Senior Specialized Finance Analyst

TD; Toronto; On-site; CAD 82,000 - 115,000; Full time

Benefits offered by this job

Onsite 4 days a week

Job summary

TD is seeking a Senior Specialized Finance Analyst to support OSFI leverage calculation and reporting for Wholesale Banking in Toronto. The role emphasizes accurate regulatory reporting, data analysis, and governance enhancements.

The candidate will collaborate with Finance, Front Office, Risk, and Technology to optimize processes, provide actionable insights, and support strategic decision-making. Onsite work four days weekly is expected.

Qualifications

• Experience applying OSFI Leverage Ratio requirements and related regulatory reporting.
• Ability to lead leverage optimization initiatives and governance activities.
• Strong data analysis skills with attention to detail and accuracy.

Responsibilities

• Act as a subject matter expert for leverage calculation methodologies and regulatory guidance.
• Calculate OSFI leverage exposures for Wholesale Banking and produce regulatory reports.
• Identify gaps, inefficiencies, and control enhancements in current processes.

Skills

Leverage calculations

OSFI guidance

SQL

Python

Excel

Analytical thinking

Communication

Education

Undergraduate degree in Finance, Mathematics, Data Analytics, or related field

CFA/FRM/CPA asset

Tools

SQL

Python

Excel

Job description

Work Location:Toronto, Ontario, CanadaHours:37.5Line of Business:FinancePay Details:$81,600 - $115,200 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:Reporting to the Senior Manager, the Senior Specialized Finance Analyst will support TDS leverage calculation and reporting processes, including ongoing daily and monthly regulatory and management reporting deliverables. The Senior Analyst will apply OSFI Leverage Ratio requirements, provide analysis and guidance to business partners and stakeholders, and contribute to initiatives that strengthen calculation accuracy, process efficiency, governance, and controls. The role will also provide meaningful analysis and advice to support strategic decision-making, influence business behaviour, and promote optimal balance sheet usage across Wholesale Banking.Responsibilities:Act as a subject matter expert for team processes, leverage calculation methodology, and applicable regulatory guidanceCalculate leverage exposures for Wholesale Banking in accordance with OSFI Leverage Ratio requirements and perform related regulatory and management reportingInterpret OSFI Leverage Ratio requirements in the context of current processes, methodologies, and assumptions, and proactively identify gaps, inefficiencies, and control enhancementsLead the identification, development, and implementation of leverage optimization opportunities, process improvements, and governance activities for the teamPartner with other lines of business within Finance, Front Office, Risk, and Technology teams to deliver key initiatives and promote a consistent understanding of OSFI requirements and leverage calculationsPerform independent, end-to-end analysis to investigate and resolve calculation or reporting issues and respond to ad hoc inquiriesSupport the documentation and ongoing enhancement of methodologies, procedures, controls, and reporting processesThe ideal candidate will possess:Sound understanding of wholesale banking products, including securities financing transactions, fixed income products, and loans, together with a strong grasp of quantitative data analysisStrong analytical and technical skills, with the ability to investigate and resolve complex issues where clear procedural guidance may not existProactive, self-starter mindset and willingness to develop a thorough understanding of team processes and the team’s role within the broader Wholesale Banking organizationStrong working knowledge of the Microsoft Office suite of products, with experience using SQL or Python to analyze large and complex datasetsFoundational understanding of OSFI leverage requirements and regulatory reporting principlesStrong attention to detail and a demonstrated focus on the accuracy, completeness, and timeliness of calculations and reporting outputsExcellent communication and relationship-management skills, with the ability to work across functions to understand issues and clearly articulate potential solutionsSpecific Educational Requirements / Accreditations:CFA, FRM, CPA or equivalent designation considered an assetUndergraduate degree in Finance, Mathematics, Data Analytics, or related fieldWork activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn moreAdditional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationYour accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.We look forward to hearing from you!Language Requirement (Quebec only):Sans Objet