Senior Mortgage Underwriter

National Bank; Edmonton; Remote; CAD 70,000 - 90,000; Full time

Job summary

A leading financial institution offers a fully remote opportunity for a Senior Mortgage Underwriter. You'll provide tailored mortgage solutions, assess credit applications, and contribute to a client-first team. Ideal candidates have strong analytical skills and experience in residential mortgage underwriting. Join us to make a positive impact on clients' home ownership journeys.

Benefits

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Telemedicine service

Opportunities to get involved in community initiatives

Qualifications

• Experience in residential mortgage underwriting, ideally within a broker channel.
• Knowledge of industry legislation and compliance practices including AML / ATF.
• Technologically proficient.

Responsibilities

• Provide detailed credit decisions on complex mortgage applications.
• Establish lending parameters and ensure compliance with guidelines.
• Mentor Mortgage Documentation Officers.

Skills

Analytical skills

Decision-making skills

Communication skills

Negotiation skills

Team-oriented mindset

Client-focused solutions

Tools

Mortgage systems and tools

Job description

A career as a Senior Mortgage Underwriter in the Optimum Mortgage team at National Bank offers an opportunity to support clients in achieving home ownership by providing tailored mortgage solutions through our Broker channel. This role allows you to positively impact the organization through your credit evaluation skills, commitment to risk management, and collaborative, client-focused underwriting.

Fully remote opportunity available.

Your job

1. Provide detailed and analytical credit decisions on complex mortgage applications in a timely and accurate manner.
2. Establish profitable and low-risk lending parameters, including pricing, terms, and conditions, aligned with client needs and institutional guidelines.
3. Ensure all underwriting decisions align with internal risk appetite and comply with legislative, regulatory, and policy requirements, including AML / ATF and KYC.
4. Partner with Mortgage Documentation Officers and provide mentorship to support team development and growth.
5. Identify and recommend innovative, flexible mortgage solutions tailored to the unique needs of borrowers.
6. Maintain composure and efficiency in a fast-paced, sales-driven environment while delivering exceptional client service.
7. Collaborate effectively across departments to support seamless operations and resolution-focused outcomes.

Your team

Within the Optimum Mortgage business line, you are part of a team of dedicated mortgage underwriting professionals, reporting to the Section Manager. Our team is committed to continuous improvement, resolution mindset, and a client-first approach. We offer flexible work arrangements, personalized development plans, and a supportive environment to help you thrive.

You will benefit from internal training, mentorship, and technology-enabled systems that streamline your work and encourage innovation in mortgage underwriting.

Basic requirements

• Experience in residential mortgage underwriting, ideally within a broker channel or financial institution.
• Strong analytical and decision-making skills with keen attention to detail.
• Knowledge of industry legislation and compliance practices including AML / ATF, Privacy, and KYC.
• Technologically proficient and comfortable working with mortgage systems and tools.
• Exceptional communication and negotiation skills, with a collaborative and team-oriented mindset.
• A passion for providing creative and client-focused solutions in a high-volume environment.

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

These benefits are designed to keep up with trends and meet your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas through surveys, programs, and ongoing communication.

We're putting people first

As a bank on a human scale, we stand out for our courage, entrepreneurial culture, and passion for people. Our mission is to positively impact peoples' lives. Our core values of partnership, agility, and empowerment guide us, and inclusivity is central to our commitments. We offer a barrier-free workplace accessible to all employees.

We aim to make our recruitment process fully accessible. If you require accommodation, please let us know during your initial conversations. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!