Senior Product Manager, Credit & Pricing

Affirm; San Juan de Terranova; On-site; CAD 207,000 - 277,000; Full time

Job summary

A financial technology company based in Canada is seeking a Product Manager to drive user level incentives products and enhance customer conversion. The role requires strong analytical skills, collaboration across various teams, and a minimum of 4 years in product management, preferably in consumer finance. The company offers a competitive salary and comprehensive benefits, including health coverage and flexible spending opportunities.

Benefits

Health care coverage

Flexible Spending Wallets

Competitive vacation and holiday schedules

Employee stock purchase plan (ESPP)

Qualifications

• Minimum 4 years of prior product or relevant experience in consumer finance, payments, or underwriting is a plus.
• Experience shipping products end-to-end with measurable impact to the bottom line.
• Data-driven learning style and can use quantitative information to guide decisions.

Responsibilities

• Define and socialize the product vision and strategy.
• Analyze and quantify the impact of product features.
• Become recognized as a domain expert in loyalty and conversion.
• Collaborate across teams to launch and scale products.

Skills

Motivation

Self Starter

Analytical skills

Experimental mindset

Execution

Product experience

Job description

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. You will be joining the Credit and Pricing team, which is responsible for increasing customer conversion, fostering loyalty, and optimizing loan economics across the entire Affirm network including Affirm Card, Affirm Anywhere, digital wallets, our integrated merchant network, and distribution partners such as Shopify. In this role you are responsible for Affirm's user level incentives product that delivers highly customized offers to users to fuel acquisition, growth, and retention in the US and globally. To achieve this mission, you will partner with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more.

What You’ll Do

• Define and socialize the product vision and strategy in collaboration with your peers in Engineering and Analytics
• Analyze and quantify the impact of product features and define metrics for success
• Establish yourself as a trusted partner of our Consumer, Commercial, and Engineering teams
• Become recognized as a domain expert in the subject matter that drives loyalty and conversion
• Collaborate across functions – including engineering, design, analytics, legal, compliance, marketing, commercial, pricing and others – to successfully launch and scale products
• Collaborate across product teams to support initiatives that interface with Affirm’s Incentives capabilities (e.g. direct to consumer, growth and retention, merchant and partner networks, and new product verticals)

What We Look For

• Motivation: You have a passion and drive to change consumer finance for the better.
• Self Starter: You must be comfortable operating autonomously, socializing and presenting your work to leaders and unafraid to learn/fail fast.
• Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast.
• Execution: Experience shipping products end-to-end with measurable impact to the bottom line.
• Analytical skills: You have a data-driven learning style and can use quantitative information to guide decisioning.
• Product experience: Minimum 4 years of prior product or relevant experience in consumer finance, payments, or underwriting is a plus.

Pay Grade - N

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $150,000 - $200,000

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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