Senior Software Engineer

EQ Bank | Equitable Bank; Toronto; On-site; CAD 70,000 - 100,000; Full time

Job summary

A leading fintech company in Toronto is seeking a Java Developer to design and implement innovative financial solutions. This role focuses on integrating AI capabilities and enhancing customer experiences within banking technology. Candidates should have a strong background in Java development, familiarity with microservices architecture, and experience in financial services. The position offers competitive benefits and is a unique opportunity to redefine banking.

Benefits

Competitive discretionary bonus

Market leading RRSP match program

Medical, dental, and vision benefits

Employee Share Purchase Plan

Generous vacation policy

Annual professional development allowance

Qualifications

• 3-5 years of professional Java development experience.
• Experience in financial services or fintech environments.
• Familiarity with AI frameworks and APIs.

Responsibilities

• Design and implement Java applications following SDLC best practices.
• Use AI-assisted coding tools to improve development speed.
• Develop REST APIs connecting banking systems and AI models.

Skills

Java proficiency

AI integration

Microservices architecture

Security implementation

API development

Education

Bachelor's or Master's degree in Computer Science

Tools

Spring Boot

Git

Docker

Azure

Job description

Join a Challenger

Being a traditional bank just isn’t our thing, so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.

How do we get there? With a talented team of inquisitive and agile challengers that break through the status quo. So, if you’re passionate about redefining the future of banking—while having fun—this could be your next big opportunity.

Our company continues to grow, and today we serve more than 670,000 people acrossCanadathrough Equitable Bank,Canada'sChallenger Bank, and have been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions acrossCanadathat serve more than six million members. Together we have over$125 billionin combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives.Our customers have named our EQ Bank digital platform (eqbank.ca) one of the top banks in Canada on the Forbes World's Best Banks list since 2021.

The Work

Help develop innovative financial services solutions through modern Java development practices. Focus on integrating AI capabilities and intelligent automation. This role involves implementing next-generation banking technology that improves customer experiences and boosts operational efficiency. You will work on critical systems that merge reliable banking infrastructure with the latest AI solutions.

The position requires solid technical skills in building secure, scalable, and maintainable applications while embracing AI-assisted development practices, LLM integration, and autonomous workflow solutions. Key outcomes include delivering high-quality code using modern AI tools, promoting intelligent automation initiatives, and supporting the organization’s digital transformation driven by AI.

The Core Responsibilities!

• Application Development: Design and implement Java applications following SDLC best practices. Ensure code quality, maintainability, and adherence to team coding standards. Integrate AI capabilities and LLM solutions into financial service workflows where suitable.
• AI-Enhanced Development: Use AI-assisted coding tools and practices to improve development speed and code quality. Implement AI-driven features like intelligent automation, predictive analytics, and improved user experiences.
• Agentic AI Implementation: Help develop and deploy autonomous AI agents for financial workflows, including automated decision-making systems and intelligent process automation.
• Microservices Development: Build and maintain microservices using Spring Boot and related technologies. Focus on reliability, performance, and easy integration with AI services and existing systems.
• API Development: Create REST APIs and integration points connecting various banking systems, AI models, and LLM services. Ensure proper data handling and smart workflow orchestration.
• Security Implementation: Apply security best practices for traditional applications and AI-integrated systems. Ensure proper authentication, authorization, and data protection for sensitive financial and AI-processed data.
• Use AI technologies to increase development efficiency, automate routine tasks, and enhance application capabilities to deliver better customer experiences and operational improvements.
• Develop and implement new financial products and services, including risk assessment systems, fraud detection platforms, personalized banking experiences, and analytics solutions.
• Work with cross-functional teams, including Data Scientists, Product Managers, and Business Analysts, to translate requirements into scalable technical solutions.
• Partner with Compliance and Risk Management teams to ensure all implementations meet regulatory requirements and industry standards.

Let's Talk About You!

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a similar technical field.
• Additional training in modern development practices, cloud technologies, or emerging technologies is preferred.
• 3-5 years of professional Java development experience with hands-on expertise in enterprise-level applications.
• 2+ years of direct experience in financial services, fintech, or banking technology environments.
• Preferred experience with AI integration, LLM services, or autonomous AI systems in production settings.
• Proven history of delivering scalable applications in regulated industries.
• Core Java: Strong knowledge of Java 11+, Spring Framework, Spring Boot, Spring Security, and JPA/Hibernate.
• Microservices: Familiarity with microservices architecture, API design, and distributed systems patterns.
• AI Integration: Understanding of AI frameworks, LLM APIs (OpenAI, Claude, etc.), and AI model integration patterns. Preferred experience with agentic AI workflows and intelligent automation.
• AI-Assisted Development: Proficiency with AI-powered development tools, code generation assistants, and modern IDE AI features.
• Cloud Platforms: Basic knowledge of Azure or AWS/GCP, with experience in AI services, containerization (Docker, Kubernetes), and serverless architectures.
• Databases: Familiarity with relational (Azure / MS SQL Server, PostgreSQL) and NoSQL (MongoDB, Cosmos DB) databases, including exposure to vector databases for AI applications.
• Development Tools: Experience with version control (Git), CI/CD pipelines, automated testing frameworks, and AI-enhanced development workflows.

What we offer [For full-time permanent roles]

Competitive discretionary bonus

Market leading RRSP match program

???? Medical, dental, vision, life, and disability benefits

Employee Share Purchase Plan

Maternity/Parental top-up while you care for your little one

Generous vacation policy and personal days

Virtual events to connect with your fellow colleagues

Annual professional development allowance and a comprehensive Career Development program

A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyone’s diverse experiences and perspectives. In tandem with that commitment, we support and encourage our staff to grow not just in their career path, but personally as well.

We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and beyond.All candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying, an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.

We can’t wait to get to know you!