Senior Software Engineer (Merchant Risk Intelligence & Platform)

Affirm; Oshawa; Remote; CAD 150,000 - 200,000; Full time

Job summary

An innovative company is seeking a Senior Software Engineer to join their Merchant Risk Intelligence & Platform team. In this role, you will design and develop scalable backend systems using Python or Kotlin, ensuring a smooth merchant experience. You will lead your team through challenges, advocate for best practices, and contribute to a culture of quality. This position offers a competitive salary, remote work flexibility, and a comprehensive benefits package, including health coverage and stipends for technology and lifestyle needs. If you're passionate about building robust systems and making a significant impact, this opportunity is perfect for you.

Benefits

100% subsidized medical coverage

Flexible Spending Wallets

Competitive vacation and holiday schedules

Employee Stock Purchase Plan (ESPP)

Qualifications

• 4+ years experience in backend systems design and development.
• Strong understanding of distributed systems and architecture.

Responsibilities

• Own and deliver quarterly goals for the team.
• Collaborate with product management and design teams.

Skills

Python

Kotlin

AWS

MySQL

Kubernetes

Monitoring Systems

Distributed Systems

Code Review

Technical Communication

Education

Bachelor's Degree in a Related Field

Equivalent Practical Experience

Tools

Sentry.io

Rollbar

Chronosphere

Kibana

Job description

Senior Software Engineer (Merchant Risk Intelligence & Platform)

Join to apply for the Senior Software Engineer (Merchant Risk Intelligence & Platform) role at Affirm

Senior Software Engineer (Merchant Risk Intelligence & Platform)

1 week ago Be among the first 25 applicants

Join to apply for the Senior Software Engineer (Merchant Risk Intelligence & Platform) role at Affirm

Get AI-powered advice on this job and more exclusive features.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

At the Merchant Engineering team, we make products that are a joy for developers to integrate, thus making it easy for Merchants and Partners to unlock the value of being part of the Affirm network. Our goal is to build a flexible, scalable, robust platform to provide the best possible purchasing experience be it online or in-store.

The purpose of the Merchant Risk Intelligence & Platform (MRIP) team is to build functionalities that automate merchant risk assessment, throughout their lifecycle within Affirm. We create the necessary backend platform and by combining it with work of multiple other cross functional teams spanning all of Affirm, enable our ML engineers to build models that help automate decision making. Whether it’s about onboarding a new merchant, or constantly monitoring for trends, our team is responsible for making sure Risk is properly managed and the experience for merchants in the process is as smooth and thorough as possible.

What You'll Do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.
  
  

What We Look For

• You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Prior experience with monitoring and alerting systems (sentry.io, rollbar, chronosphere, kibana)
• A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
  
  

Pay Grade - N

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $150,000 - $200,000

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
  
  

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Engineering and Information Technology

Referrals increase your chances of interviewing at Affirm by 2x

Get notified about new Senior Software Engineer jobs in Oshawa, Ontario, Canada.

Senior Software Developer - Identity Access Management (IAM)

Senior Software Engineer (Online Storage)

Principal Software Engineer, Infrastructure Platform Engineering

Senior Software Engineer (Identity Decisioning)

Senior Software Engineer (Capacity and Cloud Economics Engineering)

Principal Software Engineer, Traffic Management

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.