Senior Manager, Portfolio Analytics & Reporting Business Banking, Global Risk Management

Scotiabank; Toronto; On-site; CAD 100,000 - 130,000; Full time

Job summary

A leading Canadian financial institution is seeking a Sr. Manager for Business Banking Credit Risk in Toronto. This role requires extensive analytical and strategic leadership skills, overseeing performance trends and driving insights across various portfolios. Candidates should have a university degree in business or economics and ten years of relevant experience. The organization promotes an inclusive environment and values diversity in its workforce.

Qualifications

• 10 years of relevant work experience.
• Ability to manage ambiguity effectively.
• Demonstrated commitment to coaching and developing staff.

Responsibilities

• Monitor Small Business portfolio indicators and analyze performance.
• Lead sensitivity analyses and establish scenario frameworks.
• Support annual strategic planning process and deliver analyses.

Skills

Exceptional problem-solving skills

Strong analytical skills

Excellent Executive communication

Leadership and interpersonal skills

Strategic orientation

Education

University degree in business or economics

Job description

Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture.

Reporting to the Sr. Director, Business Banking Credit Risk, the Sr. Manager will work closely with senior management, GRM colleagues, business line leads, and a diverse set of stakeholders to generate insights and deliver strategic recommendations. The incumbent will drive analyses, support oversight, and strategic thought leadership across Business Banking portfolios, segments, and industries, ensuring business strategies, plans, and initiatives are supported in compliance with governing regulations, internal policies, and procedures.

Responsibilities include:

• Monitoring Small Business portfolio indicators, proactively analyzing performance alongside macro-economic and external trends; collaborating with the Lending Policy and Governance and GRM colleagues to establish recommendations based on data-driven observations and analyses.
• Leading sensitivity analyses to test performance benchmarks against various external environments; leading cross-functional teams to establish scenario frameworks and readiness playbooks by identifying and prioritizing levers.
• Supporting performance trending across portfolios, and preparation of strategic communication materials for Senior Credit Committees as required.
• Completing competitive / business environment research and benchmarking to determine emerging issues and trends, and analyzing the impact / implications of those trends.
• Measuring and monitoring credit score and policy changes across the credit life cycle (adjudication, customer management, and collections) with a focus on independent analysis of the risk-return trade-off.
• Triangulating internal data analyses with macro-economic and consumer trend reports to define customer vulnerability frameworks; establishing an integrated set of performance benchmarks to continuously monitor segment performance.
• Collaborating with GRM colleagues to improve portfolio monitoring and account management capabilities through integration of new models and frameworks.
• Supporting annual strategic planning process through thought leadership on implications to KPIs and risk-related metrics, based on business objectives and growth plans.
• Enabling and delivering analyses and strategy development for Retail Credit Risk initiatives related to Capital optimization and Risk Adjusted Return on Capital.
• Executing day-to-day activities in a manner consistent with the Bank’s risk culture and the relevant risk appetite statement and limits. Communicating the Bank’s risk culture and risk appetite statement.
• Creating an environment in which his/her team pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk, and conduct risk.
• Building a high-performance environment and implementing a people strategy that attracts, retains, develops, and motivates their team by fostering an inclusive work environment; communicating vision/values/business strategy and managing succession and development planning for the team.

Requirements:

• University degree in business or economics
• 10 years of relevant work experience
• Exceptional problem-solving skills, with ability to manage ambiguity
• Strategic orientation with strong innovative and integrative acumen
• Strong analytical skills and ability to design and interpret information/data required to monitor the performance
• Able to effectively manage relationships across the Bank
• Excellent Executive communication and storyboarding skills
• Strong leadership and interpersonal skills that facilitate an effective team environment
• Demonstrated commitment to coaching and developing staff
• Highly organized with proven ability to make decisions in time-pressed environment

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation during the recruitment and selection process, please let our Recruitment team know.