Senior Payments Platform Leader: Global Payments & Controls

Zip; Toronto; Hybrid; CAD 150,000 - 210,000; Full time

Benefits offered by this job

Start-up equity

Full health, vision & dental coverage

Catered lunches & dinners

Commuter benefit

Team building events & happy hours

Flexible PTO

Apple equipment

Job summary

Zip is seeking a Principal Product Manager for the Payments team to own the global payments infrastructure strategy and build a safer, faster way to pay vendors across tens of billions in annual spend. You will guide bank integrations, provider partnerships, payout management, and robust payment controls while collaborating with Engineering and Design to deliver scalable capabilities.

You will lead modernization efforts, advance currency localization, and manage compliance for enterprise-scale

Qualifications

• 6+ years of product management and 10+ years of overall professional experience; experience working on payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance is a requirement.
• Ability to break down complex payment and risk problems into structured components and deliver clear product recommendations.
• Technical fluency with the ability to partner effectively with engineering on integration architectures, API design, payment processing systems, and data-driven risk systems.
• Ability to lead cross-functional initiatives, influence without authority, and drive alignment across engineering, design, operations, and customer-facing teams.
• Strong analytical skills and comfort using data to drive product decisions, measure fraud metrics, and evaluate risk model performance.
• Exceptional written and verbal communication skills, with the ability to tailor messaging to diverse technical and non-technical audiences.
• Bias to action, comfort with ambiguity, and the ability to thrive in a fast-paced, rapidly evolving environment.

Responsibilities

• Own the payments platform strategy and roadmap, including direct bank integrations, payment provider partnerships, and payment routing infrastructure that supports tens of billions in annual volume across 40+ currencies and 130+ countries.
• Drive the product strategy and roadmap to reduce payment risk -- including Zip's AI-powered fraud detection system that flags risky invoices directly to customers.
• Own bank account verification– expanding provider coverage, increasing geographic reach, and ensuring reliable real-time verification across customer segments.
• Lead payments onboarding automation – building customer-facing workflows that reduce manual operational overhead and accelerate go-live.
• Define product strategy for payment method management to help buyers and vendors transact seamlessly, including multi-provider support and payout group management.
• Lead payments platform modernization -- expanding payment rails and payout capabilities, improving payment cycle times, and ensuring enterprise-grade reliability at scale.
• Drive currency localization across Zip – enabling customers to support multi-currency workflows across all payment surfaces.
• Collaborate deeply with engineering and design to define requirements, provide product direction, make tradeoffs, and deliver high-quality, enterprise-grade payment capabilities.

Skills

PM experience

Payments infra

Technical fluency

Cross-functional leadership

Data-driven decisions

Communication skills

Ambiguity handling

Job description

Zip is seeking a Principal Product Manager for the Payments team to own the global payments infrastructure strategy and build a safer, faster way to pay vendors across tens of billions in annual spend. You will guide bank integrations, provider partnerships, payout management, and robust payment controls while collaborating with Engineering and Design to deliver scalable capabilities.

You will lead modernization efforts, advance currency localization, and manage compliance for enterprise-scale