Senior Product Manager, Corporate and Structured Lending

Bank of China (Canada); Toronto; On-site; CAD 120,000 - 180,000; Full time

Job summary

Bank of China (Canada) seeks an experienced Senior Product Manager, Corporate & Structured Lending to lead the development, management, and governance of the Bank’s corporate lending products within our Commercial and Corporate Banking Services team.

The role drives product strategy, growth, risk management, and operational effectiveness across bilateral lending, syndicated loans, project finance, and acquisition financing.

Qualifications

• Minimum 8 years of experience in corporate banking, product structuring, or related areas.
• Experience with large corporates and financial intermediaries.
• Ability to structure and price complex financing solutions.

Responsibilities

• Lead development of corporate lending product strategies and roadmaps.
• Collaborate with Relationship Managers, Credit Risk, and Legal to govern products.
• Drive product governance lifecycle and risk assessments.
• Support system enhancements and digital initiatives.
• Prepare product proposals and governance documentation.

Skills

Corporate lending

Structured finance

Product management

Financial risk assessment

Stakeholder management

Deal structuring

Credit risk

Regulatory knowledge

Pricing discipline

Analytical skills

Education

Bachelor’s or Master’s in Finance/Business/Economics

Job description

Job Title: Senior Product Manager, Corporate & Structured Lending

Job Type: Full-time Permanent

We are seeking an experienced Senior Product Manager, Corporate & Structured Lending to lead the development, management, and governance of the Bank’s corporate lending products within our Commercial and Corporate Banking Services team. The role is responsible for driving product strategy, commercial growth, risk management, and operational effectiveness across a range of financing solutions, including bilateral lending, syndicated loans, project finance, and acquisition financing.

The successful candidate will bring strong expertise in corporate lending, structured finance, product management, and financial risk assessment, working closely with Relationship Managers, Credit Risk, Financial Markets, and other internal stakeholders to develop competitive financing solutions. This role plays a key part in supporting complex transactions, optimizing product performance and profitability, and ensuring lending products remain aligned with the Bank’s business objectives, risk appetite, and regulatory requirements.

What You Will Do

• Lead the development and execution of corporate lending product strategies and roadmaps, ensuring alignment with business objectives and the Bank’s risk appetite.
• Identify opportunities across bilateral lending, syndicated financing, project finance, and acquisition financing to support asset growth and fee-based revenue generation.
• Partner with Relationship Managers and Financial Markets to develop integrated financial solutions across lending, deposits, FX, and capital markets.
• Monitor market trends, competitor offerings, and pricing benchmarks to maintain product competitiveness.
• Own the product governance lifecycle, including Product Risk Assessments, product approval documentation, policy updates, and periodic product reviews.
• Collaborate with Credit Risk, Compliance, AML, Legal, Financial Management, and Operations to establish product standards, eligibility criteria, risk parameters, and execution requirements.
• Provide technical expertise and deal structuring support for complex corporate financing transactions, including syndicated loans, project finance, M&A-related financing, and other structured lending solutions.
• Support the development of term sheets, product guidelines, and pricing frameworks in collaboration with Credit Risk and Financial Management.
• Coordinate with internal stakeholders to resolve transaction execution challenges involving client onboarding, documentation, operational setup, and post-funding activities.
• Lead cross-functional product working groups, prepare product proposals, risk memoranda, and performance updates, and coordinate governance approvals and escalations.
• Monitor product performance and portfolio metrics, including growth, profitability, utilization, client penetration, portfolio concentration, and risk exposure.
• Analyze risk-adjusted return on capital (RAROC), pricing discipline, capital usage, and portfolio composition to support management decisions.
• Prepare management reporting and portfolio insights, and coordinate the resolution of product-related audit findings, control deficiencies, and regulatory issues.
• Drive process improvements across credit intake, documentation, onboarding, and post-funding management to enhance efficiency and control effectiveness.
• Develop product playbooks, training materials, and Relationship Manager toolkits to strengthen frontline product knowledge and execution.
• Support system enhancements, workflow automation, and digital initiatives related to lending product management and operational processes.

What You Bring to the Table

• Bachelor’s or Master’s degree in Finance, Business, Economics, or a related field.
• Minimum 8 years of experience in corporate banking, product structuring, transaction banking, or sales solutions within a financial institution.
• Experience working with large corporates, multinational companies, and financial intermediaries.
• Proven ability to structure and price complex financial solutions across lending, cash management, trade finance, and financial markets.
• Strong knowledge of corporate lending, loan structuring, working capital, deposit products, transaction banking, and capital markets.
• Solid understanding of corporate banking risk frameworks, pricing, RAROC, capital utilization, and portfolio risk metrics.
• Strong ability to assess corporate financial needs and develop strategic, client-focused financing solutions.
• Excellent stakeholder management skills, with experience collaborating across Product, Credit Risk, Compliance, and frontline business teams.
• Strong analytical, problem-solving, and commercial judgment.
• Ability to translate complex financing products into practical and compelling client value propositions.
• Strong presentation and communication skills, including the ability to engage effectively with senior management and executive-level clients.
• CFA, FRM, or relevant banking certifications are considered an asset.

Bank of China (Canada) is committed to fostering an inclusive workplace where diversity is valued. We encourage qualified candidates from all backgrounds to apply. Please note that only candidates selected for further consideration will be contacted.

Accommodation: Bank of China (Canada) is committed to providing accommodations throughout the recruitment process. If you require any accommodations, please contact the HR team, and we will be happy to assist.