Senior Mortgage Underwriter (Remote)

NATIONAL BANK OF CANADA; Edmonton; Remote; CAD 80,000 - 100,000; Full time

Job summary

A leading financial institution seeks a Senior Mortgage Underwriter to provide tailored mortgage solutions. This fully remote role involves making credit decisions, ensuring compliance, and collaborating with teams to support client needs. Ideal candidates will have a background in residential mortgage underwriting, strong analytical skills, and a client-focused approach. Competitive benefits and flexible work arrangements are offered.

Benefits

Health and wellness programs

Generous pension plan

Employee and Family Assistance Program

Qualifications

• Experience in residential mortgage underwriting, ideally within a broker channel.
• Strong analytical and decision-making skills with keen attention to detail.
• Knowledge of industry legislation and compliance practices including AML/ATF.

Responsibilities

• Provide detailed credit decisions on mortgage applications.
• Establish profitable and low-risk lending parameters.
• Ensure compliance with internal risk appetite and legislative requirements.
• Partner with Mortgage Documentation Officers to support development.

Skills

Communication

Analytical skills

Collaboration

Client-focused

Negotiation skills

Tools

Mortgage systems and tools

Job description

Attendance Remote Job number 26797 Category: Intermediate Professional Status: Permanent Type of Contract: Permanent Schedule: Full-Time Area(s) of interest: Advisory services, Commercial banking Location(s): Edmonton

A career as a Senior Mortgage Underwriter in the Optimum Mortgage team at National Bank supports clients in achieving home ownership by providing tailored mortgage solutions through our Broker channel. This role allows you to positively impact the organization through credit evaluation skills, risk management, and a collaborative, client-focused approach to underwriting.

Fully remote opportunity available.

Your job

• Provide detailed and analytical credit decisions on complex mortgage applications in a timely and accurate manner.
• Establish profitable and low-risk lending parameters, including pricing, terms, and conditions, aligned with client needs and institutional guidelines.
• Ensure all underwriting decisions comply with internal risk appetite, legislative, regulatory, and policy requirements, including AML/ATF and KYC.
• Partner with Mortgage Documentation Officers and mentor team members to support development and growth.
• Identify and recommend innovative, flexible mortgage solutions tailored to borrowers' needs.
• Maintain composure and efficiency in a fast-paced, sales-driven environment while delivering exceptional client service.
• Collaborate across departments to support seamless operations and resolution-focused outcomes.

Your team

Within the Optimum Mortgage business line, you will be part of a dedicated team of mortgage underwriting professionals, reporting to the Section Manager. The team is committed to continuous improvement, resolution, and a client-first approach. We offer flexible work arrangements, personalized development plans, and a supportive environment.

You will benefit from internal training, mentorship, and technology-enabled systems that streamline work and encourage innovation in mortgage underwriting.

Basic requirements

• Experience in residential mortgage underwriting, ideally within a broker channel or financial institution.
• Strong analytical and decision-making skills with keen attention to detail.
• Knowledge of industry legislation and compliance practices including AML/ATF, Privacy, and KYC.
• Technologically proficient and comfortable working with mortgage systems and tools.
• Exceptional communication and negotiation skills, with a collaborative and team-oriented mindset.
• A passion for providing creative and client-focused solutions in a high-volume environment.

Languages: English

Skills

• Communication
• Diversity & Inclusion
• Driving Results
• Emotional Intelligence
• Teamwork
• Accountability
• Client-focused
• Empathy
• Initiative
• Learning Agility
• Resiliency
• Humility

Your benefits

In addition to competitive compensation, you’ll be eligible for a wide range of flexible benefits, including:

• Health and wellness programs
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Community involvement opportunities
• Telemedicine services
• Virtual sleep clinic

Our dynamic work environments and collaboration tools foster a positive employee experience. We actively listen to employees’ ideas through surveys and programs, encouraging ongoing feedback and communication. We are committed to inclusivity and accessibility, welcoming all candidates and providing accommodations during the recruitment process.