processes, controls, documentation and reporting while maintaining alignment with internal policies and regulatory requirements.
• Lead moderately complex projects, end-to-end processes or functional programs within the area of expertise.
• Share knowledge, mentor colleagues and keep stakeholders informed on project status, issues and relevant developments.

What you bring

• In-depth expertise in Asset and Liability Management and working knowledge of broader related areas.
• Experience developing financial models, performing quantitative analysis and translating complex information into practical advice.
• The ability to solve complex problems involving multiple variables and stakeholders and to recommend process, product or service improvements.
• Strong communication and relationship-management skills, with the ability to convey business context to internal and external stakeholders.
• A well-managed approach to risk, controls, confidentiality and evolving regulatory requirements.

Your impact

Strengthe